The Ask Rusty Podcast - Answers to Questions About Personal Injury Cases

Louisiana’s No-Pay No-Play Lawmeans if you crash without minimum liability insurance ($15K BI / $25K PD), you can’t claim the first $15K of your medical bills—or $25K for property damage—against another driver. In this episode, Rusty Messer breaks down:0:00 Intro & What Is No-Pay No-Play? 1:45 Current Limits & Proposed $100K Cap 3:20 Exceptions: Parked Cars, Felony Drivers, Passengers 5:10 When It Still Pays to File a Claim 6:30 Other States’ No-Pay No-Play Laws 8:15 Data: Does It Really Lower Uninsured Rates? 10:00 Q&A + How to Protect Yourself 🔔 Subscribe for weekly Q&As on personal injury law: https://bit.ly/PodCaseSub 📧 Got a case? Email us: [email protected] 👍 Like if this helped—and share to protect your loved ones! Big River Trial Attorneys4626 Sherwood Common Blvd., Suite 302Baton Rouge, Louisiana 70816(225) [email protected]#AskRustyLaw, #podcasepodcast #NoPayNoPlay #louisianalaw #personalinjury #rustymesser #bigrivertrialattorneys #UninsuredDrivers #caraccidentlawyer #knowyourrights

🎙️ Ask Rusty: Why Did Blake Lively Drop Her Emotional Distress Claims? 🧠💥I

n this episode of the Ask Rusty Podcast, attorney Rusty Messer of Big River Trial Attorneys in Baton Rouge dives into the legal drama unfolding between Blake Lively and Justin Baldoni.

🎬Lively originally accused Baldoni of sexual harassment and claimed he caused her severe emotional distress — but now she’s backing off those emotional distress claims. Why? 🤔 Could her private medical records be at stake? And what’s the difference between Intentional and Negligent Infliction of Emotional Distress (IIED/NIED)?

📝Rusty breaks down:📚 What it takes to prove emotional distress🔓 Why mental health records might have to be disclosed⚖️ What it means to dismiss a claim with or without prejudice🔥 Whether Lively can bring those claims back before trial.

🎧 Tune in to learn what’s at play in this high-stakes Hollywood lawsuit and what it means for emotional distress claims in any civil case.

📲 Follow us on social media @askrustylaw💼 Need legal help in Louisiana? Visit www.bigriverlaw.com#AskRusty #PersonalInjury #RustyMesser #BigRiverTrialAttorneys #emotionaldistress #blakelivelydrama Big River Trial Attorneys(225) [email protected]

@askrustylaw

💥 Are You Liable If Someone Gets Hurt at Your Pool? 💥🏊‍♀️
Welcome back to the PodCase Podcast, hosted by attorney Rusty Messer with Big River Trial Attorneys in Baton Rouge, Louisiana! 🎙️⚖️

In this episode, we dive into the legal risks and responsibilities that come with owning a swimming pool. 🌞 Whether you're hosting a summer bash or just relaxing in your backyard oasis, your pool could pose serious legal issues—especially if someone gets hurt. 😳

💡 Topics covered:
 🔹 What is the “attractive nuisance” doctrine in Louisiana?
 🔹 Why fencing and pool covers are more than just good ideas—they're essential! 🚧
 🔹 Common hazards like unsecured skimmer covers and tripping dangers 🤕
 🔹 Why supervision is key—even for adults! 👀
 🔹 What kind of insurance coverage you NEED to have 🧾
 🔹 What to do if you're injured at someone else's pool

Don't let a day of fun turn into a legal nightmare. Tune in to get the facts and protect yourself, your family, and your guests. 🛟📘

🎧 Subscribe now for more episodes on personal injury law, real case stories, and legal tips that matter to you.

#AskRusty #AskRustyLaw #PoolSafety #LouisianaLaw #PersonalInjury #BigRiverTrialAttorneys #RustyMesser #SwimmingPoolLiability #BatonRouge #LegalTips #PodCasePodcast

🎙️ Why Some Personal Injury Cases DON’T Settle Before Trial ⚖️
Most personal injury cases settle long before they ever reach a courtroom—but what happens when they don’t? In this episode of the PodCase Podcast, attorney Rusty Messer of Big River Trial Attorneys dives into the real reasons why some cases go all the way to trial. 🧑‍⚖️
💥 We’ll break down:
* 🚦 *Contested liability* – When both sides disagree on who caused the accident
* 💰 *Lowball offers* – Why insurance adjusters often undervalue your claim
* 🤕 *Disputes over injury severity* – Especially for invisible or long-term injuries
* 👀 *Lack of evidence* – When it’s your word against theirs
* 🙅 *Stubborn defendants or insurers* – And how they use delay as a tactic
* 🥊 *Strategic decisions* – Why sometimes, trial is the best path forward
If you're wondering why some cases *don’t* settle, or what to expect when yours doesn’t, this episode is for you. 🎧
📍 Recorded in Baton Rouge, Louisiana — proudly serving injury victims across the state.
Big River Trial Attorneys
(225) 725-6000
www.BigRiverLaw.com
[email protected]
@PodcasePodcast
#AskRustyLaw #podcasepodcast, #bigrivertrialattorneys, #rustymesser, #injurylawyer, #injuryattorney, #accidentlawyer, #accidentattorney

🎙️ **How to Settle a Personal Injury Case Without Going to Trial** | PodCase Podcast with Attorney Rusty Messer
Going to trial can be stressful, expensive, and time-consuming — but did you know most personal injury cases are resolved without ever stepping into a courtroom? In this episode of the PodCase Podcast, Attorney Rusty Messer of Big River Trial Attorneys in Baton Rouge breaks down the **three most common ways to settle a personal injury case outside of trial**:
✅ Informal settlement negotiations
✅ Mediation with a neutral third party
✅ Arbitration as a formal alternative to trial
💼 Rusty explains what each option involves, when they typically occur, and why many clients choose these routes to avoid the long delays and emotional toll of litigation. Whether you're dealing with an insurance company or a disputed liability, understanding your options can help you make the best decision for your case.
📌 *Have you ever wondered who picks the mediator? Or when exactly you can settle? We answer these questions and more!*
📲 Don’t forget to **like**, **subscribe**, and **share** if you find this helpful!
@AskRustyLaw #PersonalInjury #LegalAdvice #Settlement #LouisianaLaw #RustyMesser #BigRiverLaw #PodCasePodcast #Mediation #Arbitration #CarAccidentLawyer

🎙️ **PodCase Podcast | Episode: Understanding the $50M Starbucks Verdict** ☕💥
Today we’re diving into one of the hottest legal stories 🔥 — the $50,000,000 Starbucks lawsuit! 🚚☕ Michael Garcia, a delivery driver, suffered third-degree burns and serious injuries after a Starbucks employee handed him a drink with a loose lid. 😱
In this episode, we cover:
- 📜 The shocking background of the Garcia v. Starbucks case
- 🛑 Why Starbucks refused to apologize — and how that decision cost them millions
- ⚖️ How the jury took only *40 minutes* to reach their $50M verdict
- 🏥 The damages recovered: compensation, medical expenses, and punitive damages
- 🧯 The comparison to the famous McDonald’s hot coffee case
- 🛡️ What punitive damages are and why they matter
- 📍 How companies' failure to follow safety standards leads to massive verdicts
This episode is all about **accountability** and the real reason why juries sometimes deliver HUGE verdicts. 🧑‍⚖️💬
Hit play and find out what really happened behind the headlines! 🎧
3AskRustyLaw #StarbucksLawsuit #HotCoffeeCase #PersonalInjury #PodCasePodcast #LegalPodcast #bigrivertrialattorneys #rustymesser 
Big River Trial Attorneys
4626 Sherwood Common Blvd., Suite 302
Baton Rouge, Louisiana 70816
(225) 725-6000

[email protected]

🎙️ **Episode Title: Who Will Pay for Vandalism to Your Tesla?** 🚗💥
In this episode of the PodCase Podcast, we're diving into a growing problem: Tesla vandalism 🚨. From spray paint to shattered windows, people across the country are damaging Teslas — but who's responsible for paying to fix it? 🤔
We cover it all:
- ⚖️ How Louisiana law treats criminal damage to property
- 🚓 Why seeing someone arrested may feel satisfying but won’t fix your car
- 🏦 Whether you can count on restitution from the criminal case
- 🚘 How your own insurance — especially comprehensive coverage — comes into play
- 💵 What happens with your deductible and whether a claim could raise your rates
- 🎥 How Tesla’s **Sentry Mode** can become your best evidence to catch the culprit
- 📝 Step-by-step guide on what to do if your Tesla is vandalized
Don't let vandals leave you paying the price! Tune in to learn how to protect yourself and your car. 🔒
#Tesla #Vandalism #InsuranceClaims #PodCasePodcas #bigrivertrialattorneys #rustymesser #injurylawyer @AskRustyLaw
Big River Trial Attorneys
4626 Sherwood Common Blvd., Suite 302
Baton Rouge, Louisiana 70816
(225)725-6000
[email protected]

Think you can handle your car accident claim without hiring a lawyer? 🤔 In this episode of the PodCase Podcast, attorney Rusty Messer walks you through the essential steps to settle a car accident case on your own — the smart way. 💡

We answer real viewer questions and break down: 🚗 What types of cases you can handle solo
 📸 What to do at the scene of an accident
 📞 How to talk to your insurance company (without hurting your claim)
 🩺 Why you should see a doctor, even if you feel fine
💰 How to calculate the value of your claim
📝 Writing a solid demand letter
🤝 Negotiating with insurance adjusters
⚠️ Red flags in settlement agreements

And of course — when it’s time to call in a pro. 👨‍⚖️

If you're navigating a minor accident and want to avoid legal fees, this episode is your crash course in doing it right.

🎧 Tune in now and take control of your claim!

#AskRustyLaw #injurylawyer, #accidentlawyer, #rustymesser, #podcasepodcast, #bigriverlaw, #bigrivertrialattorneys

Were you in a car accident and now your insurance company is pushing you toward a specific body shop? 🤔 You might be wondering — *Do I have to use their shop, or can I choose my own?* In this video, we break down your rights when it comes to vehicle repairs after a wreck. 🛠️
Attorney Rusty Messer from Big River Trial Attorneys explains:  
✅ Whether you’re legally required to use the insurance company’s recommended shop  
✅ What your options are for choosing your own repair shop  
✅ How to protect your rights and make sure your car is repaired properly  
Don’t get pushed around by the insurance companies! 🚫💸 Know your rights and make the best choice for your vehicle and peace of mind.
📍 Located in Baton Rouge, Louisiana – Serving accident victims across the state.
👉 **Subscribe** to our channel for more legal tips and answers to your accident questions!  
👍 Like, 💬 comment, and 🔔 hit the bell so you never miss an update!
#CarAccident #InsuranceClaims #BodyShop #LouisianaLaw #BigRiverTrialAttorneys #BatonRougeLawyer #AskRustyLaw
Big River Trial Attorneys
4626 Sherwood Common Blvd., Suite 302
Baton Rouge, Louisiana 70816
(225) 725-6000
[email protected]

Who’s Responsible After a Rideshare Accident? 🚗💥
Welcome to the PodCase Podcast! In this episode, attorney Rusty Messer from Big River Trial Attorneys in Baton Rouge, Louisiana, breaks down the complexities of rideshare accident liability and what it means for passengers, drivers, and other parties involved. ⚖️
Ever wondered who pays for damages in a Lyft or Uber accident? Rusty explains:
✅ The different parties that could be held responsible 🏛️
✅ How rideshare insurance coverage works 🛡️
✅ Steps to take after an accident to protect your rights 📋
If you’ve been injured in a rideshare accident or just want to stay informed, this episode is packed with essential legal insights to help you navigate your claim. Don’t miss out! 📚📝
Hit Subscribe and tap the 🔔 to stay updated on our latest legal discussions. Let’s make personal injury law easier to understand—together! 🚀
📍 Big River Trial Attorneys
4626 Sherwood Common Blvd., Suite 302
Baton Rouge, Louisiana 70816
📞 (225) 725-6000
📧 [email protected]
#RideshareAccident #UberLyftCrash #LegalHelp #BatonRouge #PodCasePodcast #AskRustyLaw