When a Dad wanted to save money for his daughter with a disability and realized things weren't fair, he set out to change the law. And thus the ABLE Act was born, giving people with disabilities the ability to save money without losing their Medicaid or Social Security eligibility. Today we talk to a Wisconsin Mom who has made it her life's work to answer your ABLE questions and take the confusion out of how to set up an account, while also helping you understand how ABLE can open up doors to a fantastic future!
"As a Financial Advisor in Wisconsin who specializes in helping individuals with disabilities, and/or parents of those with special needs to plan, the ABLE Accounts have been a beneficial tool. I have a personal connection to my professional specialty. I have three girls, and my youngest Emily has Down syndrome. I worked in the Financial Services industry for 10 years prior to her birth. Although she was born in 2011, several years before the ABLE Accounts became available, I knew that I wanted to change the trajectory of my career as an Advisor to focus on families like mine. " - Kathleen Oberneder, ChSNC®
More about Kathleen: https://www.crescendowm.com/team/kathleen-oberneder
Reach Kathleen here: [email protected]
The ABLE National Resource Center: https://www.ablenrc.org/
ABLE Resources in Wisconsin: https://arcwi.org/2018/03/12/learn-need-know-opening-able-account-special-needs-trust-wisconsin/
Kathleen's disclosure information:
Securities offered through J.W. Cole Financial, Inc. (JWC) Member FINRA/SIPC..Advisory services offered through J.W. Cole Advisors, Inc. (JWCA). Crescendo Wealth Management, LLC and JWC/JWCA are unaffiliated entities. J.W. Cole Financial Representatives do not accept orders and /or instructions regarding your account by e-mail, voice mail, fax or any alternative method.
For a copy of JWC’s Form CRS please visit HERE. For a copy of JWC’s Disclosure Supplement please visit HERE. By following the link, you consent to the receipt of the Form CRS electronically. For a copy of JWCA’s Form CRS please visit
Thank You to Old National Bank
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