Justin Wolfers is a professor of economics at the University of Michigan and says the real risk for the US is Trump in the White House. Justin Wolfers speaks to Elysse.

Fiona Clark from Merricks Capital speaks to Elysse.

It has been a long, difficult period for Australia's financial services institutions since the release of the Hayne Royal Commission's final report one year ago.

Bank CEOs and Chairs have been booted, billions of dollars have been ear-marked for return to customers in remediation.

Still to come, more legislation, court action and pinched profits.

The man who put the blowtorch on rogue financial planners, Bernie Ripoll and the boss of the Financial Services Council, Sally Loane are talking with Elysse.

The current bushfire season is not over yet, but already 20,000 insurance claims have been received. Two years ago 65 homes were razed in the NSW town of Tathra, but only a handful have been rebuilt. It's an ominous warning to recent fire victims who may have to wait five years to see their homes replaced.

David Paradice, from Paradice Investment Management, speaks to Elysse.

2019 started with the banks in the headlines and is set to end the same way.

The gruelling public hearings of the royal commission were laid bare in Kenneth Hayne's final report. Daniel Ziffer reports on a year the banks would rather forget.

At the start of 2019 few analysts expected the year would end with an interest rate of 75 basis points on its way to zero.

We asked our regular market commentators if they saw it coming and what they see in their crystal ball for 2020.

When the big stories keep coming our team of business reporters are always the ones asking the tough questions.

We've turned the tables and in a salute to another groundbreaking ABC show, they're the ones answering the questions.

A pioneering plan from Queensland is promising some relief from high electricity prices.

So-called demand response allows customers to cut power consumption and sell reduced demand back into the market.