The Boardshorts Millionaire

One of the most important principles to being able to SURF sooner than your peers is living below your means. What does that mean? Spend less than you make. It is that simple yet so difficult for many to do. Being able to spend less on discretionary categories and even those staples like shelter (rent/mortgage payment), food (grocery shopping with coupons vs. eating out), and transportation (buying the 15 year old car with 150K miles vs. leasing the latest model) is the key to building a Secured Unrestricted Retirement [of] Freedom.

Before the spreadsheets, before the calculators, before you touch a single number — Tip Wilson makes the case for why determining your "why" has to come first. In this episode, he walks through a simple three-column framework from the book: what you want to be free from, what you want to do as a result, and how you want to feel. It's the same exercise behind the SURF plan itself, and Tip shares his own family's why along the way — plus a warning about skipping this step: if you don't know where you're going, any road will take you there. Your why is your compass. Surf's up.

Follow along on Instagram, TikTok, X, and Threads @boardshortsmillionaire, and register for a free first chapter of the book via the link in bio.

Officially episode one — and the introduction to the core framework behind everything Tip Wilson teaches at The Board Shorts Millionaire. SURF stands for Secured, Unrestricted, Retirement, Freedom, and in this episode, Tip breaks down what each piece really means: building resilience instead of relying on luck, creating flexibility instead of chasing a single number, making work optional instead of stopping entirely, and living the life you actually want instead of the one you feel pressured to project. Plus, a simple self-test you can run on any decision, big or small, to see if it moves you closer to catching your wave. Surf's up.

Follow along on Instagram, TikTok, X, and Threads @boardshortsmillionaire, and register for a free first chapter of the book via the link in bio.

Meet Tip Wilson — host of The Board Shorts Millionaire and author of the forthcoming book by the same name (dropping this fall). In this introductory episode, Tip shares who he is, why he wrote the book, and the story behind the "50 and Out" plan that shaped his own path to financial independence. No finance degree, no lottery ticket — just 25 years of consistency from an ordinary family. This is the origin story before the framework: tune in to find out what it means to learn to SURF.

Follow along on Instagram, TikTok, X, and Threads @boardshortsmillionaire, and register for a free first chapter of the book via the link in bio.

The Saturday Sensei's are back after a short break after the flurry of Bowl season, the CFP playoffs, and all-star games. We are back to talk about the 2025 NFL Combine. Who excelled? Who showed out? And who showed up but didn't put out...talk is cheap in our view.

That is a wrap on the inaugural 12-team playoff season and the first season of the Saturday Sense crew coming at you! What a ride it was folks. We thoroughly enjoyed the weekly routine and loved the excitement and unpredictability of the regular season. The playoff lived up to its billing, other than the 2nd Quarterfinal games, with the two best teams in the playoff facing off for the Natty. Thanks to everyone who tagged along for the ride. We are now off to the combine and NFL Draft. And, then, before you know it we will be ready for Week 0!!!

That concludes week 21 of the inaugural season of Saturday Sensei and we have crowned our first 12-team playoff champion as the Ohio State Buckeyes handle their business against Notre Dame. We wrap up the season, talk all-star/senior bowls, and cast an eye toward the NFL combine and draft ahead. Thank you to all that have tuned in for one week or all twenty-one. We appreciate each and everyone of you.

Well, we are here folks! The final game of the 2024-2025 college football season. And, wow, what a season it was. We have two teams who each had one terrible loss in their respective regular seasons. The Irish lost to the Huskies of NIU in week 2 and they were left for dead. Overrated! Frauds! You name it, the Irish were labeled as such. And at the completely other end of the season, the Buckeyes stepped on their own rake as they lost the biggest rivalry game in the country to Michigan. Fire Day! Buckeyes are out of the CFP! Left for dead were the Buckeyes. Both teams have managed to navigate the new playoff format and will square off in their 4th post-season game to battle for the National Championship.

Well, we are here folks. The Final Four of the college football playoff has arrived. And we have four "blue blood" programs in the Semifinals: Penn State, Ohio State, Texas, and Notre Dame. We break down the Quarterfinals and pick the Semifinal games. The Sensei's postulate on what an expanded college football playoff bracket could look like. A 32-team playoff is doable and would solve a couple chronic issues for the sport: make 16 bowls very legitimate and would ensure all of the "deserving and earned" teams would be in the mix.

Well, the first round of the CFP 12-team playoffs may have lacked competitiveness on the field, but it did not disappoint in terms of energy, electricity, and excitement with the home field playoff atmosphere. Some of the best environments we have seen all year. Tune in this week for the recap of first round games, listen to the inaugural Saturday Sensei season award presentations, and hear our picks for the Quarterfinal matchups.