The Business Owner's Financial Podcast

Episode 4: Healthcare Benefits for Business Owners with Nick Lease

Book an Intro Meeting:
https://jmcfarlandfinancial.github.io/ownerlandingpage/business-owner.html

If you run a business, healthcare probably feels like a fixed cost you just have to accept. The renewal comes in ten, fifteen, twenty-five percent higher, and you move on because there doesn't seem to be another option.

In this episode, I sit down with Nick Lease, founder of NextGen, who works with employers of 50+ employees to find out where their healthcare dollars are actually going, and how to build a plan that works better for both the business and its employees.

We cover:
→ Why most business owners treat healthcare as unavoidable, and why that's a mistake
→ How to find out where your healthcare spend is really going
→ Practical ways to engineer a plan that improves cash flow
→ Why a better healthcare plan can also mean better outcomes for employees
→ What to look for before your next renewal

Connect with Nick:
https://insurenextgen.com/solutions/

All investments involve risk, including possible loss of principal. Past performance is not a guarantee or indicator of future results, which may vary. No assurance can be given that profits will be achieved or that losses will not be incurred. The information provided and views expressed herein do not constitute advice or a recommendation of any kind nor is it an offer to sell or a solicitation to deal in any security or financial product. This video is provided for informational and educational purposes only. There is no guarantee that any statements, opinions, or forecasts provided herein will prove to be correct. Except as otherwise indicated, the information, views, and opinions contained in this video are based on matters as they exist as of the date of preparation of such material and not as of the date of distribution or any future date. Such views may change without notice, and SageSpring Wealth Partners LLC (“SageSpring”) and the speaker disclaim all responsibility to update such views. We believe the information referenced, including information obtained from third-party sources, is reliable but no representation regarding its accuracy is made. Neither SageSpring nor any individual speaker can be held responsible for any direct or incidental loss incurred by applying any of the information presented. This information is not intended to be relied upon as a forecast or research in any way and should not be solely relied upon as a forecast or research in any way and should not be relied upon when making an investment decision. It is provided with the understanding that the recipient has sufficient knowledge and experience to be able to understand and make their own evaluation of the proposals and services described herein, any risks associated therewith and any related legal, tax, accounting, or other material considerations. To the extent that the viewer has any questions regarding the applicability of any specific issue discussed above to their specific portfolio or situation, prospective investors are encouraged to contact or consult with the professional advisor of their choosing. The information herein is not intended to be tax or legal advice. Opinions and commentary do not take into account the investment objectives or financial situation of any particular investor or class of investors. Investors will need to consider their own circumstances before making an investment decision. This recording is the property of Jordan McFarland and should not be copied, distributed, published, or reproduced in whole or in part without his express written permission.

Welcome to the Business Owner's Financial Podcast.

Most business owners are exceptional operators, but no one ever sits them down to talk about turning that business success into personal wealth. That's where this show comes in.

Each episode, host Jordan Mcfarland (EA, CFP®) sits down with top advisors in tax, law, financial planning, investments, exit planning, and M&A to unpack what it actually takes to build personal wealth alongside a growing business, and eventually exit it on your own terms.

Because if you've seen one business, you've seen one business, and there's always more to learn.

📅 Work With Us / Schedule a Business Tax & Wealth Review:
https://calendly.com/jmcfarlandfinancial/30min

About Me:
I'm is a Certified Financial Planner (CFP®) and Enrolled Agent (EA) specializing in tax mitigation, cash flow optimization, and exit planning for business owners and high-income founders.
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Disclosure: Content presented on this channel is for educational and informational purposes only and does not constitute individual tax, financial, legal, or investment advice. Advisory services offered through SageSpring Wealth Partners, an SEC Registered Investment Advisor. Enrolled Agent representation services are separate from investment advisory services. Consult with a qualified professional regarding your specific situation before executing any financial or tax strategy.

Estate Planning for Business Owners with Aubrey Boswell, CPA, J.D.

Most business owners put estate planning off until "someday." The problem is that someday often comes without warning, and the cost of waiting can fall on the business as much as the family.

In this episode, I sit down with Aubrey Boswell, CPA and estate planning attorney in Dallas, to talk through why business owners can't afford to treat estate planning as a later problem.

Connect with Aubrey:
https://www.boswellpllc.com/team-member/aubrey-p-boswell

Book an Intro Meeting with Jordan:
https://jmcfarlandfinancial.github.io/ownerlandingpage/business-owner.html

We cover:
→ Why a business owner's estate plan is really a business continuity plan
→ Key man insurance vs. buy-sell agreements, and why owners mix them up
→ How probate and a lack of planning can quietly destroy business value
→ A real story of how one family's estate ended up in the hands of people they never would have chosen
→ When the right time to start actually is (hint: it's earlier than you think)

All investments involve risk, including possible loss of principal. Past performance is not a guarantee or indicator of future results, which may vary. No assurance can be given that profits will be achieved or that losses will not be incurred. The information provided and views expressed herein do not constitute advice or a recommendation of any kind nor is it an offer to sell or a solicitation to deal in any security or financial product. This video is provided for informational and educational purposes only. There is no guarantee that any statements, opinions, or forecasts provided herein will prove to be correct. Except as otherwise indicated, the information, views, and opinions contained in this video are based on matters as they exist as of the date of preparation of such material and not as of the date of distribution or any future date. Such views may change without notice, and SageSpring Wealth Partners LLC (“SageSpring”) and the speaker disclaim all responsibility to update such views. We believe the information referenced, including information obtained from third-party sources, is reliable but no representation regarding its accuracy is made. Neither SageSpring nor any individual speaker can be held responsible for any direct or incidental loss incurred by applying any of the information presented. This information is not intended to be relied upon as a forecast or research in any way and should not be solely relied upon as a forecast or research in any way and should not be relied upon when making an investment decision. It is provided with the understanding that the recipient has sufficient knowledge and experience to be able to understand and make their own evaluation of the proposals and services described herein, any risks associated therewith and any related legal, tax, accounting, or other material considerations. To the extent that the viewer has any questions regarding the applicability of any specific issue discussed above to their specific portfolio or situation, prospective investors are encouraged to contact or consult with the professional advisor of their choosing. The information herein is not intended to be tax or legal advice. Opinions and commentary do not take into account the investment objectives or financial situation of any particular investor or class of investors. Investors will need to consider their own circumstances before making an investment decision. This recording is the property of Jordan McFarland and should not be copied, distributed, published, or reproduced in whole or in part without his express written permission.

M&A for Business Owners with Ryan Ray

Most business owners have a number in mind for what their business is worth. The problem is that number is often built on hope, not on what a buyer will actually pay.

In this episode, I sit down with Ryan Ray, a partner at Ad Astra Equity with over 20 years of experience and more than $100 million in completed transactions. Ryan has worked with hundreds of business owners and nearly every type of professional involved in a sale, from attorneys to advisors to buyers themselves.

We cover:
→ Buyer dependency and why it matters more than revenue or profit
→ The "Thailand test," and what it reveals about whether your business can run without you
→ The different categories of buyers and who is actually likely to buy your business
→ The valuation gap between what owners expect and what buyers offer
→ Real case studies that show how these gaps play out in practice

If you're a business owner thinking about an eventual sale, even years away, this conversation will change how you prepare.

All content is for educational purposes only and is not financial, tax, or legal advice. Consult a qualified professional before making decisions specific to your situation.

Connect with Ryan:
https://www.adastraequity.com/about-us/our-team

📅 Work With Us / Schedule a Business Tax & Wealth Review:
https://calendly.com/jmcfarlandfinancial/30min

About Me:
I'm is a Certified Financial Planner (CFP®) and Enrolled Agent (EA) specializing in tax mitigation, cash flow optimization, and exit planning for business owners and high-income founders.
--------------------------------------------------
Disclosure: Content presented on this channel is for educational and informational purposes only and does not constitute individual tax, financial, legal, or investment advice. Advisory services offered through SageSpring Wealth Partners, an SEC Registered Investment Advisor. Enrolled Agent representation services are separate from investment advisory services. Consult with a qualified professional regarding your specific situation before executing any financial or tax strategy.

Episode 2: Navigating Business Taxation with Justin Molina, CPA

Jordan McFarland sits down with Justin Molina, CPA and co-founder of a Houston-based accounting firm, to unpack what proactive tax planning actually looks like for business owners.

They cover:

- Why "set it and forget it" tax prep leaves money on the table — the real savings come from year-round attention to your business, not a scramble every April.

- How entity structure needs shift as you scale — the jump from $1M to $3M+ in revenue often means new hires, new liabilities, and new decisions around business structure.

- Who this applies to most — Justin works primarily with businesses in the $1M–$20M revenue range, where growth starts outpacing DIY financial management.

- There's no secret loophole — just consistent, ongoing tax management that adapts as income fluctuates throughout the year.

If you're a business owner wondering whether your CPA relationship should be doing more for you, this conversation lays out what proactive advisory support actually looks like in practice.

To find more information about Justin Molina, CPA:
https://molinacpagroup.com/

Book an Intro Meeting with Jordan:
https://jmcfarlandfinancial.github.io/ownerlandingpage/business-owner.html

All investments involve risk, including possible loss of principal. Past performance is not a guarantee or indicator of future results, which may vary. No assurance can be given that profits will be achieved or that losses will not be incurred. The information provided and views expressed herein do not constitute advice or a recommendation of any kind nor is it an offer to sell or a solicitation to deal in any security or financial product. This video is provided for informational and educational purposes only. There is no guarantee that any statements, opinions, or forecasts provided herein will prove to be correct. Except as otherwise indicated, the information, views, and opinions contained in this video are based on matters as they exist as of the date of preparation of such material and not as of the date of distribution or any future date. Such views may change without notice, and SageSpring Wealth Partners LLC (“SageSpring”) and the speaker disclaim all responsibility to update such views. We believe the information referenced, including information obtained from third-party sources, is reliable but no representation regarding its accuracy is made. Neither SageSpring nor any individual speaker can be held responsible for any direct or incidental loss incurred by applying any of the information presented. This information is not intended to be relied upon as a forecast or research in any way and should not be solely relied upon as a forecast or research in any way and should not be relied upon when making an investment decision. It is provided with the understanding that the recipient has sufficient knowledge and experience to be able to understand and make their own evaluation of the proposals and services described herein, any risks associated therewith and any related legal, tax, accounting, or other material considerations. To the extent that the viewer has any questions regarding the applicability of any specific issue discussed above to their specific portfolio or situation, prospective investors are encouraged to contact or consult with the professional advisor of their choosing. The information herein is not intended to be tax or legal advice. This recording is the property of Jordan McFarland and should not be copied, distributed, published, or reproduced in whole or in part without his express written permission.