Dana and Brad discuss legacy planning and different taxes that can impact your plan.

Takeaways:

• It’s important to update your will and accounts often to make sure they still align with your wishes.

• If you and your spouse are not sure what you both want for retirement, it can be beneficial to speak with an advisor to help you come to an agreement.

Download our FREE helpful resource, “The Greatest Gift: Outline Your Wishes with an Estate Plan”

Securities and advisory services offered only by duly registered individuals of Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a registered investment advisor. Vineyard Financial and MAS are not affiliated entities.

Dana and Brad discuss financial secrets as well as poor financial habits you may have.

Takeaways:

• A study found 2/5 people kept a financial secret from their significant other.

• Don’t try to do everything all at once by yourself. Retirement planning can be overwhelming and it can alleviate that pain to reach out to someone. 

Download our FREE helpful resource, “The Value of an Objective Opinion”

Dana and Brad are joined by one of Brad’s clients, Linda Sanders, to discuss the retirement planning process.

Takeaways:

• Women tend to live longer than men, and the potential loss of a spouse needs to be calculated into your retirement plan.

• If you have questions about building a retirement plan you can reach us at 812-474-6200.

Download our FREE helpful resource, “The Retirement Income Checklist

Dana and Brad discuss the ins and outs of Social Security and the different ways you can withdrawal

Takeaways:

• Social Security accounts for a third of the average household income for those that are retirement age and making a mistake could cost you thousands of dollars.

• Family medical history can be an overlooked part of building a retirement plan. Trends can help you make better decisions. 

Download our FREE helpful resource, “The Social Security Decisions”

Dana and Brad are joined by the Purdue Extension’s Urban Agriculture Educator, Amanda Bradshaw Burks to discuss farming, gardening, and nature preservation.

Takeaways:

• Research shows that when you have access to “green spaces” can improve your mental health and alleviate pain.

• If you have any agricultural or gardening questions you can email Amanda at: [email protected],

Download our FREE helpful resource, “Designing Your Fiscal House to Weather the Elements”

Dana and Brad discuss retirement bucket lists, as well as inflation and the impact of rising costs.

Takeaways:

• Text the word “book” to 812-473-7700 for a free copy of “Solving the Retirement Mystery.”

• You have go-go years, slow-go years, and no-go years. It’s important to know how much you can comfortably spend on everything you want to do before it is too late.

• With prices rising, the latest Social Security Cost of Living Adjustment is 2.5%. 

Download our FREE helpful resource, “The Social Security Decisions”

Dana and Brad discuss healthcare expenses in retirement as well as preparation for losing a spouse.

Takeaways:

• The average nationwide cost for a room in a nursing home is almost $10,000/month. 

• Check all of your accounts when building an estate plan. Old accounts could have the wrong beneficiaries listed.

Download our FREE helpful resource, “The Greatest Gift: Outline Your Wishes with an Estate Plan”

Dana and Brad discuss long-term care planning and the importance of being ready before it’s too late.

Takeaways:

• Assisted living can be a major expense in retirement. You should plan for the worst, and hope for the best.

• It’s important to have a plan in place so you are better protected during times of hardship.

• Download our FREE helpful resource, “Will Your Money Last as Long as You Do?”

Securities and advisory services offered only by duly registered individuals of Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a registered investment advisor. Vineyard Financial and MAS are not affiliated entities.

Dana and Brad are joined by Vineyard Financial Vice President, Jakub Hall, to discuss the average retirement age and what can affect your plan.

Takeaways:

• The median retirement age in the U.S. is 62 with sixty percent of people retiring before they had planned.

• - Postponing Social Security allows it to compound yearly resulting in a higher monthly benefit.

• - Download our FREE helpful resource, “Will Your Money Last as Long as You Do?”  

Securities and advisory services offered only by duly registered individuals of Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a registered investment advisor. Vineyard Financial and MAS are not affiliated entities.

Dana and Brad are joined by insurance professional, Josh Paulson of Paulson Insurance, to discuss different coverage types and how to stay protected.

Takeaways:

• Inflation has impacted many insurance companies. You should be checking your policies to make sure no changes have been made.

• Certain collectibles may not be covered by your insurance and may require a separate appraisal and additional coverage.

• Download our FREE helpful resource, “Inflation and Your Retirement”  

Securities and advisory services offered only by duly registered individuals of Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a registered investment advisor. Vineyard Financial and MAS are not affiliated entities.