Hi, everybody, I changed my mind and I’ve not done a medical deep dive and instead focused upon who is the ultimate insurer. Sadly, there isn’t one. Our lives would be so much easier if there was…

In this episode I have discussed the things that different insurers offer, that stand out to me. So this is my opinion, based upon my experience of when a client has explained their circumstances and I have gone ‘ooooh, Insurer X will be perfect’. I’m not going into underwriting or every single thing that makes an insurer unique, it’s just an overview of key parts of their products and services that make them a good choice for your client.

The key takeaways:

• Key titbits of 19 insurers offering protection insurance in the UK
• There are a lot of insurers and most of them have developed at least one unique product, or service, to support a client niche
• Insights into different life insurance, critical illness and income protection products

Alan will be back with me next time for a deep dive into a medical condition and how it’s underwritten for protection insurance. I keep saying that he will and then I get excited by another idea and put him off! We are always happy to take your suggestions on what to cover so please feel free to fire over any areas that you would like us to go into.

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