The Big Idea

Learn more about Mary Osborne online: maryosbornesurf.com

Here are the 4 items you will want to learn about.

Do you have your ducks in a row? Are you a good financial steward with your money? You can get financial planning help at Maranantha.com

What is Probate?  Is it okay to put my child on title as joint tenant? Should I go to an online company for estate planning?  Can you talk to us about prop 13 and keeping real estate taxes low? You can contact Amy online: ADKheritagelaw.com or call 805-947-43721

Enjoy the show and please join us again soon!

Mike

Geico Local Office – Greg Mauk Serving the 805

American Pacific Mortgage, — Greg Abrams. Serving the 805.

Spanish Hills Country Club  Previews Memberships available.

Matt’s All Haul — For all of your junk removal and hauling needs.

Allocationlink.com – Investment Management that is smart, low cost & automatic.

Maranantha.com – The way financial planning should be.

Contact us  Allocationlink.com  or Maranantha.com also via email. [email protected]  805-665-3767

Our Feature Interview:   Mary Osborne, Pro Surfer, Ambassador with Patagonia, Entrepreneur. What is it like to be an ambassador with Patagonia? How do you address Female empowerment at your surf camps? How special is Ventura’s coastline in the surf world? What decisions might you do differently if you were 22 again? Learn more about [...]

The post #10 Mary Osborne, Pro Surfer, Ambassador with Patagonia, Entrepreneur. appeared first on Maranantha Financial.

Our Feature Interview is with John Greathouse, Angel Investor, Contributor to Forbes magazine, on Faculty at UCSB technology management program, Partner at Rincon Venture Partners.   Get the insider’s perspective to angel investing here in the 805.

Learn more about John online:  Johngreathouse.com  Twitter:@johngreathouse Forbes:Link to John’s Articles

Non-Profit Spotlight –  Food Forward

Ventura County is #11 is the Nation with agriculture production. The staggering statistic is that 40% of food goes to waste. Food Forward recovers food that might not be used and delivers it to 300 different agencies in 8 counties within Southern California.  Learn more about Food Forward online: Foodforward.org

2-Minute Drill

Michael talks about “Guidance” with your personal finances. where do you go when you are looking for guidance with financial matters?  

Wherever you get your advice from, it is only good if it meets 3 criteria.

Where ever you get your financial guidance from, make sure passes these 3 criteria. it’s consistent with your values, in-line & appropriate with your goals and it provokes you to take action.  You can get financial planning help at Maranantha.com

The Mailbag

Today Michael talks about 3 questions dealing with rolling over a 401k into an IRA and considerations for doing that. He also shares the importance of having a trust for estate planning purposes. He mentions that his site allocationlink.com is a simple place to open an IRA online and get the process of consolidating retirement accounts started. You can contact Michael at [email protected]

Enjoy the show and please join us again soon!

Mike

Sponsors:

Geico Local Office – Greg Mauk Serving the 805

American Pacific Mortgage, — Greg Abrams. Serving the 805.

Spanish Hills Country Club  Previews Memberships available.

Matt’s All Haul — For all of your junk removal and hauling needs.

Allocationlink.com – Investment Management that is smart, low cost & automatic.

Maranantha.com – The way financial planning should be.

Contact us  Allocationlink.com  or Maranantha.com also via email. [email protected]  805-667-3767

Our Feature Interview is with John Greathouse, Angel Investor, Contributor to Forbes magazine, on Faculty at UCSB technology management program, Partner at Rincon Venture Partners.   Get the insider’s perspective to angel investing here in the 805. How vibrant is Santa Barbara in the start-up space? What can be done to bolster up this [...]

The post #9 John Greathouse, Forbes, UCSB, Angel Investor with Rincon Venture Partners appeared first on Maranantha Financial.

Our Feature Interview is with Bruce Stenslie, CEO of the Economic Development  Collaborative for Ventura County.  He is a wonderful resource of knowledge and information for the business community here in the 805.

Learn more online:  Economic Development Collaborative – Ventura County

Non-Profit Spotlight –  The Rotary Club of Ventura.

For more than 110 years, Rotary members have used their passion, energy, and intelligence to take action on sustainable projects. From literacy and peace to water and health, we are always working to better our world.  

Locally, the Rotary Club of Ventura has supported the Ventura Botanical Gardens, we organize the 4th of July at Ventura College, we give every 3rd grader a dictionary and do much more to support the our community.  If you would like to get involved or visit a local Rotary Club please check us out online, Rotary Club of Ventura.  There are 3 clubs in the city of Ventura but there are over 30 clubs in the 805.  Rotary’s motto is “Service above Self”

2-Minute Drill

Michael talks about “Using Debt to Your Advantage” He shares a few examples of how people do this. The most common problem we see is people using debt for an unsustainable lifestyle. Use debt to invest in your assets, use debt to invest in yourself, use debt to invest in your business. You can get financial planning help at Maranantha.com

The Mailbag

Greg Abrams, Branch Manager for American Pacific Mortgage answers questions about the buying a home with no money down or low money down. Refinancing ideas for appreciated homes and who a reverse mortgage is a fit for.  You can reach Greg directly at 805-667-8465 or apmloan.com/

Enjoy the show and please join us again soon!

Mike

Sponsors:

Geico Local Office – Greg Mauk Serving the 805

American Pacific Mortgage, — Greg Abrams. Serving the 805.

Pierpont Raquet Club  — Since 1977

Spanish Hills Country Club  Previews Memberships available.

Allocationlink.com – Investment Management that is smart, low cost & automatic.

Maranantha.com – The way financial planning should be.

Contact us  Allocationlink.com  or Maranantha.com also via email. [email protected]  805-667-3767

Our Feature Interview is with Bruce Stenslie, CEO of the Economic Development  Collaborative for Ventura County.  He is a wonderful resource of knowledge and information for the business community here in the 805. How vibrant is Ventura County for small business & big business too? What are the statistics and areas for growth or [...]

The post #8 Bruce Stenslie, CEO of Economic Development Collaborative – Ventura County. appeared first on Maranantha Financial.

Overview: Today is our “Water Focus: Ventura County” show.

Our Feature Interview is with Susan Mulligan,  General Manager of Callegaus Municipal Water District and Mauricio Guardado General Manager of United Water Conservation District.

Learn more online: CA WATER FIX

Non-Profit Spotlight – 

The Association of Water Agencies of Ventura County (AWA) was formed in 1976 to exchange of information on local and regional water issues.Regular meetings and special events are held to share information, and encourage discussion and innovative solutions to water issues facing Ventura County.  All are welcome to join or attend the meetings Learn more online at AWAVC.ORG

2-Minute Drill

Michael talks about how to Invest Wisely, it stars with understanding your approach. Are you active or passive?  Are you doing it yourself, collaborating with someone or delegating the responsibility?  Michael challenges you to think about your approach and he also offers a quiz on identifying the differences between Assets & Liabilities.  You can get financial planning help at Maranantha.com

The Mailbag

Greg Mauk, our resident Insurance expert and owner of Geico Local Office answers 3 questions about insurance.  The simplicity of changing car insurance with a simple phone call, the difference between Geico Local Office and Geico national offices and some insurance tips.

Contact us  Allocationlink.com  or Maranantha.com also via email. [email protected]

Enjoy the show and please join us again soon!

Sponsors:

Geico Local Office – Greg Mauk Serving the 805

Pierpont Raquet Club – Since 1977

Spanish Hills Country Club – Previews Available

Allocationlink.com – Investment Management that is smart, low cost & automatic.

Maranantha.com – The way financial planning should be.

Overview: Today is our "Water Focus: Ventura County" show. Our Feature Interview is with Susan Mulligan,  General Manager of Callegaus Municipal Water District and Mauricio Guardado General Manager of United Water Conservation District. Why is West Ventua County in dark red on the drought maps right now? Is desalinization a solution we need to look at [...]

The post #7 Radio Program: “Water Focus: Ventura County” with Susan Mulligan & Mauricio Guardado appeared first on Maranantha Financial.

Overview

Michael talks about how Allocationlink.com helps with investment management & has partnered with Betterment to offer top robo-advisor technology with human support and relationships. All at a very low cost for clients.

Our Interview is with Greg Gillespie, Chancellor of Ventura County Community College District.

They talk about Career Pathway programs you may not have heard about before at the three community colleges, Oxnard, Ventura & Moorpark. They also discuss how businesses can get more involved with the colleges through partnerships and the foundation. And finally, they talk about the importance of financial literacy. Link to  Career Pathways

2-Minute Drill

Michael lays out the 5th principle of his 12 principles of personal finance.  How do you deal with Risk when it relates to your money?  There are many different types of risk, do you avoid it, ignore it or try to understand it?  Listen in to learn more about risk. You can get financial planning help at Maranantha.com

Non-Profit Spotlight – By Erin Hoffman age 13 and Samantha Jackovich age 10.

S.P.A.R.C:  The Santa Paula animal rescue center is the first no kill animal shelter in the Ventura County, providing humane care and treatment for the stray and abandoned animals of the city as well as educational, spay/neuter, vaccination, licensing and other services. Learn more at: SPARC

The Mailbag

Michael answers a few questions about how you can get his 12 principles of personal finance, simply contact us online or send him a direct email.  They also highlight next week’s Water Focus show.  

Contact us  Allocationlink.com  or Maranantha.com also via email. [email protected]

Enjoy the show and please join us again soon!

Sponsors:

Geico Local Office – Greg Mauk Serving the 805

Pierpont Raquet Club – Since 1977

Spanish Hills Country Club – Previews Available

Allocationlink.com – Investment Management that is smart, low cost & automatic.

Maranantha.com – The way financial planning should be.

Overview Michael talks about how Allocationlink.com helps with investment management & has partnered with Betterment to offer top robo-advisor technology with human support and relationships. All at a very low cost for clients. Our Interview is with Greg Gillespie, Chancellor of Ventura County Community College District. They talk about Career Pathway programs you may [...]

The post #6 Radio Program: Chancellor of VCCCD, Greg Gillespie & Dealing with Risk in money. appeared first on Maranantha Financial.