The BNI Effect wraps up the year with Tony Meredith and Paul Harnett of Mortar Finance! In this New Year’s Eve episode, Paul shares how he helped build a thriving BNI chapter from scratch. From rugby club connections to hitting the 25-member milestone, discover how BNI transformed his networking, confidence, and focus. Learn the value of commitment, consistency, and “farming forward” for success in business and BNI. Don’t miss this inspiring year-end episode!