Special guest Michael Santoli, Senior Markets Commentator at CNBC, joins Sammy Azzouz, Heritage Financial’s President and CEO, for a detailed investing conversation, including what he sees in this market, the recession watch, reasons for optimism, and how individual investors can best use market information disseminated by news sources such as CNBC.

Michael Santoli has covered the Wall Street beat for more than 20 years at Barron’s, Yahoo Finance, Dow Jones Newswires, and currently shares his extensive market expertise through regular appearances on CNBC’s “Closing Bell” and “Closing Bell Overtime”. In addition, he is a featured contributor to CNBC.com and CNBC PRO.

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