The Elevate and Execute Podcast

The Best Investments You Can Make (Financially and Personally)


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Elevate and Execute — Episode: The Best Investments You Can Make (Financially and Personally)

Hosts: Kyle Fernandez, Brian Preston, David Ounanian

Episode Summary

In this value-packed episode, the guys dive into one of the biggest questions people ask them:

“What’s the best investment I can make right now?”

They break the conversation into two powerful categories:

financial investments and personal investments.

The first half of the episode focuses on why real estate continues to outperform other asset classes, how leverage amplifies returns, and the biggest mistakes homeowners make when refinancing or tapping equity. They offer real-world examples of amortization traps, rent-vs-own decisions, and how to structure your primary residence for long-term wealth.

Then the conversation shifts into the personal side: self-development, discipline, habits, and lifelong learning. The hosts share their favorite books, podcasts, mindset shifts, and the routines that have helped them grow as entrepreneurs, husbands, and leaders. From Jocko Willink to Kiyosaki to Grant Cardone, this episode is loaded with practical recommendations anyone can apply.

Whether you’re trying to build wealth, build discipline, or both—this episode will sharpen your thinking and give you a blueprint for leveling up.

What You’ll Learn

Why real estate remains the most predictable, stable, and leveraged investment

How amortization really works—and how refinancing can cost you more than it saves

The truth about primary residences vs. rentals (and why they’re different kinds of assets)

How to use equity and HELOCs the smart way to scale your portfolio

Why leverage in real estate produces returns you can’t get in stocks or crypto

The dangers of relying on appreciation alone

How discipline impacts every area of your life—from fitness to finances

The best personal investments: books, podcasts, mentorship, and better habits

Why knowledge compounds just like money

How to intentionally build routines that shape your long-term success


Notable Quotes

“Even when real estate is down, it’s still paying you.”

“If you reset your loan to a new 30-year mortgage, that ‘cheap’ refinance could cost you hundreds of thousands.”

“You don’t need more motivation—just more discipline.”

“People don’t determine their destinies. They determine their habits, and their habits determine their destinies.”

“The real rock stars of the next decade are entrepreneurs and business owners.”

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If this episode gave you a new perspective on money, habits, or growth, hit subscribe, leave a review, and share it with someone who wants to elevate their life and invest in their future.

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The Elevate and Execute PodcastBy Elevate Realty LLC and Agent David O.