The American Retirement Advisor

In 1961, the campaign to stop Medicare did not run on television. It arrived in the mail as a vinyl record, addressed to doctors' wives, with instructions to invite the neighbors over for coffee and play it. The man speaking on that record later became president. Twenty-seven years later he signed the largest expansion Medicare had ever had.

Read the full article: https://news.americanretirementadvisors.com/the-record-album-that-almost-stopped-medicare/

American Retirement Advisors helps families in Arizona and Nevada navigate healthcare, retirement income, and inheritance planning. Want to reach out? Text us at (602) 281-3898, email [email protected], or visit https://americanretirementadvisors.com.

In 1912, a former president put health insurance for the old and the sick on a national ballot. It did not become law until 1965. In between sits one of the longest arguments in American history, and a single phrase that kept winning it. Harry Truman saw the phrase coming and tried to disarm it in advance. It beat him anyway.

Read the full article: https://news.americanretirementadvisors.com/the-word-that-held-off-medicare/

American Retirement Advisors helps families in Arizona and Nevada navigate healthcare, retirement income, and inheritance planning. Want to reach out? Text us at (602) 281-3898, email [email protected], or visit https://americanretirementadvisors.com.

I am writing this from seat 27B. My daughter is next to me. My wife and my baby boy are somewhere else on this airplane, separated from each other, and I found out about all of it at the door. What happened next is the best explanation of cost versus value I have ever lived through.

Read the full article: https://news.americanretirementadvisors.com/same-plane-same-destination/

American Retirement Advisors helps families in Arizona and Nevada navigate healthcare, retirement income, and inheritance planning. Want to reach out? Text us at (602) 281-3898, email [email protected], or visit https://americanretirementadvisors.com.

Yesterday you learned the three tax buckets. Today, the playbook. Three specific strategies sophisticated planners run with permanent life insurance, including one that can defuse the tax bill your kids would otherwise inherit along with your IRA. Part five of The Evolution of a Promise.

Read the full article: https://news.americanretirementadvisors.com/three-plays-the-pros-run/

American Retirement Advisors helps families in Arizona and Nevada navigate healthcare, retirement income, and inheritance planning. Want to reach out? Text us at (602) 281-3898, email [email protected], or visit https://americanretirementadvisors.com.

Two households, identical incomes, very different tax bills. The difference is not luck and it is not loopholes. It is which of three buckets each dollar comes out of. Part four of The Evolution of a Promise leaves the history books and lands in your kitchen.

Read the full article: https://news.americanretirementadvisors.com/how-are-retirement-assets-taxed/

American Retirement Advisors helps families in Arizona and Nevada navigate healthcare, retirement income, and inheritance planning. Want to reach out? Text us at (602) 281-3898, email [email protected], or visit https://americanretirementadvisors.com.

Term, whole life, the policy your employer hands you, and a product born because the 1970s broke everything. None of them were invented to be sold. Each one was invented because a specific decade handed ordinary families a specific problem. Part three of The Evolution of a Promise.

Read the full article: https://news.americanretirementadvisors.com/every-tool-was-invented-for-a-problem/

American Retirement Advisors helps families in Arizona and Nevada navigate healthcare, retirement income, and inheritance planning. Want to reach out? Text us at (602) 281-3898, email [email protected], or visit https://americanretirementadvisors.com.

In the 1750s, London's only life insurance society turned a man away for being too old. He happened to be one of the finest mathematicians in England, and what he did about it is the reason your premium is priced fairly today. Part two of The Evolution of a Promise.

Read the full article: https://news.americanretirementadvisors.com/the-math-that-made-the-promise-fair/

American Retirement Advisors helps families in Arizona and Nevada navigate healthcare, retirement income, and inheritance planning. Want to reach out? Text us at (602) 281-3898, email [email protected], or visit https://americanretirementadvisors.com.

June 18, 1583. A London salt merchant named William Gybbons becomes the first person in recorded history covered by a life insurance policy. Eleven months later he is dead, the underwriters refuse to pay, and a court has to decide whether the brand-new promise means anything. It did. It still does.

Read the full article: https://news.americanretirementadvisors.com/first-life-insurance-policy/

American Retirement Advisors helps families in Arizona and Nevada navigate healthcare, retirement income, and inheritance planning. Want to reach out? Text us at (602) 281-3898, email [email protected], or visit https://americanretirementadvisors.com.

Some mornings I catch myself wishing I were already retired. Then I remember what I get to see every week: hundreds of people living on the other side of that wish. Retirement is not a finish line. It is a starting line, and the happiest people crossed it knowing what makes them them.

Read the full article: https://news.americanretirementadvisors.com/without-the-paycheck/

American Retirement Advisors helps families in Arizona and Nevada navigate healthcare, retirement income, and inheritance planning. Want to reach out? Text us at (602) 281-3898, email [email protected], or visit https://americanretirementadvisors.com.

A summer morning in Maine with my wife's parents settled a question our advisors hear every week: when is the right time to retire? The answer is that there is no single right time. There is only the one you plan for, and then actually make happen.

Read the full article: https://news.americanretirementadvisors.com/doing-retirement-right/

American Retirement Advisors helps families in Arizona and Nevada navigate healthcare, retirement income, and inheritance planning. Want to reach out? Text us at (602) 281-3898, email [email protected], or visit https://americanretirementadvisors.com.