On today's episode of The Big Picture, Rich & Rob welcomed Teresa Bazemore to the show. 

The group provided their insights on the housing policies discussed in Tuesday's Vice-Presidential debate, analyzing how each party's approach might look to shape the housing industry. 

Teresa also shared her expertise on tackling the affordable housing crisis—an issue she’s worked on throughout her impressive career, including her leadership roles at the FHLB of San Francisco and as President of Radian. 

Housing policy takes center stage on this episode of The Big Picture, as Rich & Rob welcomed back Jim Parrott for a deep dive into the latest proposals from Presidential candidates.

Vice President Harris recently outlined her economic vision, with housing policies taking the spotlight. But how much of her plan stands a chance in the current political landscape? And what housing strategies might we see from former President Trump if he returns to office?

Jim Parrott, today's guest, is uniquely qualified to provide answers. As a nonresident fellow at the Urban Institute and owner of Parrott Ryan Advisors, Jim offers strategic advice on housing finance to major players in the mortgage market. His extensive background includes serving as a senior adviser on housing at the National Economic Council during the Obama administration and as counsel to Secretary Shaun Donovan at the U.S. Department of Housing and Urban Development.

Rich & Rob welcome back Bill Dallas to dive into the Federal Reserve’s recent 50 bps rate cut, exploring the reasoning behind it and potential market implications. They also share key insights and strategies for mortgage bankers to thrive in a slowly improving market. The episode wraps up with a deep discussion on the current state of Fannie Mae & Freddie Mac, and what their future could look like under different Presidential administrations.

On this week's show, Rich & Rob were joined by one of their favorite recurring guests, Chris Bennett of Vice Capital Markets.

The topic of the day - next week's Federal Reserve Board meeting. Will the Fed cut 25 or 50 bps next week? And what does it mean for mortgage rates in the short term? The group also took a look back at the Fed's action since the pandemic, handing out their letter grades for the Fed and their actions these last few years.

It was a great discussion spanning all aspects of the Fed's history, actions, and how they're likely to operate moving forward. Enjoy!

On this week's show Rich & Rob are joined by Jordan Bucher, Ashley Yarabinec & Alicia Goncalves from the Mortgage Bankers Association. 

After touching on this week's critical jobs data that could have big impact on Fed action and mortgage rates, the fellas talked with the team from MBA on all the latest happenings at MBA as the Presidential election approaches. Jordan, Ashley, and Alicia provided the latest on things happening with policy, advocacy, and upcoming MBA conferences.

On this week's show, Rich & Rob are joined by Mortgage Coach founder & Trust Engine Chief Innovation Officer Dave Savage, who's been interviewing top real estate professionals on the now-implemented NAR settlement changes for the last several months.

In addition to the changes to how homebuyers interact with real estate agents, the group also discussed this week's Federal Reserve Annual Economic Symposium in Jackson Hole, WY - which concludes with an address from Fed Chair Powell on Friday.

The trio also discussed the series of housing proposals put forth by Vice President Harris last week ahead of this week's Democratic National Convention.

On this week's show, Rich was joined by EscrowTab's CEO & Co-Founder Brendon Weiss and their VP, Revenue Amy Moses.

The group started by talking about the recent inflation data, lower mortgage rates, and what that means for the real estate finance industry in the short term. Also discussed - how prepared lenders are in this next cycle, integrations between vendors, and current role of AI in the mortgage manufacturing process.

Finally, the group discussed the upcoming changes related to the NAR lawsuit settlement, that changes how real estate agents are paid.

Rich & Rob were joined this week by Anita Padilla, founder & CEO of MegaStar Financial & Take Three Technologies. The trio discussed the Fed's recent interest rate policy statement, some troubling jobs data, and what it means for the mortgage interest rate market this fall.

Also discussed - the use cases of AI in mortgage tech and the broader mortgage tech landscape currently.

The fellas were joined by Fannie Mae SVP & Chief Economist Doug Duncan & got Doug's perspective on the economy as we sit at this interesting inflection point, seemingly on the cusp of a LONG awaited Fed cut.

Doug & Fannie Mae's Economic & Strategic Research (ESR) Group also just released their latest monthly housing & economic outlook - which was discussed on the show.

Rich and Rob were joined by Freedom Mortgage President & CEO (and Philadelphia Phillies owner) Stan Middleman! 

The group engaged in a fascinating discussion about President Biden's rent cap proposal, some of former President Trump's recent comments on the housing market, waning homebuilder confidence and production, and the government's role in mortgage lending.