For the second year in a row our wives join us to discuss finances in our households. There are two new babies and a new house since the last time we spoke. We go into depth about each of our household finances such as how finances have changed since having children and what to expect. Also discussing personal experiences going through the home buying process. How investing, budgeting etc are divided up in our households. This episode will provide a lot of information and laughs. 

We were recently ranked the #1 Black Financial Podcast That Can Redefine Your Wealth By The Neighborhood Finance Guy. Below is the link.

https://theneighborhoodfinanceguy.com/black-podcasts-2022/

Black Business of the Episode: McGrayson Entertaiment, LLC 

www.Mcgraysonent.com or call at 817-475-7274

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Below is our Instagram and Yahoo Finance Article 

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https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html

We speak to Sherva who is the owner of Influenting. In her business she provides bookkeeping, money coaching, and virtual admin services. She is an accountant by trade as well. 

In the second part of our conversation Sherva discusses some fundamentals such as budgeting, different type of savings accounts depending on your situation, emergency funds and more. She also explains how she has helped some of her clients get raises and how finances tie in with her Faith.

She can be found at:

https://www.influenting.co/

https://www.instagram.com/influenting.co/

Please give us a 5 Star Review 

Below is our Instagram and Yahoo Finance Article 

https://www.instagram.com/blackfinancial_initiative/

https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html

We speak to Sherva who is the owner of Influenting. In her business she provides bookkeeping, money coaching, and virtual admin services. She is an accountant by trade as well. 

In our conversation with discuss financial literacy, financial freedom, ways an entrepreneur can improve their business and make it run more efficiently. We discuss the lessons she learned growing up in Trinidad and Tobago, also how she ties faith and health into finances. 

She can be found at:

https://www.influenting.co/

https://www.instagram.com/influenting.co/

Please give us a 5 Star Review 

Below is our Instagram and Yahoo Finance Article 

https://www.instagram.com/blackfinancial_initiative/

https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html

In the second part of our conversation with Lawrence the Neighborhood Finance Guy we discuss how Lawrence believes finances should be handled in today's climate. For example what is more important now, saving or investing? Should the younger generations use Dave Ramsey's baby steps? What is a better option, debt snowball or debt avalanche?

He also explains his financial plan, the Net/ Max finance plan. He talks about how he travels as well. Ultimately he gives his answer on how the Black community can increase our wealth.

He has been featured on Business Insider twice, the Motley Fool, Yahoo Finance, GoBanking Rate, the Asklovely Podcast, Paychecks and Balances, His and Her Money Podcast, Marriage, Kids and Money and Journey to Launch.

He can be found below at

https://www.instagram.com/theneighborhoodfinanceguy/

https://theneighborhoodfinanceguy.com/

Please give us a 5 Star Review 

Below is our Instagram and Yahoo Finance Article 

https://www.instagram.com/blackfinancial_initiative/

https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html

We interview Lawrence also know as The Neighborhood Finance Guy. He has a blog called Financial Literacy Education blog and co-host on The Financial Griot podcast. Him and his wife paid off over $250,000 worth of debt and increased their net worth over $500,000. Listen as we talk about his journey.

He has been featured on Business Insider twice, the Motley Fool, Yahoo Finance, GoBanking Rate, the Asklovely Podcast, Paychecks and Balances, His and Her Money Podcast, Marriage, Kids and Money and Journey to Launch.

He can be found below at

https://www.instagram.com/theneighborhoodfinanceguy/

https://theneighborhoodfinanceguy.com/

Please give us a 5 Star Review 

Below is our Instagram and Yahoo Finance Article 

https://www.instagram.com/blackfinancial_initiative/

https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html

We review the book PowerNomics by Dr. Claud Anderson. PowerNomics is the National Plan to Empower Black America. The book provides actionable steps to improve the Black community financially. We do our best to share the information that resonated with us from the book and that we believe can shorten the racial wealth gap.

We were recently ranked the #1 Black Financial Podcast That Can Redefine Your Wealth By The Neighborhood Finance Guy. Below is the link.

https://theneighborhoodfinanceguy.com/black-podcasts-2022/

Please give us a 5 Star Review 

Below is our Instagram, Twitter and Yahoo Finance Article 

https://www.instagram.com/blackfinancial_initiative/

https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html

https://twitter.com/BFI_Podcast

https://www.facebook.com/pages/category/Podcast/The-Black-Financial-Initiative-Podcast-105690941140846/

In the second part we go into more depth about our experiences in college, for example things to be aware of. We use what we've seen from college, our after college careers and stats to answer the question if college is worth it.

Below is our feature in Yahoo Finance.

https://finance.yahoo.com/black-financial-initiative-starting-financial-114658676.html

Instagram: blackfinancial_initiative

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With the rising cost of college, student loan debt, degrees that don't pay well it begs the question, is college worth it? In the first episode we provide stats about the cost of college, and discuss how different majors and schools affect your outcome. We talk about our experiences as well.

Below is our feature in Yahoo Finance.

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Today more than in the past people are changing companies often. Most people are doing it to get a pay raise. We go over stats and our experiences and discuss why its happening, how you should switch jobs and how often you should do it.

Instagram: blackfinancial_initiative

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In the Part ll interview with Alyssa, the owner of Eunoiafit Studio in Dallas TX we talk about her business and get more in depth about health and fitness. She lets us know what type of workouts she does and the benefits of living a healthy lifestyle. Alyssa also talks about being a Doula and the importance for them in the Black community.

She can be found at:

https://www.eunoiafit.com/

https://www.instagram.com/eunoiafit/

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