The Baycrest Brief

Maryland has fired its head football coach, and the buyout is reported at around $10 million. That isn’t the only cost. On a $6.4 million salary, the 21% excise tax on nonprofit pay over $1 million could add more than $1.1 million a year. Using hypothetical figures, we explore how the Endless Money Loop could have reduced that tax and created a path to recapture millions.

Figures are hypothetical and based on public reporting, not the actual contract terms. Educational only; not tax, legal or investment advice.
BaycrestConsultants.com

They’ve been members for 40 years, they love the club, and they can afford to help. But a permanent million-dollar gift is a big ask, even for someone with substantial wealth. This episode tells the story from the member’s side, and explores how the Endless Legacy Loop could help someone create a lasting legacy for their club while keeping ownership of the assets they spent a lifetime building.

Hypothetical illustration; involves financing, collateral and life insurance, carries real risks, and is not guaranteed. Educational only; not tax, legal or investment advice.
BaycrestConsultants.com

Twenty years without a single assessment sounds like a success story. But deferred maintenance doesn’t disappear; it gets handed to the next generation of members. We look at the hidden cost of “no assessments,” and at how a club could start funding tomorrow’s expenses years before they arrive, using a hypothetical Endless Capital Loop example.

Hypothetical illustration; returns and repayment of principal are not guaranteed. Educational only; not tax, legal or investment advice.
BaycrestConsultants.com

A 100-year-old club needs millions in improvements, and nobody wants another assessment. But some members want to help. What if the question wasn’t “How much will you donate?” but “How much would you contribute if you didn’t have to give it away permanently?” We explore the Endless Capital Loop through a hypothetical example: three members, $3 million, and the income it could generate for the club.

Hypothetical illustration; returns and repayment of principal are not guaranteed. Educational only; not tax, legal or investment advice.
BaycrestConsultants.com

After 14 seasons, NC State fired its head football coach. Over his tenure he was paid roughly $50 million, with a buyout of about $10 million on top. Using hypothetical numbers, we look at how much the university may have paid in excise tax along the way, and how a different compensation structure could have turned a one-way expense into capital that returns to the school.

Figures are hypothetical and based on public reporting, not the actual contract terms. Educational only; not tax, legal or investment advice.
BaycrestConsultants.com

A century-old private club faces $20–30 million in renovations over the next few decades. Its longest-serving members don’t want massive assessments, and leadership doesn’t want to double the membership. We explore how the Endless Legacy Loop could let members use assets they already own as collateral to help create a significant future gift for the club, without writing a check today.

Hypothetical illustration; outcomes depend on underwriting, financing and structure and are not guaranteed. Educational only; not tax, legal or investment advice.
BaycrestConsultants.com

A university pays its coach $2 million. After taxes, the coach takes home about half. The school pays more than $2 million, because a 21% federal excise tax applies to nonprofit pay over $1 million. Almost everyone loses. In this episode, we walk through a hypothetical where the same dollars are structured through the Endless Money Loop. The school could recapture what it was paying in excise tax, and the coach could take home more.

Educational only - not tax, legal or investment advice.

BaycrestConsultants.com