The chancellor Rishi Sunak unveiled his Spring Budget outlining in his statement that his intention was to help families through the cost of living crisis while creating the conditions for higher Uk economic growth. He announced five key measures that he believes will achieve his pledge, which we deconstruct and offer our opinions as we live through the biggest cost of living and inflation crisis in recent years. 

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In this episode we discuss whether or not university is a good investment drawing on experiences and exploring the reasons as to why one of us chose to go to university while the other chose a different path. We outline the potential benefits from going to university and aim to conclude what kind of goals university suits as a method for achieving them more quickly. Finally Nathan gives the verdict as to whether he would undergo university again having completed an undergraduate bachelors degree and postgraduate masters degree.

*THIS IS NOT FINANCIAL ADVICE*

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We discuss what we would tell ourselves at 18 years old, the mistakes to avoid, things we wish we knew sooner and some things we would have done entirely differently. The advice we offer surrounds personal development and self-help as well as general business related and financial decisions.

*THIS IS NOT FINANCIAL ADVICE*

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We guide you through the process of purchasing your first property deriving into each stage from finding a property on Right Move to dealing with solicitors and right up having the keys in your hands. We also identify a checklist of what you need to look out for to ensure that the property is fit for purpose and to avoid any unwanted hidden costs later down the line.

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We discuss the benefits, drawbacks and potential constraints when investing in property delving into our own views on property as a hedge against inflation. We highlight the importance of investing your money outlining why people even make investments in the first place.

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We discuss crypto, delving into the exponential age as the asset class looks to revolutionise the financial system to the same extent that the internet revolutionised information and communication interchange. We highlight reasons as to why we think this is the greatest redistribution of wealth in all recorded history along with the reasons why we think that crypto offers the best solution to rebuild the financial system while also offering the best solution as an investment and hedge against the debasement of fiat currency. 

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We discuss plans outlined by the government to transform the UK through the spreading of opportunity and prosperity. The white paper issued by Michael Gove details changes which the UK is to undergo, we discuss how some of these plans may effect property investors / landlords as well as first time buyers.

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We discuss the concept of money, delving into interest rates and inflation, as we look at how they might be making you poorer over time, perhaps, without you even realising it .We also look back at the history of money and the gold standard as we discuss the implications its abolishment has had for society and government control regarding the expansion of money supply.

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With my business (Fusion) turning 1 in February 2022, we take a look at the journey to date, outlining all of the things I have learnt in my first year in business, and things I wish I knew when I first started. We leave nothing out, discussing the highs, the lows and the things which people just don’t talk about.

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We discuss the resistance you’ll experience when trying to grow as a person whether that’s starting a new business, habit or just something which is unorthodox by other people’s definition of you. We touch on our personal experiences offering advice for dealing with resistance explaining our reasons why we think everything good happens outside your comfort zone.