New year, new changes from the IRS … plus there are some updates from Social Security, Medicare that need to be on your radar. Today we’ll go over updated contribution limits for your retirement accounts, what to expect from Social Security, and so much more.

Need Financial Advice? We Can Help. | SF Financial Services

Welcome to Retire Financially Fit with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey. Each week, Barb discusses topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.

What changes will the New Year bring for programs like Social Security and Medicare? And the IRS has made some recent changes that could be pretty costly for some of you. We’ll tell you what to expect and so much more today.

Need Financial Advice? We Can Help. | SF Financial Services

Welcome to Retire Financially Fit with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey. Each week, Barb discusses topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.

We’ve continued to avoid government shutdowns this year. But meanwhile… the debt piles on. We’re winding down the year 2023 with a look at some of the top financial and retirement headlines of the year.

Need Financial Advice? We Can Help. | SF Financial Services

Welcome to Retire Financially Fit with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey. Each week, Barb discusses topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.

You might think the hard part is over now that you’ve spent all these years saving for retirement. But do you know how to turn that savings into income in retirement? And do you know just how much income you can withdraw without penalty from your retirement accounts?

Need Financial Advice? We Can Help. | SF Financial Services

Welcome to Retire Financially Fit with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey. Each week, Barb discusses topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.

The IRS tax code is full of thousands of sections, each with its own specific definitions, rules, and fees. And guess what? Taxpayers are legally bound to follow all of them.

Need Financial Advice? We Can Help. | SF Financial Services

Welcome to Retire Financially Fit with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey. Each week, Barb discusses topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.

It’s been more than 15 years since the Great Recession and even though our economy has recovered, in some ways Baby Boomers are still feeling the impact.

Need Financial Advice? We Can Help. | SF Financial Services

Welcome to Retire Financially Fit with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey. Each week, Barb discusses topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.

More than half of all Americans turning 65 today will develop a disability serious enough to require long-term care. This could potentially be a big expense that impacts a lot of you, and we want to help you prepare.

Need Financial Advice? We Can Help. | SF Financial Services

Welcome to Retire Financially Fit with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey. Each week, Barb discusses topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.

Does our retirement system in the US make the grade? And what steps can you take to help you ensure you have more than just a “mediocre” plan for your retirement?

Need Financial Advice? We Can Help. | SF Financial Services

Welcome to Retire Financially Fit with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey. Each week, Barb discusses topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.

We’re well into the fourth quarter of 2023, so it’s time to start looking ahead to the year 2024. What changes will the new year bring for programs like Social Security? You’re about to find out.

Need Financial Advice? We Can Help. | SF Financial Services

Welcome to Retire Financially Fit with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey. Each week, Barb discusses topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.

The fourth quarter is here and it’s time for savvy, strategic investors like you to take action. Creating a tax-efficient, inflation-adjusted income strategy now can help you stay ahead of the game later. We can help you plan for the 4th quarter of your financial football game, and help you come up with financial endurance plan on your roadmap to 2024, with Barb Swiatek of SF Financial

Need Financial Advice? We Can Help. | SF Financial Services

Welcome to Retire Financially Fit with Barbara Swiatek, founder of SF Financial in Colorado Springs. Tune in to learn how to customize your plan, make informed decisions, and avoid common pitfalls—whether you’re years away from retirement or reviewing your options right now. We emphasize the importance of written strategies, professional guidance, and ongoing review to stay financially fit throughout your retirement journey. Each week, Barb discusses topics ranging from budgeting and managing withdrawals to dealing with market volatility, understanding annuities, protecting loved ones, and making the most of Medicare or Social Security benefits. Wherever you are in your planning process, our goal is to empower you to retire financially fit.