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In Episode 110 of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down the latest turbulent economic and housing data. The hosts discuss Statistics Canada's report of 68,000 jobs lost in September, alongside the news that Metro Vancouver's foreclosure inventory has reached a multi-decade high—largely driven by over-leveraged developers. They also examine the massive spike in consumer insolvencies nearing $20 billion across Canada's largest provinces, and the severe home price drops in markets like Brampton. Beyond the housing crisis, the episode covers new BCFSA regulatory burdens for brokers, Yukon's elimination of rent controls, the potential privatization of Vancouver International Airport, and the political controversies surrounding the upcoming B.C. provincial election.   


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Mortgage Strategies & Rate Forecasts: The hosts break down the current 1% spread between fixed and variable mortgage rates, offering strategic advice for borrowers navigating renewals and anticipating the next Bank of Canada rate hike.   


National Economics & Infrastructure: The duo examines shifting rental markets across Canada, Mark Carney's proposed "productivity mega deduction" to incentivize business investments, and major infrastructure projects like Alberta's proposed high-speed rail.   


BC Political Shakeup: A deep dive into BC's turbulent political landscape, including critiques of Premier David Eby's snap election, the controversial empty homes tax expansion, and proposed income tax hikes that would push top earners past a 51.8% combined tax rate.  


ICBC & Provincial Elections: A look at the BC Conservatives' promise to repeal ICBC's no-fault insurance and what the tight provincial election polls mean for local business owners and the housing market.   



Podcast Social Links:
Website: https://canadianmortgageshow.com/
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Alex Pang 
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Alex Shanks 
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Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

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In this episode of The Canadian Mortgage Show, Alex Shanks sits down with Tyler McTaggart, a partner at Designer Capital and a multifamily construction specialist. They dive deep into the hidden risks of development and reveal why construction financing remains one of the last major avenues for money laundering. Tyler exposes the current threats facing commercial real estate, explaining how rising bond yields and increasing cap rates could trigger a massive drop in global commercial property values. The two also discuss how sudden CMHC rule changes are leaving investors stranded, the danger of the sunk cost fallacy in development, and why shrinking a building project is sometimes the only way to save it.



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Website: https://canadianmortgageshow.com/
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Alex Pang 
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Instagram: https://www.instagram.com/alexpangmortgage/

Alex Shanks 
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Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

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Welcome to episode 107 of the Canadian Mortgage Show. With Alex Pang currently away on vacation, Alex Shanks hosts this episode solo alongside special guest Justin White. Justin brings 30 years of business experience to the table as a real estate investor, trainer with Tony Robbins, and the founder of High Tide Real Estate Group

Justin's early entry into the real estate market, purchasing a four-bedroom home on acreage at age 23 for $179,000.   

The psychological hurdles of business ownership. Justin discusses breaking the habit of people-pleasing and learning to say no to free up valuable time.   

The changing economic landscape for Canadian homebuyers. We discuss how families are actively downsizing from large homes to manage rising daily living expenses.  

Why first-time homebuyers need to drop their ego. Justin and Alex break down why using a co-signer is a smart strategy to get into the market sooner.   

The unfiltered reality of moving to Vancouver Island and the Comox Valley. Justin balances the appeal of the outdoor lifestyle against dreary winters and increasing local traffic. 

The impact of the 2023 Airbnb law changes on short-term rental investors. Justin shares how these regulations left furnished investment properties sitting empty and how investors are pivoting.   The absolute necessity of working with transparent real estate advisors. 

We discuss why the home buying process should provide clarity instead of high-pressure, car-dealership sales tactics.


Podcast Social Links:
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Alex Pang 
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Alex Shanks 
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In Episode 106 of The Canadian Mortgage Show, Alex and Alex break down the staggering $12.3 billion in Canadian foreign aid sent overseas while domestic crises are left unfunded. The hosts question the lack of parliamentary oversight on a 100-year agreement with Ukraine and the logic of funneling billions through a World Bank that recently lost track of $41 billion. With everyday citizens facing soaring rent and grocery prices, the episode explores how that same $12.3 billion could provide $2.2 million to 5,000 local food banks across the country. Tune in to hear why it might be time for Canada to secure its own house and solve local water and food shortages before acting as the world's benefactor.



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Alex Pang 
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Alex Shanks 
Tiktok: https://www.tiktok.com/@mortgagemanagement/
Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

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In Episode 105 of the Canadian Mortgage Show, Alex Pang and Alex Shanks break down the latest surge in bond yields and explain why fixed rates are creeping up toward 4.75%. With the spread between fixed and variable rates widening, the hosts run the math on a $500,000 mortgage to help you weigh the risks and rewards of your next renewal.  They also dive into the latest Canadian real estate and economic news, discussing rising mortgage delinquency rates in Ontario, how condo affordability has returned to pre-pandemic levels in major markets, and a shocking proposed 20% property tax hike in Calgary. Plus, they touch on the latest Canadian job market data, the impact of US tariffs on local businesses, and shifting global demographics.




Podcast Social Links:
Website: https://canadianmortgageshow.com/
Instagram: https://www.instagram.com/canadianmortgageshow/
Facebook: https://www.facebook.com/canadianmortgageshow/

Follow Our Hosts:
Alex Pang 
Tiktok: https://www.tiktok.com/@alexpangmortgage/
Instagram: https://www.instagram.com/alexpangmortgage/

Alex Shanks 
Tiktok: https://www.tiktok.com/@mortgagemanagement/
Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

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Canada’s economy just posted a surprising 3.3% annualized GDP growth in Q2—reversing recession fears and pushing Q1 back into positive territory. But is this genuine economic expansion, or is the government simply propping up the numbers with massive debt spending?  In Episode 104 of The Canadian Mortgage Show, Alex Pang and Alex Shanks unpack the truth behind Canada’s latest GDP numbers and explore why this "growth" could actually force fixed mortgage rates higher. They dive deep into the fine line between real private investment and state-funded GDP inflation, questioning what happens when the debt runs out.



Podcast Social Links:
Website: https://canadianmortgageshow.com/
Instagram: https://www.instagram.com/canadianmortgageshow/
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Follow Our Hosts:
Alex Pang 
Tiktok: https://www.tiktok.com/@alexpangmortgage/
Instagram: https://www.instagram.com/alexpangmortgage/

Alex Shanks 
Tiktok: https://www.tiktok.com/@mortgagemanagement/
Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

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Welcome to episode 103 of The Canadian Mortgage Show with Alex Pang and Alex Shanks.  This week, we break down the collapsed trade talks and Canada's plan to impose dollar-for-dollar retaliatory tariffs on US goods starting September 8th. 

We analyze new reports from RBC and BMO suggesting that home prices have likely bottomed out in the hardest-hit markets, even though a full recovery could still be two years away.

We also explore why Canada's homeownership rates sit around 65% to 69%, while developed European countries like Switzerland and Germany boast much larger renter populations.
 
Finally, we discuss the life sentence handed down to the Evergrande Group founder in China and what Canada could learn about cracking down on white-collar real estate fraud.


Don't forget to hit the subscribe button to help us reach our goal of 1,000 followers on YouTube and Spotify.




Podcast Social Links:
Website: https://canadianmortgageshow.com/
Instagram: https://www.instagram.com/canadianmortgageshow/
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Follow Our Hosts:
Alex Pang 
Tiktok: https://www.tiktok.com/@alexpangmortgage/
Instagram: https://www.instagram.com/alexpangmortgage/

Alex Shanks 
Tiktok: https://www.tiktok.com/@mortgagemanagement/
Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

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Welcome back to Episode 102 of The Canadian Mortgage Show! This week, Alex Shanks and Alex Pang break down the massive shifts happening in the Canadian real estate market and economy. From the age-old debate of choosing a fixed versus variable rate mortgage based on your risk tolerance, to shocking new economic policies, we cover exactly how this affects your wallet.

In this episode, we discuss:

Why July's CPI increased to 3% and grocery inflation continues to surge at 3.1%.

The strategic debate between 3-year fixed and 5-year variable mortgage rates.

Why single-family home construction in Ontario has completely fallen off a cliff while multi-family permits shoot up.

Nova Scotia’s new program offering 0% tax on the first $50,000 earned for trades workers, film production crews, and nurses under 30.

Mark Carney’s massive $70 billion clean energy investment in Newfoundland.

The scrapping of the federal EV mandate and the looming threat of Trump's 50% tariff on Canada.

Make sure to hit follow and subscribe to help us reach 1,000 followers on YouTube and Spotify—if we hit our goal, Alex Shanks is going surfing in a thong!





Podcast Social Links:
Website: https://canadianmortgageshow.com/
Instagram: https://www.instagram.com/canadianmortgageshow/
Facebook: https://www.facebook.com/canadianmortgageshow/

Follow Our Hosts:
Alex Pang 
Tiktok: https://www.tiktok.com/@alexpangmortgage/
Instagram: https://www.instagram.com/alexpangmortgage/

Alex Shanks 
Tiktok: https://www.tiktok.com/@mortgagemanagement/
Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

Send us Fan Mail

Schedule a call:

 http://www.calendly.com/alexpangmortgage

In Episode 101, Alex Pang and Alex Shanks pull back the curtain on the hidden racket fueling Canada's private college system. From overseas puppet masters and fake receipt traps to work permit loopholes and OSAP exploitation, we break down the step-by-step playbook behind the diploma mill scam.



Podcast Social Links:
Website: https://canadianmortgageshow.com/
Instagram: https://www.instagram.com/canadianmortgageshow/
Facebook: https://www.facebook.com/canadianmortgageshow/

Follow Our Hosts:
Alex Pang 
Tiktok: https://www.tiktok.com/@alexpangmortgage/
Instagram: https://www.instagram.com/alexpangmortgage/

Alex Shanks 
Tiktok: https://www.tiktok.com/@mortgagemanagement/
Instagram: https://www.instagram.com/alexshanksmortgagemanagement/