Dana and Brad discuss the national debt and how it may affect you. Takeaways: - If you are worried about taxes going up in the future now is the time to develop your tax plan. - Spending tends to go up in retirement since you have so much more time on your hands. - Download our FREE helpful resource, “Inflation and Your Retirement” Our firm does not offer tax or legal advice. Consult your tax or legal advisor regarding your situation. Our firm is not endorsed by or affiliated with any government agency.

Dana and Brad discuss some common questions Brad receives about retirement Takeaways: - As scary as it may seem, it’s important to be prepared for the fact that you may become disabled in retirement. - If you have questions about your Social Security reach out and we will share the latest replay of one of Brad’s webinars covering Social Security. - Download our FREE helpful resource, “Social Security Decisions “ Our firm does not offer tax or legal advice. Consult your tax or legal advisor regarding your situation. Our firm is not endorsed by or affiliated with any government agency.

Dana and Brad discuss different retirement accounts and the potential tax implications of each, as well as the current state of the job market. Takeaways: - A 401(k) rollover is the single largest transaction many people will make. It’s important to know the proper time to complete the transaction for tax purposes. - If you need to transfer jobs, it’s important to not forget about your employee sponsored retirement plan. Download our FREE helpful resource, “The Value of an Objective Opinion “ Our firm does not offer tax or legal advice. Consult your tax or legal advisor regarding your situation. Our firm is not endorsed by or affiliated with any government agency.

Dana and Brad discuss the tragedy at the Kansas City Parade as well as the current tax landscape. Takeaways: - We’re not promised tomorrow, so make sure you have everything you need in order. - With everything going on that is out of your control, you can control your taxes with a proper plan. - Download our FREE helpful resource, “Are You Paying Too Much in Taxes in Retirement?“ Our firm does not offer tax or legal advice. Consult your tax or legal advisor regarding your situation. Our firm is not endorsed by or affiliated with any government agency.

Dana and Brad discuss the most searched investing and retirement terms on Google for last year as well as some of the investment vehicles that may be beneficial to you. Takeaways: - Statistically, women will outlive their spouses and will need to incorporate that into their retirement plan. When interest rates decline, stocks that pay dividends often become more attractive because of better yields. - Download our FREE helpful resource, “Your Retirement Income Planning Checklist” Securities and advisory services offered only by duly registered individuals of Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a registered investment advisor. Vineyard Financial and MAS are not affiliated entities. Our firm is not permitted to offer tax or legal advice. Consult your tax or legal advisor regarding your situation.

Dana and Brad discuss current tips for Social Security as well as how debt may affect your relationships. Takeaways: - The Social Security Administration can no longer give you advice when it comes to deciding how you withdrawal your benefits. - It is important to discuss your debt(s) with your significant other so you can correctly prepare a savings/retirement plan. - Download our FREE helpful resource, “The Social Security Decisions” Securities and advisory services offered only by duly registered individuals of Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a registered investment advisor. Vineyard Financial and MAS are not affiliated entities. Our firm is not permitted to offer tax or legal advice. Consult your tax or legal advisor regarding your situation.

Dana and Brad discuss current tips for Social Security as well as how debt may affect your relationships. Takeaways: - The Social Security Administration can no longer give you advice when it comes to deciding how you withdrawal your benefits. - It is important to discuss your debt(s) with your significant other so you can correctly prepare a savings/retirement plan. - Download our FREE helpful resource, “The Social Security Decisions” Securities and advisory services offered only by duly registered individuals of Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a registered investment advisor. Vineyard Financial and MAS are not affiliated entities. Our firm is not permitted to offer tax or legal advice. Consult your tax or legal advisor regarding your situation.

Dana and Brad discuss estate planning and the psychological toll of retirement. Takeaways: - Make sure you have an estate plan established to potentially avoid hefty legal fees if there are any disputes. - Retirement is an abrupt change to your daily routine and can have negative effects on your physical and mental health if you do not adequately plan how you are going to spend your time. - Download our FREE helpful resource, “The Greatest Gift: Outline Your Wishes With an Estate Plan” Securities and advisory services offered only by duly registered individuals of Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a registered investment advisor. Vineyard Financial and MAS are not affiliated entities. Our firm is not permitted to offer tax or legal advice. Consult your tax or legal advisor regarding your situation.

Dana and Brad discuss problems that younger baby boomers face as well as the updated retirement account contribution limits for 2024. Takeaways: - If you lose 50% of your investment, you now have to make 100% of what you have to be where you started. - You can view the 2024 Roth IRA & 401(k) contribution limits by clicking here, https://www.irs.gov/newsroom/401k-limit-increases-to-23000-for-2024-ira-limit-rises-to-7000 - Download our FREE helpful resource, “What to do in a Down Market” Securities and advisory services offered only by duly registered individuals of Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a registered investment advisor. Vineyard Financial and MAS are not affiliated entities. Our firm is not permitted to offer tax or legal advice. Consult your tax or legal advisor regarding your situation.

Dana and Brad discuss the benefits of long-term care insurance as well as how the Secure Act may impact you. Takeaways: - Many adults have to rely on family for care instead of checking into an assisted living facility due to costs. - Long-Term Care can help cover any unexpected illness or injury, not just old age. - Download our FREE helpful resource, “Will Your Money Last As Long As You Do?” Securities and advisory services offered only by duly registered individuals of Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a registered investment advisor. Vineyard Financial and MAS are not affiliated entities. Our firm is not permitted to offer tax or legal advice. Consult your tax or legal advisor regarding your situation.