Startup & Tech News from Germany, Austria, and Switzerland by Startuprad.ioā„¢

šŸŽ§ The AI Revolution in Banking: Paolo Sironi on What’s Coming in 2025


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Discover how AI is transforming the financial services industry!

In this episode, fintech futurist Paolo Sironi, IBM’s Global Research Leader for Banking and Capital Markets, joins Startuprad.io to unpack how artificial intelligence is evolving from back-end automation to full-scale transformation—reshaping retail, SME, and investment banking.

šŸ”„ What You’ll Learn
  • The AI-Powered Bank: From chatbot to C-suite—how AI is redefining customer service, credit, and even organizational structure.

  • SME Banking Disrupted: Tailored, data-driven banking solutions are finally reaching small and medium-sized enterprises.

  • Wealth Management, Reimagined: Robo-advisors, personalized portfolios, and smarter investment strategies.

  • Embedded Finance Explodes: Banking is now built into the apps you use every day.

  • The Regulatory Tightrope: How ethical, transparent, and explainable AI is shaping the future of financial compliance.

  • šŸ‘‰ Download the banking and fintech strategy 2025 cheat sheet here: https://docsend.com/view/qywh6bwwuapnjkre

    šŸŽ™ļø Guest: Paolo Sironi — Fintech author, IBM researcher, and host of The Banker's Bookshelf

    šŸŽ™ļø Host: Jƶrn "Joe" Menninger — Founder & Editor, Startuprad.io
    🧠 Based on: IBM 2025 Banking & Capital Markets Outlook

    šŸ’¬ Key Quotes

    • ā€œEvery banker must be an AI risk manager.ā€ – Paolo Sironi

  • ā€œAI is not about the best tech—it’s about using it best.ā€

  • ā€œTransparency builds trust.ā€

  • ā±ļø Timestamps

    • 00:00 – Intro

  • 02:54 – The Evolution of AI in Banking

  • 11:40 – AI’s Impact on Banking Efficiency

  • 13:56 – AI and SME Banking

  • 18:54 – Capital Markets Transformation

  • 23:43 – Risk Management & Regulation

  • 28:54 – Digital Currencies & CBDCs

  • 30:59 – Embedded Finance Trends

  • 35:45 – Wealth Management with AI

  • 37:31 – Transparency & Ethics

  • 40:04 – Outro

  • šŸ¤ Sponsor

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    šŸ“¢ Call to Action

    • āœ… Subscribe to Startuprad.io so you never miss insights from global fintech leaders.

  • ā­ļø Found it valuable? Please leave us a 5-star review—it really helps!

  • šŸ“£ Share this episode on LinkedIn or Twitter using the hashtag #AIinBanking2025

  • 🌐 Visit startuprad.io for more deep dives into fintech, AI, and startup innovation.

  • 🧭 Also Check Out

    • šŸŽ™ļø Fintech Review 2024: Navigating Trends and Innovations in Startups

  • šŸŽ™ļø Fintech and Banking 2023 and Beyond | Strategy

  • ...more
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    Startup & Tech News from Germany, Austria, and Switzerland by Startuprad.ioā„¢By Startuprad.io – Europe’s Startup & VC Podcast Network


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