In this festive finale for 2024, Riz 'Money' Malik, Lewis 'Trawlerman'Shaw, and Jamie 'Dimora' Lennox bring us the Christmas Special of The Broker Collective. Reflecting on a tumultuous year for the mortgage and property industry, they share candid insights, lessons learned, and their aspirations for 2025.

The conversation spans a range of topics, including the challenges of running a business in an evolving market, the potential trajectory of mortgage rates, and the ongoing struggles faced by landlords and first-time buyers. The hosts also delve into how technology, particularly AI, could transform the financial advice landscape while balancing the need for a personal touch in client service.

Personal reflections feature prominently, with discussions about the importance of valuing time, family, and health and setting boundaries to ensure long-term sustainability. The trio keeps things light-hearted with humour, camaraderie, and a few offbeat remarks, ensuring the episode remains engaging.

Closing the year on a reflective and hopeful note, the team wishes their listeners a joyous holiday season and shares their excitement for the opportunities and challenges that 2025 may bring.

Key Highlights:

• Predictions for mortgage rates and market trends in 2025.
• The role of AI in enhancing client service while maintaining a human touch.
• Lessons learned in 2024, including staff recruitment, business planning, and prioritising health and family.
• Reflections on navigating a volatile year in the property and finance sector.

In this episode, the team discuss the post-budget mortgage market, Rachel's CV and 2025 planning.

Join our budget special episode where we discuss Rachel Reeve's first budget and the implications for the property & mortgage.

In this episode Riz, Lewis and Jamie talk about the topical issues in the UK mortgage market.

Episode 18: Bank of England Rate Decision, Market Predictions & Mortgage Trends - Broker Collective Podcast

In Episode 18 of the Broker Collective Podcast, hosted by Riz Malik with co-hosts Lewis'Trawleman' Shaw and Jamie 'Dimora' Lennox, the team dives deep into the latest Bank of England base rate decision holding at 5%, and its implications for brokers and the UK property market. They discuss HSBC's forecasting on potential rate cuts and how it might affect both high and low-end market segments. Insights from personal experiences in the mortgage business are shared, including the impact of automation in client communication. The episode ends with advice for business growth and maintaining work-life balance.

00:00 Introduction and Welcome

00:40 Bank of England Base Rate Decision

02:31 Market Predictions and Property Prices

05:51 Impact on Mortgage Pricing

08:08 Current Market Activity

12:04 Upcoming Budget and Economic Concerns

18:04 Challenges with Mortgage Rate Changes

26:48 Office Keyboard Talk

27:29 Challenges in the Mortgage Market

28:52 Interesting Facts About Norwich

29:51 Sponsorship and Inflation Discussion

30:16 Growing Your Business

33:13 Recruitment Experiences

38:32 Technology Corner: Automated Text Updates

42:37 The Importance of Communication

45:46 Psychology Corner: Be Present

47:00 Conclusion and Farewell

Episode 17 | Mortgage Market Updates and First Time Buyer Boost | Broker Collective Podcast

Welcome to episode 17 of the Broker Collective Podcast, the UK's #1 mortgage podcast for mortgage professionals, by mortgage professionals (probably). Join hosts RIz Malik, Lewis 'Trawlerman' Shaw and Jamie 'Dimora' Lennox as they discuss the latest news and trends in the mortgage market on this lovely last Friday in August. In this episode, they cover:

- Halifax Building Society's new home ownership boost for first-time buyers

- The potential impact of the new Halifax scheme on the housing market

- The importance of first-time buyers in stimulating the housing chain

- The UK mortgage market's stability and the potential economic threats that may destabilize it - Predictions for the upcoming Bank of England base rate decision

- The significance of effective communication for protection products

- Strategies for revisiting clients to discuss protection needs

Don't miss this in-depth conversation that combines expert insights with a touch of humour. Stay tuned for our new segment, 'Protection Corner,' where we discuss ways to better communicate the advantages of covering potential shortfalls with clients. Thanks for listening, and see you next time!

00:00 Introduction and Greetings

02:34 Mortgage Market Updates

03:04 First-Time Buyer Boost

04:52 Economic Implications and Reactions

09:58 Autumn Statement Speculations

22:24 Financial Planning and Debt Management

27:27 Financial Education and Consumer Behavior

32:15 Upcoming Bank of England Decision

33:16 Economic Predictions and Rate Cuts

34:31 Introducing Protection Corner

35:24 Opening the Protection Dialogue

37:54 Budget Planning for Protection

39:21 Behavioral Psychology in Protection Sales

41:15 Follow-Up Strategies for Client Protection

53:24 Leveraging Social Media for Client Insights

55:48 Weekend Plans and Podcast Ideas

58:43 Concluding Remarks and Farewell

Join us for Episode 16 of The Broker Collective podcast! In this episode, we catch up with Jamie Dimora Lennox after his Italian vacation, discuss market trends, and delve into the evolving role of brokers. We debate the potential impact of AI on the financial services industry and explore the latest tech tools for brokers. Plus, a light-hearted finish with some fun Taylor Swift moments. Don't miss out on the insightful discussions and the banter among the dream team!

Episode 15: Celebrating Success and Expert Marketing Insights with Ash Borland

In Episode 15 of the Broker Collective, the team celebrates a significant milestone with the Bank of England base rate cut. Special guest Ash Borland joins the conversation to share invaluable marketing insights and tips for mortgage brokers. The discussion spans from building an effective social media presence to targeting niches and leveraging behavioural economics. The episode is packed with useful advice for new and seasoned brokers alike. Tune in to hear Ash's perspective and gain practical strategies for enhancing your business.

00:00 Welcome to Episode 15

00:19 Special Guest Announcement

01:11 Weather and Market Updates

02:11 Bank of England Rate Cut

04:37 Interest Rate Predictions

09:47 Impact on Mortgage Market

16:48 Introducing Ash Borland

19:23 Ash Borland's Journey

25:22 The Power of Personal Branding

33:50 Building a Brand by Being the Anti-Hero

35:10 Finding Your Niche in a Noisy Market

38:40 The Importance of Local Focus

39:23 Understanding Demographics and Psychographics

44:56 Creating Effective Content and Courses

54:20 Challenges and Strategies for Experienced Brokers

59:27 Surviving and Thriving in a Volatile Market

01:02:43 Conclusion and Contact Information

In this week’s episode of The Broker Collective Podcast, we are thrilled to welcome Daniel Hobbs from New Leaf Distribution. Join us as Daniel shares his expert insights on the journey mortgage brokers can take to transition into the role of independent financial advisers. Discover the key steps, challenges, and opportunities involved in this career evolution. Whether you're considering the shift or simply curious about the financial advising landscape, this episode is packed with valuable information and practical advice. Don’t miss out on this engaging conversation with one of the industry's leading voices. Tune in now!

Special guest Graham Taylor from Hudson Rose