This week I discuss the first step in the home buying process: financial preparedness. I'll be discussing why you NEED a budget, setting financial goals and tracking them, and understanding your credit report. You'll also learn when it's the right time to contact a real estate and mortgage professional.

Be sure to check out Dave Ramsey's website for his free budgeting tool at daveramsey.com. Be sure to check out his other great tools and tips for financial health.

This week I discuss the 3 main questions I would have, right now, in the midst of the corona virus outbreak as a first time home buyer. First, what's going on with the real estate market? Second, is it safe to be in the real estate market? And finally, where is the real estate market headed? Join me as I answer each of these questions for the Phoenix real estate market.

This week I explore the Top 5 myths that keep first time home buyers from purchasing their first home. I will explore what the myths are, and why they aren't true. In my experience, the 5 myths that most hurt first time home buyers are:

I can't afford a mortgage
You have to put 20% down
You can't get a loan with debt
Buying a home is too expensive
You need perfect credit