In this episode, after overcoming a technical hiccup, we chat with Kevin Cansler from State Farm about a range of insurance topics, mainly focusing on roof claims and policies amid storm season in Northwest Oklahoma. We dive into practical advice on insurance claims, the importance of policy reviews, maintenance tips for homeowners, and how various factors like defective shingles and roof age impact claims. Tune in!

In this episode, we talk about the nuances of real estate negotiations. We share personal stories about the importance of presenting strong offers, the strategy behind choosing earnest money amounts, and the various negotiation tactics one might encounter in the buying or selling process. We also covers the significance of acting quickly in a market where properties can sell fast, the potential pitfalls of too many contingencies, and the art of knowing when to walk away from a deal.  This episode is filled with practical advice for both buyers and sellers, so listen now!

In this episode of the Brian and Kindra show, we talk about the joys and unexpected aspects of homeownership, especially within the small market of Northwest Oklahoma. We cover the importance of community and getting along with neighbors, the perpetual nature of home maintenance, how property taxes and homeowner insurance can change, and the tax benefits of homeownership. And then there's the emotional attachment that grows with owning a home, and the stability and personal satisfaction it brings. This episode is packed with practical advice, so listen now!

In this episode, we have the pleasure of hosting Terry Bryan, the Director of Community Development for the City of Woodward, on the Brian and Kindra show. Terry shed light on his comprehensive role in the community, extending far beyond mere code enforcement. We delved into the functionalities of Woodward's new app, changes in zoning laws, Woodward's approach to animal care, including spay and neuter programs and animal control efforts, and more. We also talk about potential developments for Woodward's airport and the inclusive provisions for building permits, and tiny homes. You won’t want to miss this episode!

In todays episode, we dive into essential spring maintenance tips for homeowners. We talk about the importance of cleaning gutters, sealing woodwork and driveways, checking for termites, inspecting the roof, controlling mosquitoes, and more. This episode is a thorough guide on how to maintain and prepare your home during the spring season with easy, yet effective practices to ensure property preservation and maintenance. Listen now!

Join hosts Brian and Kindra in their engaging and informative discussions on a variety of topics. In this episode, they welcome Jake Persall from JCP Services to delve into the intriguing world of termites. It's not just a repeat; this time, it's The Brian and Jake Show!

In their lively conversation, they reminisce about a previous termite adventure on Cheyenne Street, sharing insights that will make you wish you could see what they saw. From termite science to the celebration of National Termite Week, the hosts explore it all. Termites, much like ants, are part of our ecosystem, and Jake provides valuable information on colony sizes, types, and potential risks.

Tune in to discover the fascinating details about termite inspections, their biology, and the effectiveness of bait systems. Don't miss out on the science and stories that make The Brian and Kindra Show an entertaining and educational podcast!

In today’s episode, we talk home inspections with Jake Persall, owner of JCP Services. He brings his expertise to the table, covering various areas such as pest and weed control, irrigation, lawn services, maintenance, and of course, home inspections.

Throughout our conversation, Jake sheds light on buyer concerns like mold and radon gas, emphasizing the significance of having professionals conduct thorough inspections. He walks us through the process he follows during home inspections and advocates for buyers to participate in the final stage to gain a better understanding of their potential homes.

Here's a glimpse of the key points in our discussion:

• 00:00 Introduction and Spotify Discussion

Tune in to gain insights into the intricacies of home inspections and learn valuable tips for prospective homebuyers.

In this episode, we share insightful tips on what buyers should look for when trying to buy a home in a small market real estate. We discuss details to look for including practical storage space, the right floor plan, understanding bedroom sizes and locations, and taking into account external factors such as neighborhood noise and light. We emphasize on the importance of getting to know the buyer's unique needs and preferences to provide effective services. We also talk about how, in some instances, buyers end up choosing houses completely different from what they initially described. So tune in and let us help you navigate the real estate market effectively.

00:00 Introduction to the Show

00:29 Reflecting on Previous Episodes

00:43 Preparing for Today's Topic

01:05 Understanding Home Buyers' Needs

03:02 The Importance of Home Layout

04:06 Exploring the Kitchen

06:35 The Role of Home Inspectors

11:36 The Importance of Closets and Storage

13:48 The Art of Traveling Light

14:27 Understanding Storage Space in a New Home

15:40 Kitchen Space: Drawers, Cabinets, and Counters

18:21 The Importance of Bedroom and Bathroom Layout

21:29 Considering Windows and Lighting in Your New Home

25:32 The Impact of Floor Plan on Family Life

27:34 Wrapping Up: The Home Buying Journey

In today’s episode, we delve into the current trend and future predictions of the real estate market. We'll be discussing topics such as waiting for the perfect house or interest rate before making a purchase, the possibility of property values rising due to low supply and high demand, the significance of patience in both buying and selling, the influence of inflation on market prices, and our encouragement for anyone thinking about buying or selling to seek guidance and reach out.

00:00 Introduction

00:53 Reflecting on Previous Shows and Guest Insights

01:35 Discussing Foreclosure and Bankruptcy

02:01 The Power of Starting Over and Learning from Mistakes

03:21 Offering Help and Confidentiality to Those in Need

04:56 Transition to Real Estate Market Discussion

05:43 Northwest Oklahoma Real Estate Outlook

08:16 The Impact of Market Changes on Remodeling Costs

11:06 Predicting Future Market Trends

13:06 The Challenge of Limited Inventory

14:48 The Art of House Hunting

15:39 Understanding Inventory and Market Dynamics

16:22 The Impact of Limited Inventory on Buyers

17:07 Predicting Market Trends and Buyer Behavior

17:50 The Role of Interest Rates in Home Buying

18:42 The Future of the Housing Market

19:41 The Importance of Timing in Home Buying

20:59 The Relationship Between Interest Rates and House Prices

24:31 The Sweet Spot in Home Buying and Selling

27:04 The Importance of Patience in Real Estate

28:01 Closing Thoughts and Contact Information

Embarking on the second part of our credit score journey, we're thrilled to reconnect with Connie Rolen, a seasoned banking professional and credit expert. Join us as we take a stroll down memory lane, reminiscing about amusing office moments that underscore the vital link between lenders and clients. Connie generously shares tools to unravel the mysteries of credit, emphasizing the importance of establishing credit in your own name and holding onto those trusty old credit cards.

We dive into the repercussions of late payments, bankruptcy, and collections on credit scores, with Connie providing invaluable strategies for rebuilding credit after facing such challenges. Throughout our discussion, we stress the pivotal role of personal relationships with lenders, urging you, our listeners, to actively manage and comprehend your credit, regardless of your age or current financial situation. Stay tuned for insights that could reshape your credit journey!

00:00 Introduction and Welcome

00:08 Reminiscing Snowball Fights and Office Fun

01:12 The Human Side of Banking

02:21 Appreciating Colleague Relationships

02:43 Understanding Credit Building and Repair

04:04 The Intricacies of Collections and Credit Scores

06:21 The Importance of Regular Payments and Disputing Errors

06:56 Personal Experiences with Credit Issues

10:05 The Power of Relationships in Financial Institutions

13:19 Further Steps in Credit Repair

13:52 Debunking Homeownership Myths After Foreclosure

14:00 Understanding the Impact of Bankruptcy and Foreclosure on Credit Score

14:44 Strategies to Rebuild Credit After Financial Setbacks

15:20 The Importance of Timely Payments and Credit Utilization

15:37 Dealing with Collections and Medical Debts

16:43 The Lifespan of Foreclosure and Bankruptcy on Your Credit

18:04 Understanding Short Sales and Their Impact

19:13 The Importance of Individual Credit in Marriage

19:21 The Long-Term Benefits of Maintaining Credit Cards

20:33 The Importance of Building and Maintaining Your Own Credit

26:15 Final Thoughts on Credit Management