Some of the most opaque sections of the business lending world will escape the scrutiny of the royal commission, just as it escapes tough regulation. The much celebrated "fintech" industry - which lends to the businesses that the banks ignore - are being likened to pay-day lenders.

Leo Tyndall from Marketlend, a platform which matches lenders with small businesses, speaks to Elysse.

Lending to small business could be set to tighten, after Westpac's careless procedures for checking applications were exposed in the royal commission. It came as the chair of NAB Ken Henry revealed how reputational damage is 'hurting' bank staff following revelations of dirty dealings at the big four banks.

The ANZ Bank told the inquiry its staff had engaged in inappropriate sales practices. Westpac and the Commonwealth Bank also faced a grilling as the inquiry turned its focus to small business lending.

The All Ords and the ASX 200 both finished relatively flat. Michael McCarthy From CMC Markets speaks to Elysse.

AMP has lost its chairman, its chief executive, two directors, and it's chief legal counsel; with a fifth director also on the way out. The events of the last few weeks have cast serious doubt on its outdated business model and the path to profitability in the years ahead.

With the royal commission's laser-like focus burning into bank's behaviour toward small business, The Banking Association pushed out a draft of a new code of conduct this morning. But, Ombudsman, Kate Carnell, says the new code is too restrictive and doesn't adequately address the problems.

Roger Montgomery from Montgomery Investment Management wraps up this week on the markets.

The CEO of the Winemakers Federation of Australia, Tony Battaglene, says it's not just Treasury Wine Estates that's having problems getting it's product into China.

A backlog of Australian wine is stacking up at the Chinese border and there's confusion about why and who knew about it.

A few big hitters weighed on stocks today. Julia Lee from Bell Direct speaks to Elysse.