In this episode Bill welcomes guest Andrew Galvin to discuss portfolio and investment options.

In this very special episode Bill welcomes Jennifer McMahan, the Religious Formation Director at St. Vincent De Paul Parish to talk about the impact 1 egg a day can make on children's lives in Tanzania and how you can help raise awareness and donate to provide coops and chickens for the schools. We also touch on the meaning of Advent.

This episode is a crucial guide to the most significant Medicare and Health Insurance changes impacting your financial well-being, particularly with the new Annual Enrollment Period in full swing. We break down key updates, including Part B premium adjustments, the cap on prescription drug out-of-pocket costs, and the major changes happening within Medicare Advantage plans. Tune in to understand how these shifts affect your budget and learn the strategies you need to select the most cost-effective and comprehensive coverage for the coming year.

Veteran Portfolio Manager Mike Binger, President of Gradient Investments, joins us for his highly anticipated market update, providing deep insights gleaned from over 30 years of navigating various economic cycles. He breaks down the current forces driving the markets, from the latest Federal Reserve signals to evolving geopolitical risks, and shares his perspective on where the major indexes are headed next. Tune in for Mike's actionable, balanced investment strategies for positioning your portfolio for both growth and protection in today's complex financial climate.

This episode delivers an urgent update on the financial fallout from the ongoing government shutdown, examining how the political impasse continues to harm the real economy. We then dive into the crisis of outrageous health insurance premium increases, specifically analyzing the looming expiration of key federal subsidies and what this means for millions of Americans' budgets in the upcoming enrollment period. Tune in for expert analysis and actionable steps to help you mitigate rising costs and safeguard your personal finances amid these major Washington uncertainties.

Before the calendar flips to January 1st, there are a few crucial financial moves—with hard deadlines—that can significantly lower your 2025 tax bill and set up a stronger 2026. We break down the checklist: from the last-minute chance for tax-loss harvesting and Roth conversions to maximizing your 401(k) and HSA contributions. Learn the strategic steps you need to take now to lock in tax savings and ensure your financial house is in perfect order for the New Year.

As political gridlock triggers another government shutdown, we analyze the real-world financial consequences for investors, the economy, and federal services. We look at the historical market impact—which is often more noise than actual damage—and discuss why major indexes tend to shrug off short-term political drama. Learn how to strategically use cash reserves, avoid emotional selling, and position your portfolio to weather the temporary uncertainty from Washington.

Don't let valuable tax-saving opportunities slip away as the calendar year closes; this episode walks you through the essential financial checkpoints you need to hit before December 31st. We cover critical year-end moves, including maximizing retirement contributions and HSA funding, performing tax-loss harvesting, and taking your Required Minimum Distributions (RMDs). Tune in for a comprehensive, last-minute checklist to reduce your tax bill, rebalance your portfolio, and set yourself up for financial success in the new year.

This episode ties together Washington gridlock with its real-world economic impact, starting with an analysis of how the current government shutdown is affecting financial markets. Bill shares his recent motorbike trip. Finally, the average American consumer's financial health and what it signals for the broader economic outlook.

With the government shutdown that occurred on October 1st, this episode breaks down the direct financial implications for investors and everyday Americans. We analyze how historical shutdowns have (or haven't) impacted the broader stock and bond markets, offering strategies to weather potential volatility. Finally, we clarify what the shutdown means for essential services like Medicare, and how its funding—or lack thereof—could affect your personal healthcare costs and coverage.