Episode 33: Belize Government vs. Other Countries — What Investors Need to Know

Understanding how a country is governed matters when you're investing there. Today we're looking at Belize's government structure and how it compares to what Americans and Canadians are used to.

What Kind of Government Does Belize Have?

Belize is a parliamentary democracy and constitutional monarchy. Yes, monarchy. Belize gained independence from Britain in 1981, and like Canada, Australia, and other Commonwealth nations, the British monarch is technically the head of state—represented locally by a Governor General.

But in practice, the Prime Minister runs the country. The Prime Minister is typically the leader of the party that controls the House of Representatives.

Structure:

• National Assembly (bicameral legislature): House of Representatives + Senate
• House of Representatives: 31 elected members
• Senate: 13 appointed members
• Prime Minister: Head of Government
• Governor General: Ceremonial Head of State representing the Crown

How Does That Compare to the U.S. System?

Key differences:

• No separation of executive and legislative branches the way the U.S. has. The Prime Minister comes from the legislature—not separately elected.
• Smaller scale: Belize has about 425,000 people. The entire country is smaller than many U.S. cities. Government is more personal and accessible—and also more prone to personal relationships affecting outcomes.
• Two-party dominance: The People's United Party (PUP) and United Democratic Party (UDP) have traded power since independence. Third parties exist but rarely win.
• Less bureaucratic layers: Belize doesn't have U.S.-style state governments, but it does have districts and local councils. National government handles most things directly.

What About the Legal System?

This is actually an advantage for foreign investors.

Belize's legal system is based on British common law—similar to the U.S. (which inherited it) and Canada. This means:

• Precedent matters
• Contract law is familiar
• Property rights are recognizable
• Court procedures are similar in principle

Compare that to civil law countries in Latin America where the system works very differently. For Americans and Canadians, Belize's legal framework is much more familiar.

Myth of the Week:

"Belize is basically like the U.S.—just smaller and tropical."

Not quite. Significant differences include:

• Pace: Government moves slower. Bureaucracy is real. Patience is required.
• Personal relationships matter more: In a small country, who you know can affect outcomes—for better or worse.
• Resources are limited: Government services aren't as comprehensive. Don't expect U.S.-level infrastructure, response times, or services.
• Different priorities: Belize is a developing country. The government's focus is different from what Americans take for granted.

How Stable Is the Government?

Relatively stable for the region.

• Peaceful transfers of power since independence
• Elections happen on schedule
• The military doesn't intervene in politics
• No coups or civil wars

Compared to some Central American neighbors, that's significant. That said, there's political drama, corruption allegations, and the usual messiness of democracy—just at a smaller scale where everyone knows everyone.

What About Property Rights Specifically?

This is where Belize shines for foreign investors:

• Fee simple ownership for foreigners—you own the land outright
• No restrictions on foreign ownership in most areas
• Land registry system that, while not perfect, provides title security
• British-based property law that's recognizable

Compare that to Mexico with restricted zones, or countries where foreigners can only lease. Belize is genuinely investor-friendly in this regard.

Listener Question: Is Belize Politically Safe for Foreign Investment?

Yes, but with caveats.

The good:

• Democratic traditions, legal protections for property
• Belize has no modern track record of nationalizing foreign-owned real estate
• English-speaking government and courts
• Generally welcoming attitude toward foreign investment

The caveats:

• Still a small developing country
• Policies can shift with new governments (within reason)
• Bureaucracy can be frustrating
• You need local expertise to navigate the system

How Does Belize Compare to Other Destinations?

• vs. Mexico: Belize has simpler foreign ownership rules, English language, but less infrastructure and amenities
• vs. Costa Rica: Similar stability, but Costa Rica is more developed and expensive. Belize is earlier stage.
• vs. Panama: Panama has more sophisticated financial and legal infrastructure. Belize is simpler and smaller.
• vs. Other Central American countries: Belize is generally more stable, has English and common law advantages, but less developed.

Each country has trade-offs. Belize's combination of English, common law, property rights, and Caribbean lifestyle is unique.

Bottom Line:

Belize's government is democratic, stable by regional standards, and operates under a legal system familiar to Americans and Canadians. It's not perfect—bureaucracy is slow, resources are limited, and it's a developing country. But for foreign investors, the fundamentals are solid.

Understand the differences, work with good local advisors, and you'll navigate it fine.

Connect:

📧 [email protected]
🏠 RE/MAX 1st Choice Belize]]>

Episode 32: Can I Own a Firearm in Belize?

It's a question we get more than you might expect, especially from American buyers. Can you own a gun in Belize? Today we're covering the reality.

Disclaimer: David is not a lawyer and gun laws can change. This is general information about the landscape and what expats need to know.

Can Foreigners Own Firearms in Belize?

The short answer: It's possible, but it's not easy. And it's very different from the U.S.

Belize is not a gun culture country like parts of America. Firearm ownership is regulated, licensed, and not a constitutional right the way it is in the U.S.

The Legal Framework:

• All firearms must be licensed—no legal private ownership without a gun license
• Licenses are issued by a board and require application, background checks, and justification
• Types of licenses: Special gun license (for specific firearms), gun dealer license, hunting license, heirloom license
• Not automatic approval—just because you apply doesn't mean you'll get one

The process involves:

• Application to the police department
• Background investigation
• Providing a reason for ownership (self-defense, property protection, etc.)
• Fees
• Waiting—it can take months

Myth of the Week:

"I can just bring my guns from the U.S. to my Belize property."

Absolutely not. Bringing firearms into Belize without proper authorization is a serious crime. You will be arrested. You will go to jail—for the gun AND each bullet.

This is not negotiable. If you're moving to Belize and want to bring firearms, you need to work with Belizean authorities in advance to get proper permits—if it's even possible for your situation.

Do not assume U.S. gun rights extend internationally. They don't.

What Types of Firearms Can Be Licensed?

• Shotguns: Most commonly licensed, especially for property protection
• Handguns: Possible with proper licensing, but scrutinized
• Rifles: Possible for specific purposes (hunting, etc.)
• Automatic weapons/assault rifles: Essentially prohibited for civilians

The government is cautious about licensing, particularly for foreigners. Having a legitimate purpose (protecting a remote property, for example) helps your case.

What U.S. Gun Owners Should Know Before Moving:

1. Accept that it's different. Belize doesn't have a Second Amendment equivalent. Gun ownership is a privilege granted by the government, not a right.

2. Don't bring guns without permission. Even ammunition without proper licensing is illegal. David shares his own experience: "I have a special protection gun permit and I brought two boxes of ammunition from the U.S. to Belize. When I got to Belize, I declared it, but the ammunition was held till I got the permit. The permit was more than the bullets, so I donated it to the police."

3. Apply properly. If you want firearms, apply on your own or work with a local attorney who understands the process. It takes time and approval isn't guaranteed.

4. Consider your actual needs. Many expats live safely in Belize without firearms. Good property management, security systems, dogs, community relationships—these provide security without the legal complexity.

5. Respect the laws. Even if you disagree with them, you're a guest in this country.

What Do Most Expats Actually Do for Security?

The honest answer: most don't have firearms. They rely on:

• Caretakers and property managers who check on properties
• Security cameras — increasingly common and affordable
• Dogs — a dog on the property is a real deterrent
• Good locks and lighting
• Community relationships — neighbors who watch out for each other
• Low profile — not flaunting wealth or drawing attention

For most expats in most situations, this is sufficient. Belize isn't a war zone, and guns aren't necessary for daily life.

When Firearms Might Make Sense:

• Very remote properties where response time from authorities would be long
• Agricultural operations where wildlife or livestock protection is a factor
• Hunting for food
• Businesses in certain situations

But even then, the licensing process is significant, and you need to weigh whether it's worth the complexity.

What About Self-Defense Without Firearms?

Basic self-defense tools are generally acceptable. The best self-defense is situational awareness, avoiding risky situations, and not making yourself a target. The same advice applies anywhere in the world.

Bottom Line:

If firearms are a core part of your identity and lifestyle—and you can't imagine living without them—Belize may require a significant adjustment, or may not be the right fit.

If you're open to adapting, most expats find they don't miss having guns the way they thought they would. The lifestyle here is different, the threats are different, and the approach to security is different.

Come with an open mind, follow the laws, and focus on the many reasons Belize is attractive rather than what you might have to give up.

Connect:

📧 [email protected] — for specific questions about firearms, put "Firearms" in the subject line
🏠 RE/MAX 1st Choice Belize]]>

Episode 31: Food in Belize — What You'll Eat and Where to Find It

Food is culture, and Belize has a delicious one. Today we're covering what you'll eat, where to find it, and what to expect as an expat or visitor.

What's Belizean Cuisine Like?

Belize is a melting pot and the food reflects that:

• Creole Influence: Rice and beans cooked in coconut milk, stewed chicken, stew beef, oxtail
• Maya Influence: Tamales, caldo soups, corn-based dishes
• Mestizo Influence: Tacos, salbutes, empanadas, garnachas
• Garifuna Influence: Hudut (fish and coconut broth with mashed plantain), cassava bread
• East Indian Influence: Curries
• Mennonite Influence: Dairy, chicken, baked goods

The result is comfort food with Caribbean, Central American, and indigenous flavors all mixed together.

Must-Try Belizean Dishes:

• Rice and beans with stewed chicken or stew beef — the national dish. Coconut rice, slow-cooked chicken, served with coleslaw and fried plantains.
• Breakfast tacos — pork or chicken. David's favorite is pork that's been simmering all night, served on corn tortilla with onion and cabbage.
• Fry jacks — fried dough for breakfast with eggs, beans, or cheese. Addictive.
• Garnachas — small fried tortillas topped with beans, cheese, and cabbage. Street food perfection.
• Ceviche — fresh conch or shrimp marinated in lime with onions, peppers, cilantro.
• Hudut — Garifuna dish: fish in coconut broth with mashed green plantains. A must-try in Hopkins.
• Tamales — especially during holidays, wrapped in banana leaves.
• Lobster — during season (June 15 to February 14), it's everywhere and affordable by U.S. standards.
• Fresh fish — typically caught and served the same day or next day.
• Barbecue — Belizeans are always cooking on a grill with charcoal or smoking with oak, citrus, or other woods.

Questions of the Week:

Q1: Is "rice and beans" and "beans and rice" the same thing?

A: No! Rice and beans = coconut rice and beans mixed together. Beans and rice = a plate of rice with a separate bowl of beans.

Q2: "The food in Belize is boring. I'll miss good restaurants."

A: Depends on what you're comparing to. If you want Michelin-star fine dining, Belize isn't your place. But if you appreciate fresh seafood, local flavors, and casual restaurants with character, you'll eat well. San Pedro and Placencia have excellent restaurant scenes—not New York variety, but quality options for beach towns.

What About Groceries?

Easy to find:

• Fresh produce — local fruits and vegetables are excellent, many organic
• Seafood — fresh fish, lobster (in season), shrimp, conch (in season)
• Rice, beans, tortillas — local staples
• Chicken — Mennonite chicken is everywhere, no antibiotics, hormone-free
• Beef, pork, eggs — good quality
• Dairy basics

Harder or expensive:

• Specialty items, specific brands, certified US organic products, health foods
• Imported goods — anything in a box from the US costs 2-3x more
• Imported alcohol — local rum, vodka, and beer are reasonable; imported are expensive
• Certain cuts of meat, US deli meat
• Cheese variety — basics available, imported is expensive

Where Do People Shop?

• San Pedro: Several grocery stores, decent selection, higher prices (everything comes by boat or plane)
• Placencia: Multiple stores, selection has improved dramatically
• Hopkins and tourist areas: Several places available
• Belize City: Best selection in the country — Brody's, Save U, and others
• Corozal: Local stores plus easy access to Chetumal, Mexico (Costco, Walmart)
• Cayo/Spanish Lookout: Mennonite community has excellent grocery and farm supplies
• Local markets everywhere: Fresh produce often cheaper than stores

Dining Out — What to Expect:

• Casual is the norm — even nice restaurants are relaxed. Beach casual almost everywhere.
• Service pace is slower — don't expect fast food speed. Relax into it.
• Fresh seafood is the star — if you're on the coast, eat fish.
• Tipping: 10-15% or more is appreciated. Sometimes included in tourist areas.

Price ranges:

• Local spots: $8-15 USD per person
• Mid-range restaurants: $20-40 USD per person
• Higher end: $50-100 USD per person
• Breakfast tacos: 3 chicken tacos for $0.50, pork tacos $0.37 each
• David's weekly barbecue: $6.50 for quarter chicken with coleslaw or pasta salad

Dietary Restrictions:

• Vegetarian: Manageable — rice and beans, vegetables, eggs, cheese
• Vegan: Harder but doable, especially if you cook
• Gluten-free: Can be challenging; many grocery stores carry gluten-free items
• Allergies: Communicate clearly; kitchens are improving but may not be as allergy-aware
• Kosher/Halal: Very limited options; prepare your own food

Drinking in Belize:

• Belikin — the national beer, everywhere and good. Also Two Five and Hobbs Brew in Placencia.
• Rum — One Barrel, Tiburon. Local rums are excellent and cheap.
• Water — tap water generally safe in developed areas; many expats drink filtered or bottled
• Coffee — Belizean coffee from Cayo is excellent
• Wine — imported and expensive. Budget accordingly or bring bottles.

Food Tips for Visitors:

• Eat local — the best food is often at simple restaurants and street vendors
• Try everything once — Hudut, gibnut, cow foot soup. Belize has unique dishes.
• Ask locals — they'll point you in the right direction
• Fresh fruit stands — mangoes, papayas, pineapples. Tropical fruit here is incredible.
• Lobsterfest — late June celebration. Plan a trip around it if you can!

Bottom Line:

You won't starve and you'll probably discover new favorites. The food is fresh, flavorful, and reflects Belize's beautiful cultural diversity. Adjust your expectations from U.S. convenience and variety. Embrace local ingredients and you'll eat well.

Connect:

📧 [email protected] — for restaurant recommendations in your area of interest
🏠 RE/MAX 1st Choice Belize]]>

Episode 30: What Are the School Options in Belize?

For families considering Belize, schools are often the deciding factor. Today we're covering education options from pre-K through high school.

This is personal for us. Serena grew up here, went to school here. So we're not just giving you research—we're giving you lived experience.

Education System Structure (British Influence):

• Preschool/Nursery: Ages 3-5
• Primary School: Standards 1-8, roughly ages 5-13
• Secondary School: Forms 1-4, roughly ages 13-17
• Sixth Form/Junior College: Preparing for university

School is compulsory through age 14. The school year runs September to June.

Types of Schools:

Government Schools: Free or very low cost. Quality varies significantly by location. Larger classes, fewer resources—but some good schools exist.

Denominational Schools: Affiliated with churches (Catholic, Anglican, Methodist, etc.). Technically public but often have better resources and reputations. Many of the best schools fall in this category. The church provides the land and building; the government provides the teachers.

Private Schools: Fee-based, often with smaller classes and more individual attention. Quality and cost vary widely.

International Schools: Follow U.S., British, or international curricula. Limited options—only a few in the whole country. Most expensive but most aligned with foreign education systems.

Options by Location:

Belize City: Most options, including the only real international schools. QSI International School follows a U.S. curriculum. Several good denominational schools.

San Pedro: Multiple private schools including Island Academy, San Pedro Roman Catholic School, and others. Options have expanded significantly in recent years.

Placencia: Fewer options but growing. Local government primary schools in Placencia and Seine Bight. Private school: Placencia Academy. High school in Independence/Georgetown is accessible.

Hopkins: Local schools but limited private options.

Corozal: Public and denominational options. Some families use schools in Chetumal, Mexico for older students.

Cayo/San Ignacio: Several options including public, denominational, and some private schools.

Myth of the Week:

"Schools in Belize are all low quality. I'll have to homeschool."

Overstated. Are there excellent schools? Yes. Are there struggling schools? Also yes. Like anywhere, you have to research specific schools, not generalize.

Many expat kids do very well in Belizean schools—both academically and socially. The assumption that it's all low quality isn't accurate.

That said, homeschooling is popular among expat families who want U.S. curriculum alignment, have kids with specific needs, or want to travel without being tied to the school week.

Homeschooling in Belize:

Homeschooling is legal and common among expat families.

Benefits:

• Flexibility, travel, lifestyle integration
• Curriculum choice—can follow U.S. or other standards
• Individual attention, especially valuable if local options are limited
• Online resources: K12, Connections Academy, Time4Learning, etc.

Considerations:

• Socialization requires intentional effort in small communities
• Parent time commitment—someone has to teach
• Testing and credentials—need to plan for standardized testing and transcripts for college

Some families do hybrid approaches—partial homeschool, partial local school attendance.

Costs:

• Government/Denominational schools: Minimal—$100-500/year for fees and supplies
• Private schools: $2,000-$8,000/year depending on school and level
• International schools: $8,000-$20,000/year (comparable to U.S. private schools)
• Homeschool: $500-$5,000/year depending on curriculum and support level

Factor in: uniforms (required at most schools), supplies, transportation, extracurriculars.

Serena's Experience:

"It was different, not necessarily worse. In Charleston, I went to a private school on Johns Island, and in Belize it was homeschool."

"When we moved here, Placencia Academy wasn't born yet, so we decided to use a homeschool out of California called Pear Blossom. I actually got real school books every year and was able to work at my own pace. I got more individual attention if I needed it, and the school was accredited—so if I wanted to go to college, I could."

"Would I have been more prepared for AP tests at a U.S. prep school? Maybe. Am I better prepared for actual life? I'd argue yes."

Listener Question: My Kids Are in Middle School. Is It Too Late to Move?

Not too late, but different considerations:

• Curriculum alignment matters more — If they're on a college prep track, ensure credits transfer
• Social adjustment can be harder for older kids with established friend groups
• High school options are more limited than elementary
• College prep needs attention — Standardized testing, transcripts, guidance counseling

Some families do a gap year or partial move during middle/high school, then return for senior year or college applications. Others commit fully and work with U.S. colleges from abroad. It's doable but requires planning.

How to Evaluate Schools:

• Visit in person — You cannot evaluate a school from a website. Visit during the school year.
• Talk to current parents — Expat parents with kids in the school are your best source.
• Meet teachers and administrators — Their responsiveness tells you a lot.
• Ask about curriculum — Subjects offered? How do they handle different learning needs?
• Check facilities — Libraries, labs, computers, sports facilities.
• Understand class size — Smaller is usually better in Belize's context.
• Ask about expat students — How many? How do they integrate?

Extracurriculars and Sports:

More limited than U.S. schools. Soccer is popular, basketball exists. Some schools have limited sports programs, others almost none.

For activities like music lessons, martial arts, art classes—you'll often need to find those independently, not through schools. This is where community matters. Expat communities often organize activities.

Making the Transition Easier for Kids:

• Involve them in the decision — Kids who feel they had input adjust better
• Visit first as a family — Let them experience Belize before the move
• Connect with other expat families — Built-in social network helps enormously
• Maintain connections back home — Video calls, trips back, online relationships
• Give it time — Adjustment takes 6-12 months typically. Don't panic at initial struggles.
• Stay flexible — If one school isn't working, be willing to try another approach

Bottom Line:

Good education is available in Belize, but it requires research and intention. You can't just assume any school will wor...

Episode 29: Who Is Actually Moving to Belize? The Real Demographics

We talk a lot about who Belize is right for—but who is actually making the move? After over 16 years helping people buy property here, David has seen patterns. The people who move to Belize aren't a monolith—they're diverse in age, background, and motivation.

The Biggest Group: Retirees

Retirees are still the largest segment:

• Typically ages 55-65
• U.S. and Canadian primarily, some European
• Looking to stretch retirement savings
• Want warm weather, slower pace, adventure
• Often have some real estate investment experience
• The QRP (Qualified Retired Persons) program specifically targets this group—age 45+ with $2,000/month income

But retirees aren't the only story anymore.

Who Else Is Moving?

Remote Workers and Digital Nomads — Grown significantly since 2020. Younger (30s, 40s, some 50s), working for U.S./international companies remotely, looking for lower cost of living, cultural experiences, and lifestyle upgrades. Often testing Belize before fully committing.

Entrepreneurs and Business Owners — Can run operations remotely or want to start something in Belize: tourism businesses, real estate, hospitality.

Semi-Retirees — Not fully retired but have passive income or flexible work. Split time between Belize and home.

Families — Smaller but growing segment. Usually entrepreneurs or remote workers with kids who want a different upbringing experience.

Myth of the Week:

"Only wealthy people can afford to move to Belize."

Not true. Yes, some buyers are high net worth, but many are middle-class Americans and Canadians who sold a house, have modest retirement savings, and are stretching their dollars further.

A couple with a paid-off property and $3,000-$4,000/month can live comfortably in Belize. You don't need to be a millionaire.

That said—don't come with nothing. You need capital for property, reserves for emergencies, and ongoing income or savings. Just not private jet money.

What Motivates People to Choose Belize Specifically?

• English language — For Americans especially, this is huge. No language barrier reduces friction enormously.
• Proximity to the U.S. — 3-4 hour flights from major hubs. Easy to visit family or handle emergencies back home.
• Property rights — Fee simple ownership for foreigners, British common law, clear title system. Unique in the region.
• Natural beauty — Reef, jungle, ruins, wildlife—Belize has it all in a small area.
• Lifestyle hedge — People want a Plan B, a place outside their home country where they have roots.
• Lower regulatory burden — Less bureaucracy. People feel more freedom here.
• Adventure — Some people just want something different from suburban America.

Where Different Types of People Settle:

• Ambergris Caye: More social, active retirees who want amenities. Higher budget, more infrastructure.
• Placencia: Families, nature lovers, those who want beach plus mainland access. Mix of budgets.
• Hopkins: Cultural enthusiasts, eco-tourists, those seeking authentic experience. More adventurous types.
• Corozal: Budget-conscious retirees, those who want Mexico access, people who prioritize value over beach.
• Cayo: Nature lovers, agricultural investors, those who prefer mountains to beach.

Professional Backgrounds:

Extremely diverse: Former business owners, military retirees (pension income works great here), teachers, nurses, healthcare workers, tech workers, tradespeople (electricians, builders, mechanics), financial services professionals, government retirees, real estate professionals, artists, writers, and creatives.

No single industry dominates. What people share is usually mindset, not profession.

Mindset Traits Successful Expats Share:

• Adaptability — Things work differently here. Successful expats roll with it.
• Self-reliance — You can't always call someone to fix your problems. You figure it out.
• Patience — Everything takes longer. If that enrages you, Belize will be hard.
• Social openness — The happy expats engage with community—Belizean and expat. Isolated people struggle.
• Realistic expectations — They came knowing the trade-offs, not expecting paradise without friction.
• Purpose — They have something that drives them: projects, hobbies, work, community involvement.

Listener Question: I'm Single. Is Belize Good for Single People?

Yes, but with nuance. Singles who thrive here are independent, enjoy solo activities, and are good at building social connections. The expat communities are welcoming—making friends is easier than in anonymous big cities.

Dating is more limited (small population, small expat community). Safety for single women is manageable with normal precautions. Loneliness can happen if you're not proactive about social life.

What About People of Color Moving to Belize?

Belize is remarkably diverse—Mestizo, Creole, Maya, Garifuna, Mennonite, East Indian, Chinese, and more. It's one of the most multicultural countries in the region.

Expats of color often report feeling comfortable here. You're not standing out the way you might in more homogenous countries. The diversity is genuine.

Nationalities Beyond Americans and Canadians:

• Growing numbers of British expats
• Europeans (Germans, Italians, Dutch)
• Taiwanese and Chinese (business community)
• Central and South Americans

People Who Tried Belize and Left — Common Reasons:

• Healthcare needs exceeded what Belize could provide
• Isolation—underestimated how much they'd miss family and friends
• Boredom—didn't build purpose or community
• Frustration with pace and infrastructure
• Family obligations pulled them back
• Financial miscalculation—ran out of money or underestimated costs

No shame in trying and deciding it's not right. Better than never trying at all.

The Trend:

Growing overall. COVID-era accelerated interest in remote work and lifestyle hedges. Belize tourism has recovered strongly and property sales to foreigners have been robust. Expect continued growth as remote work normalizes and people seek alternatives to expensive U.S. coastal markets.

Bottom Line:

There's no single profile. Retirees, remote workers, entrepreneurs, families—all represented. What they share is a willingness to trade some conveniences for lifestyle, a realistic understanding of trade-offs, and usually some connection that drew them specifically to Belize.

Connect:

📧 [email protected] — to connect with expats in your target area
🏠 RE/MAX 1st Choice Belize]]>

Episode 34: How Do I Buy a Car in Belize? (Part 2) — Used Car Guide

Yesterday we covered vehicle overview and new vehicles. Today we're covering everything you need to know about buying a used car—from where to look to what it actually costs, and more importantly, what to watch out for.

Note: All prices in this episode are in US dollars.

Listener Question: What Should I Look for When Buying a Used Car in Belize?

Critical Warning: In Belize, there are no lemon laws or disclosures. David explains: "I can buy a wrecked vehicle, take out all the airbags, replace parts with subpar parts, leave the frame bent, and meet the required repairs for Belize—horn works, lights work, windshield wipers work, replace damaged parts and new paint—and get a good clean title. That title says nothing about a salvage title."

8 Principles for Buying Used Vehicles in Belize:

1. No Lemon Laws — Buyer Beware
Most used cars here are salvage titles from wrecked cars in the U.S.—vehicles wrecked and sold at auction, brought here and fixed. Ask yourself:

• Were wrecked parts removed and replaced with subpar parts?
• Did airbags deploy? Were they replaced?
• Was the frame bent?

Always check the Carfax. Every seller says "it was just minor damage in the rear." Trust but verify. Carfax costs under $50 and tells you service history, accidents, and updates.

2. Mechanical Inspection — Absolutely Essential
Find a trusted mechanic to check it before you buy. Don't skip this. Spend $50-100 on inspection to save thousands in hidden problems.

3. Rust — Salt Air Accelerates Everything
Check thoroughly, especially near the coast. David's example: "My 2018 Nissan Kicks looks brand new on the outside, but under the car she looks like a 1941 Nissan. I even had the undercoat done when I bought it. Salt air is destructive."

4. Maintenance History
Ask for records. Belizeans who maintain their vehicles usually have documentation. Dealer-maintained vehicles will have records.

5. Flood Damage — Be Cautious
Hurricane and flood damage can be hidden. Be cautious of suspiciously good deals. Check the Carfax. Stay away from flood-damaged vehicles. An ounce of prevention saves tons of pain.

6. Title and Registration
Verify the seller actually owns the vehicle. Check for liens. Do the paperwork properly.

7. Parts Availability
Before buying an unusual vehicle, confirm you can actually get parts in Belize. You don't see a lot of Volvos or Subarus—can you get parts for them? Look at what's common here and buy that. You may have more downtime waiting for parts on unusual vehicles.

8. Scams — Know Who You're Buying From
Recently people have been sending money to "used car dealers" and never getting a car. Get references. Ask around on social media. Check the Better Business Bureau in Belize. Transfer the title and get paid in one day. If you must send money first, do a video call with the dealer and verify wire instructions match what they emailed.

Registration and Insurance Process:

Transfer of Ownership at Transport Department:

• Bring bill of sale, old registration, and identification
• Pay the transfer fee
• Buyer and seller must be present (or affidavit from lawyer)
• Vehicle inspection required (yearly inspection—lights, horn, wipers, etc.)
• License plates stay with the vehicle

Note: Sometimes they run out of stickers—keep the receipt in your car. David suggests keeping the original safe and a copy in the car for police checkpoints.

Insurance:

• Third-party liability is mandatory
• Full coverage recommended
• Cost: $500-$1,500/year depending on vehicle value

David's Insurance Examples:

• Golf carts and motorcycle: ~$125/year
• 1998 RAV4: ~$250/year
• 2013 D-Max: ~$800/year
• New Frontier (full coverage with hurricane and glass): ~$2,500/year

Driver's License:
You can drive on your foreign license temporarily, but long-term residents should get a Belizean license. Apply at Transport Department with foreign license, passport, proof of address, and fee. Requires patience and possibly multiple visits.

Ongoing Costs of Vehicle Ownership:

• Fuel: ~$6/gallon (higher than U.S.)
• Insurance: $125-$2,500/year
• Annual registration: Nominal fee based on weight (~$100/year for truck)
• Maintenance: More expensive than U.S.—parts must be imported. Labor is cheaper but parts markups are significant.
• Example: Dealership oil change for new truck: ~$175
• Repairs: Budget for unexpected. Older vehicles in tropical climates need regular attention.

Parts source: Westrack is Belize's equivalent to NAPA or Advance Auto Parts—decent prices for OEM parts.

Tips for the Buying Process:

• Don't rush — Take time to find the right vehicle
• Bring cash — Most private sales are cash or bank transfer
• Negotiate — Prices are negotiable, especially for cash
• Get a mechanic's opinion — $50-100 inspection saves thousands
• Do paperwork properly — Don't accept shortcuts on title transfer
• Buy from expats leaving — Vehicles often well-maintained, not in country long, straightforward transactions

Cool Belize Perk — Vehicle Storage:

David's dealer holds his truck in a 24/7 guarded gated area in Belize City. They crank it up periodically. If a storm is coming, they take it to higher ground on a trailer. When David picks it up for Placencia, it's washed. All for under $100/month.

Bottom Line:

Buying a car in Belize is different from the U.S. Prices are higher, selection is limited, and the process takes patience—but it's absolutely doable.

Small "third world" 4x4 trucks are your best bet for longevity and parts availability. Buy gently used, get an inspection, and do the paperwork right.

Connect:

📧 [email protected] — for tips on buying, referral to David's sales guy, or questions about what vehicle to bring to Belize
🏠 RE/MAX 1st Choice Belize]]>

Episode 28: How Do I Buy a Car in Belize? (Part 1)

You've decided you need wheels in Belize. Today we're covering everything you need to know about buying a car—from where to look to what it actually costs, and more importantly, what to watch out for.

Note: All prices in this episode are in US dollars.

Do You Even Need a Car in Belize?

Depends on where you are:

• Ambergris Caye: Most people use golf carts. Cars exist but aren't necessary for daily life.
• Placencia: A motorcycle, car, or golf cart is helpful. The peninsula is 16 miles long. Plus with access to the mainland, you'll want something for shopping or hiking trips.
• Hopkins: Smaller area—motorcycles, bikes, and golf carts work for some. A car helps for trips to Dangriga or further.
• Corozal: You probably want a car for shopping runs to Chetumal and getting around the district.
• Cayo: Definitely need a vehicle. It's the mainland interior.
• Belize City: Car or taxi. Most expats don't live here long-term.

The whole country has pretty decent public transportation. You'll get to know the times the buses run.

Options for Buying a Vehicle:

1. Buy Locally in Belize
The used car market is very active.

2. Import a Vehicle
You can bring in a used car from the U.S. or buy one and ship it. This comes with duties and paperwork—factor that in.

3. Buy from Another Expat
Often the easiest—someone leaving sells their vehicle already registered, already imported. Be aware: If the seller was on QRP and didn't pay duty when they imported, you'll need to pay duty (calculated on current value, not original import value) if you're not on QRP.

4. Buy from a Dealership
David's preference: "I prefer to get a certified used car from a local dealership and have them do all the maintenance. However, due to the strong used car market, it's often about the same or a little more to buy new."

David's recent example: "A two to three year old truck with 40,000 kilometers was around $40,000-$45,000 USD. My new 2025 Nissan Frontier nicely equipped was $52,000 USD out the door—including duty and GST—with a bumper-to-bumper warranty. Because I use it for business and am registered to pay GST, I can claim the 12.5% back. My mentor says 'do the math and the math will tell you what to do.' When I did that, it was better to go with brand new."

The Local Used Car Market:

• Decent selection but prices are higher than you'd expect
• Belizeans take care of their vehicles because replacement is expensive
• Facebook Marketplace is the primary platform—seriously, most vehicle sales happen there
• Newspaper classifieds still exist
• Word of mouth—tell people you're looking and opportunities appear
• Dealerships exist mainly in Belize City and Belmopan

Expect to pay more than U.S. prices: A 10-year-old Toyota that might be $8,000 in the States could be $12,000-$18,000 here.

Myth of the Week:

"I'll just ship my car from the U.S. It'll be cheaper than buying here."

Do the math. If you have a car you like and know the history, then yes, bring it. But used cars are cheaper in the U.S. only until you add:

• Shipping costs: $1,500-$3,000+ depending on method and origin
• Import duties: Roughly 10-75% of the vehicle's assessed value (including shipping fees)
• Inspection fees and paperwork
• Time and hassle

So a $10,000 car might cost you $15,000-$25,000 by the time it's legal in Belize. Sometimes that's still worth it for the right vehicle. Often buying locally is simpler.

Import Duty Calculation:

Belize charges duty based on the vehicle's CIF value (cost, insurance, and freight) and depreciates based on age. Newer vehicles pay higher duties. Motor size is a big factor.

Examples:

• 4-door pickup truck with 4-cylinder turbo diesel: ~10% duty
• Chevy Tahoe with V8: Over 50% duty plus environmental tax levy and other fees

This is why older vehicles hold their value in Belize and why you see 15-20 year old trucks still on the road. David's 2013 Isuzu D-Max is still worth around $15,000-$18,000 USD.

What Types of Vehicles Work Best?

Trucks and SUVs dominate for good reason:

• Roads can be rough, especially off main highways
• Ground clearance matters—"sleeping policemen" (speed bumps) are everywhere
• 4WD is valuable in rainy season and on unpaved roads
• Durability matters more than features

Best brands:

• Toyota: Hilux, Land Cruiser, 4Runner, RAV4 are king—parts available, mechanics know them, they last forever
• Isuzu: Common for similar reasons. David loves his D-Max.
• Nissan, Mitsubishi: Popular with their "third world vehicles"
• American trucks (Ford, Jeep, Chevy): Common, Ford dealership here, parts available

Dealerships in Belize: Toyota, Nissan, Ford, Kia, Jeep, Ram, Suzuki, Great Wall, Haval, VW, Mazda, Foton

Sedans and small cars work fine on paved roads but limit where you can go.

Golf Carts:

On San Pedro and increasingly on Placencia Peninsula, golf carts are legitimate transportation.

• New golf carts/side-by-sides: $22,500+
• Used golf carts: $8,000-$15,000+
• Rentals: $50-$100/day, $300-$600/week
• Electric carts are practical for island life
• Gas carts have more range but more maintenance
• You'll need to register and insure a golf cart like any vehicle

Scooters and Motorcycles:

Very popular mode of transportation in Belize. Chinese brand motorcycles and Hondas are most popular: $2,500-$6,000 taxes and duty paid.

Listener Question:

"What should I look for when buying a used car in Belize?"

Great question! Stay tuned for Part 2 where we'll cover exactly what to inspect and watch out for.

Connect:

📧 [email protected] — for tips on buying, referral to David's salesman, or questions about parts availability for specific vehicles
🏠 RE/MAX 1st Choice Belize]]>

Episode 27: What Happens If I Get Sick? Healthcare Planning for Belize

It's the question that keeps people up at night. What happens if I get sick in Belize? Today we're covering healthcare—the good, the bad, and what you need to plan for.

Healthcare is where you need to be realistic, not optimistic. Belize has healthcare. It's not U.S. healthcare. Planning for this is non-negotiable.

What Does the Healthcare System Look Like?

Belize has both public and private healthcare:

• Public hospitals: Karl Heusner Memorial in Belize City and regional hospitals in districts. Care is subsidized but facilities are basic, wait times can be long, resources are limited.
• Private clinics and doctors: Available in most populated areas. San Pedro has clinics and a hyperbaric chamber for dive emergencies. Placencia has medical facilities. Belize City has the most options.
• Specialists: Limited—many only in Belize City and Belmopan. Some specialties simply aren't available in-country.

What Can Be Handled Locally vs. Requires Travel:

Handled Locally:

• Basic primary care, checkups
• Minor illnesses, infections
• Stitches, minor injuries, simple fractures
• Routine prescriptions
• Basic dental care
• Dive emergencies (San Pedro has excellent hyperbaric facilities)

Requires Travel:

• Serious surgeries
• Complex diagnostics (MRI)
• Cancer treatment
• Cardiac procedures
• Specialized care of any kind

For anything serious, you're likely going to Mexico (Chetumal, Mérida, Cancún), Guatemala City, or back to the U.S.

Myth of the Week:

"Can't I just deal with healthcare when I need it?"

That's a recipe for disaster. Medical emergencies don't wait for you to figure out a plan. Know in advance:

• Where you'll go for different levels of care
• How you'll get there (medical evacuation plans)
• How you'll pay for it
• What insurance you have and what it covers

This isn't optional planning—it's essential.

Health Insurance Options:

• International health insurance: Cigna Global, Aetna International, GeoBlue, IMG, etc. Covers you worldwide (including U.S. for some plans). Costs $200-$600+/month depending on age, coverage, and U.S. inclusion.
• Travel insurance with medical coverage: Good for short stays, not long-term living.
• Local Belizean insurance: Limited options, lower cost, but limited coverage and network.
• Medicare: Does NOT cover you outside the U.S. Don't rely on it.
• Medical evacuation insurance: Specifically covers emergency transport. Can be standalone or part of broader policies. Companies like MedJet, Global Rescue, or included in some international plans.

David's recommendation: International health insurance PLUS medical evacuation coverage. Don't cheap out here.

What About QRP and Healthcare?

The Qualified Retired Persons program gives you residency benefits but does NOT include healthcare coverage. You're responsible for your own insurance and medical costs. Some people assume QRP includes healthcare—it doesn't.

Listener Question: I Have a Chronic Condition Requiring Regular Medication. Can I Manage That in Belize?

Depends on the condition and medication:

• Some medications available locally, often cheaper than U.S. pharmacies
• Many common prescriptions are obtainable
• Specialty medications may not be available or may be inconsistent

Options:

• Bring a supply when you visit
• Have medications shipped legally with prescriptions
• Travel to Mexico where more is available
• Maintain a U.S. address for prescription delivery

If your condition requires regular specialist monitoring, honestly assess whether those specialists are accessible. If you need monthly oncologist visits, Belize may not work for you.

Quality of Care:

Variable. Some Belizean doctors trained internationally and are excellent. Some facilities are more basic than you'd expect. Private clinics in tourist areas are generally decent for routine care.

For anything complex, honestly—you're better served elsewhere. That's not criticism of Belizean healthcare workers; it's the reality of resources, population size, and economics.

Dental Care:

Actually pretty good and affordable. Many expats handle routine dental work in Belize. For complex procedures, Chetumal and Mérida have quality dental clinics at lower costs than the U.S.

Emergency Situations — What Happens on the Islands?

• Emergency response is limited
• Tropic Air and Maya Island Air can do medical evacuations to Belize City
• San Pedro's hyperbaric chamber handles dive emergencies well
• On the mainland, you're driving or being driven to the nearest hospital
• Ambulance service exists but is not like 911 in the U.S.

For serious emergencies, medical evacuation to the U.S. or Mexico may be necessary. A medical flight can cost $25,000-$100,000+ without coverage. This is why evacuation insurance matters.

Know the emergency numbers. Have a plan. Know which hospital you'd go to and how to get there.

What Do Long-Term Expats Actually Do?

• Routine care locally at trusted private doctors
• Annual checkups during trips back to the U.S.
• Serious issues handled in Mexico, Guatemala, or U.S.
• International insurance maintained (often high deductible to reduce premiums)
• Healthy lifestyle as best preventive medicine

Many expats say they're healthier in Belize—less stress, more activity, better fresh food. That's real preventive care.

What to Do Before Moving:

1. Get comprehensive health assessments—dental work, screenings, anything you've been putting off
2. Secure international health insurance with evacuation coverage
3. Bring copies of all medical records and list of current medications (with generic names)
4. Research doctors and facilities in your intended area—ask for referrals on social media networks
5. Have a healthcare budget—both insurance and out-of-pocket costs
6. Know your evacuation plan—how you'd get to advanced care if needed

Bottom Line:

Healthcare in Belize is adequate for routine care and requires planning for anything serious.

Don't move here without insurance, without a plan, and without being honest about your health needs.

For healthy people willing to travel for serious care, Belize works fine. For people with complex ongoing conditions, do a hard assessment of whether you can get what you need.

Connect:

📧 [email protected] — for recommendations on insurance and doctors
🏠 RE/MAX 1st Choice Belize]]>

Episode 26: Cost of Living in Belize — The Real Numbers

Everyone wants to know the magic number. How much does it really cost to live in Belize? Today we're breaking down the real numbers. All figures are in US dollars.

The Big Picture:

Belize is not the cheapest country in Central America. Guatemala, Nicaragua, Honduras—all cheaper. But Belize offers things those countries don't: English-speaking, British common law, fee-simple ownership for foreigners, and relative stability.

Compared to the U.S., some things are cheaper, some are more expensive. It's not a blanket discount on life—and it depends on where you live in the U.S.

Housing (Renting):

• Basic local-style apartment: $400-$800/month
• Nice expat-quality rental: $1,000-$2,000/month
• Beachfront or premium: $2,000-$4,000+/month

Location matters enormously: San Pedro and Placencia most expensive. Corozal and Cayo most affordable. Hopkins in the middle.

Utilities:

• Electricity: Expensive—among the highest in the region. Budget $150-$400/month depending on AC usage. (~$0.25/kWh). David's tip: Use butane for hot water, stove, dryer. LED bulbs. Mini-split AC only in rooms you use.
• Water: Reasonable—$20-$50/month (islands more expensive). David's family of 4 pays ~$62 USD/month.
• Internet: Improved dramatically—$50-$100/month for decent service. Fiber optic available in most expat areas.
• Propane: $50-$75/quarter for cooking
• Cable: ~$35/month for 200 channels

Listener Question: Can I Live in Belize on $1,500/month?

Maybe 15 years ago, not today. Can you survive on $1,500? Possibly—if you own your home outright, live simply, eat local, and don't have a car. But you're not living large.

Realistic comfortable budget for a couple owning their home: $2,500-$4,000/month. Add rent on top if you don't own.

Food — Groceries and Dining:

Groceries vary widely:

• Local produce, eggs, chicken, rice, beans: Affordable
• Fish, lobster, conch: Affordable (especially if you catch it)
• Imported goods, specialty items, anything in a box from the U.S.: Expensive—often 2-3x U.S. prices

A couple eating mostly local: $400-$600/month
With imported goods, wine, specialty items: $800-$1,200/month

Dining out:

• Local restaurants/"food shacks": $8-$15/person
• Mid-range expat spots: $20-$40/person
• Higher-end restaurants: $50-$100+/person

Transportation:

• Gas: $5-$6/gallon
• Car insurance: $500-$1,500/year (cheaper than U.S.)
• Parts: Harder to get, cost more. Labor is cheaper.
• Golf carts (islands): Rent $50-$100/day. Buy used $5,000-$15,000, new ~$22,000
• Taxis: $5-$25 for local trips
• Buses: Very cheap—a few dollars for long distances
• Water taxis/flights: $20-$100 between destinations

Healthcare Costs (Brief):

• Doctor visits: $25-$75 basic consultations
• Specialists: $50-$150
• Prescriptions: Often much cheaper than U.S. (availability varies)
• International health insurance: $200-$600/month
• Serious procedures: Medical tourism to Mexico or return to U.S.

Don't come to Belize without a healthcare plan. This is not optional.

Entertainment and Lifestyle:

• Diving/snorkeling trips: $50-$150/outing
• Fishing charters: $200-$600
• Tours and activities: $50-$200
• Gym memberships: $30-$75/month where available
• Happy hours and socializing: Depends on your habits

Sample Monthly Budget — Retired Couple Owning Home (Mid-Cost Area like Placencia):

• Property taxes, insurance, HOA: $300-$500
• Utilities (electric, water, internet): $300-$500
• Groceries: $600-$800
• Dining: $300-$500
• Transportation: $200-$400
• Healthcare/insurance: $400-$600
• Entertainment/activities: $200-$400
• Miscellaneous: $200-$300

Total: $2,500-$4,000/month

Add rent if you don't own. Add more for Ambergris Caye. Subtract for Corozal/simple living.

What Surprises People Most About Costs:

• Electricity: People don't budget enough for AC
• Imported goods: That half gallon of Ben & Jerry's is $35. Hendrix gin is $90.
• Maintenance: Things break faster in tropical climates—salt air, humidity, insects
• Trips back home: Flights, obligations, maintaining ties add up

Can You Live Cheaply If You Really Commit?

Yes—David knows expats living on $1,500-$2,000/month. They own homes outright, drive older vehicles (or don't drive), eat local, don't drink much, and have simple entertainment needs. But they're the exception, not the rule.

Bottom Line:

Budget more than you think, especially for your first year. $3,000-$4,000/month for a couple is a comfortable planning number (owning your home). Adjust up for San Pedro, down for Corozal. Keep a reserve—unexpected costs happen.

Don't move to Belize on a razor-thin budget with no cushion.

Connect:

📧 [email protected] — to discuss budgeting for your specific situation
🏠 RE/MAX 1st Choice Belize]]>

Episode 25: What Do I Miss from the U.S.? — The Honest Trade-Offs

We talk a lot about why Belize is great. Today, let's be honest about the other side. After over 16 years, what does David actually miss from the U.S.?

David loves Belize. He's not leaving. But that doesn't mean everything is perfect or that he doesn't sometimes miss things from back home. Let's keep it real.

Conveniences He Misses:

• Amazon Prime — Clicking a button and having something arrive tomorrow. "I never had that, but it would be pretty cool here."
• Road trips — In the U.S. you can just drive somewhere new for the weekend. Belize is small and leaving the country involves more logistics. "I miss the freedom of the open road."
• Food variety — "We have great food here, but sometimes I want a really good Mexican restaurant or Thai food. Or just a random Tuesday night option that isn't the same five places."

Services and Infrastructure:

• Healthcare — "For routine stuff, Belize is fine. But for anything serious, I'm getting on a plane. I miss the peace of mind of world-class hospitals nearby."
• Reliable utilities — "Power goes out, internet goes down, water pressure varies. You adapt. But there are days I miss everything just working."
• Customer service — "The 'customer is always right' mentality doesn't exist here. Service can be slow. Things don't happen when promised. After 16 years I'm used to it, but I'd be lying if I said it doesn't occasionally frustrate me."

Social and Family Things:

• Family and old friends — "This is the biggest one. My parents, my sister, friends I've known for decades—they're not here. Video calls help, but it's not the same as Sunday dinner or being there for their special times."
• Major events — "Missing weddings, funerals, graduations. The distance is real during those moments. But we do go back a couple times a year."
• Community size — "I love our community here, but it's small. Sometimes I miss being somewhere with more people, more diversity of thought, more professional networks."

Myth of the Week:

"People who move abroad have no regrets and never look back."

That's fantasy. Everyone who moves abroad misses something. The happy expats are the ones who've made peace with those trade-offs. The unhappy ones are the ones who expected paradise with no downsides.

Did David Ever Get Homesick?

"No, I never did. But one thing I see over and over again: when you move here, it will be awesome. Then about month six or so, you will get very homesick and miss where you came from. You need to push through that—if you can, then it fades and you are good."

Serena confirms: "This was when Mom and I got homesick."

Other Things He Misses:

• Sports — "Watching a game at a bar with people who actually care about your team. I rarely get to see the Gamecocks on TV. Dallas Cowboys I do get to see, but Belize doesn't have that sports culture for American football."
• Anonymity — "In a small place, everyone knows your business. Sometimes I miss being able to go somewhere and be completely unknown."

Managing What You Miss:

• Build in trips back — "We go to the U.S. regularly. It's not cheap, but it keeps connections alive and lets me scratch certain itches."
• Create what you can locally — "Miss certain foods? Learn to cook them or find others who share your craving. Miss certain activities? Start a group."
• Focus on what you gained, not what you lost — "When I'm annoyed about something, I remind myself why I'm here. The trade-offs are worth it for me."
• Accept that no place is perfect — "I'd miss things about Belize if I moved back to the U.S. too. That's life."

Listener Question: What Do You Think Most People Underestimate Missing?

Convenience. "People think they're prepared to live with less convenience, but the daily friction adds up. The errand that takes all day. The part that takes three weeks to arrive. The thing that just doesn't exist here. You adjust—but don't underestimate how much small conveniences add up to quality of life."

Advice for Someone Worried About Missing Too Much:

"Ask yourself honestly: What are the things I absolutely cannot live without? Not 'would prefer'—but cannot live without. If those things don't exist in Belize, it might not be the right fit. But if they do, or if you can create workarounds, you'll probably be fine."

"Also—test it first. Rent for a few months. See what you actually miss versus what you thought you'd miss. They're often different."

Does David Ever Think About Moving Back?

"Honestly, no. Not back to the U.S. But I do think about moving to Nicaragua or Mexico—we go there often. The English language is a bigger plus in Belize than you would think."

"Occasionally, when something frustrates me or I miss family, I think 'let's move to Nicaragua.' But then I look at the life we've built here, the opportunities, the lifestyle, the community—and the answer is always no, not now."

"Belize isn't for everyone. But for me and my family, the things we gained outweigh the things we miss. That's the equation every potential expat has to work out for themselves."

Bottom Line:

Belize is amazing AND Belize has trade-offs. Both things are true. Come in with eyes open and you'll make the right decision for your situation.

Connect:

📧 [email protected] — to talk through whether Belize fits your life
🏠 RE/MAX 1st Choice Belize]]>