You spent thirty years building real wealth. Now you're facing the financial decisions nobody prepared you for and most of them come down to one thing: taxes.
In this first episode of The Bracket, Ryan Knoll, founder of Nav Wealth Partners, lays out what this show is, who it's built for, and why the biggest threat to a multi-million-dollar retirement isn't the market. It's the tax code.
If you've got at least $2 million and you're approaching or already in retirement, the standard retirement advice you keep hearing was written for someone else, someone with a fraction of what you've built. Your problem is different. A huge share of your money has never been taxed, and the IRS hasn't forgotten.
Ryan walks through one example that shows the shape of it: how decades of "smart" tax deferral can quietly build a tax bomb in your seventies and the narrow window you have to defuse it before it goes off.
This episode covers:
- Why the market is no longer your real financial risk — and what is
- The tax trap hiding inside the accounts you were told to max out
- The planning window most retirees don't know they have (and waste)
- What's ahead: Roth conversions and the over-conversion cliff, withdrawal sequencing, IRMAA surcharges, and the income-spike year that can wreck a decade of planning
No products. No pitch. Just the frameworks Nav uses with its own clients in plain language, with real numbers so you become the most informed person in the room about your own retirement tax picture.
If you've worked hard enough to have a tax problem worth solving, you're in the right place.
Want to talk through your own situation? Meet with us here https://calendly.com/ryan-navwealthpartners/nav-introductory-call-podcast
New here? Follow The Bracket and leave a rating it's the single biggest thing that helps another retiree find the show.
—
Disclosure: The Bracket is produced by Nav Wealth Partners, a registered investment adviser. Content is educational and for general information only and is not personalized investment, tax, or legal advice. Listening or contacting us does not create an advisory relationship. Consult a qualified professional before acting on anything discussed.
