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Canada’s inflation headline is cooling—but food inflation is still scorching at 7.3% (highest in the G7), and that changes everything. In Episode 76, Alex Pang and Alex Shanks break down why grocery prices stay elevated, how Canada’s oligopolies shape affordability, and what this means for interest rates, housing, and renters.


We also cover:

Vancouver benchmark prices down 10 straight months
Rental market shifts and falling asking rents
Developers using “price protection” to revive presales
Job market stress: longer time to find work
Demographics: more seniors than kids in Toronto
Mortgage industry news: RFA going public
Government “grocery benefits” vs fixing the root problem

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Podcast Social Links:
Website: https://canadianmortgageshow.com/
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Alex Pang 
Tiktok: https://www.tiktok.com/@alexpangmortgage/
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Alex Shanks 
Tiktok: https://www.tiktok.com/@mortgagemanagement/
Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

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In Episode 75 of The Canadian Mortgage Show, we break down new Abacus Data polling that reveals a powerful shift in how Canadians feel about housing.

The desire to own a home is still strong — 70% say they want to own someday. But confidence is collapsing. Only 29% of non-homeowners believe they will ever actually buy one.

We unpack:
• Why housing has become a crisis of confidence
• Who Canadians blame for affordability issues
• Whether government policies match the scale of the problem
• Development charges and their impact on home prices
• Why market housing affordability matters more than ever

We also touch on how interest rates, immigration, infrastructure delays, and government programs have shaped today’s reality.

This isn’t just opinion. It’s what Canadians themselves are saying.

If you’re a first-time buyer, investor, renter, or homeowner — this episode matters.

🎙 Hosted by Alex Pang & Alex Shanks
📊 Real data. Real conversation. No fluff.

Podcast Social Links:
Website: https://canadianmortgageshow.com/
Instagram: https://www.instagram.com/canadianmortgageshow/
Facebook: https://www.facebook.com/canadianmortgageshow/

Follow Our Hosts:
Alex Pang 
Tiktok: https://www.tiktok.com/@alexpangmortgage/
Instagram: https://www.instagram.com/alexpangmortgage/

Alex Shanks 
Tiktok: https://www.tiktok.com/@mortgagemanagement/
Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

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In Episode 74 of The Canadian Mortgage Show, we break down why several major banks are forecasting interest rate hikes by 2026 — despite economic data pointing in the opposite direction.

We unpack:

Why RBC, Scotia, and National Bank expect higher rates

Why bond yields, job losses, and weak growth don’t support that view

Vancouver and Toronto home sales sliding sharply

Rising mortgage delinquencies in the GTA

Nova Scotia’s new 2% down payment pilot for first-time buyers

The collapse of house flipping and real estate speculation

BMO’s regulatory fine and growing white-collar enforcement

EV mandates scrapped and what it means for Canada’s auto sector

If you’re on a variable mortgage, thinking about locking in, or waiting to buy, this episode explains what actually matters — and what’s just noise.

📌 Nothing here is black and white. The risk today isn’t what banks are saying — it’s what they’re missing.

Podcast Social Links:
Website: https://canadianmortgageshow.com/
Instagram: https://www.instagram.com/canadianmortgageshow/
Facebook: https://www.facebook.com/canadianmortgageshow/

Follow Our Hosts:
Alex Pang 
Tiktok: https://www.tiktok.com/@alexpangmortgage/
Instagram: https://www.instagram.com/alexpangmortgage/

Alex Shanks 
Tiktok: https://www.tiktok.com/@mortgagemanagement/
Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

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Canada’s economy is sending mixed — and increasingly worrying — signals.

In Episode 73 of The Canadian Mortgage Show, we break down why the Bank of Canada held interest rates at 2.25%, why GDP growth is fading, and why economists are quietly preparing for possible rate cuts later this year.

We cover:

Why holding rates doesn’t mean the economy is healthy

Rising layoffs in manufacturing and auto sectors

How AI-driven job cuts (including 45,000 roles globally) could impact consumers

Why housing affordability remains stuck despite “neutral” rates

What Canada must fix internally to avoid long-term stagnation

This episode isn’t about panic — it’s about reading the signals early.

Podcast Social Links:
Website: https://canadianmortgageshow.com/
Instagram: https://www.instagram.com/canadianmortgageshow/
Facebook: https://www.facebook.com/canadianmortgageshow/

Follow Our Hosts:
Alex Pang 
Tiktok: https://www.tiktok.com/@alexpangmortgage/
Instagram: https://www.instagram.com/alexpangmortgage/

Alex Shanks 
Tiktok: https://www.tiktok.com/@mortgagemanagement/
Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

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Canada’s housing market looks calm on the surface — but underneath, pressure is quietly building.

In Episode 72 of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down the real data behind falling home prices, collapsing condo development, rising household debt, and why affordability still isn’t improving for most Canadians.

They cover:

Why new condo construction is drying up across the GTA and Metro Vancouver

The truth about mortgage renewal shock and why it wasn’t as bad as predicted

Why renting vs buying isn’t as simple as the math suggests

How rising vacancy rates could change rents in 2026

Why Canada likely won’t allow a U.S.-style housing crash

What open banking could mean for mortgages, lending, and consumer power

The hidden risks inside real estate investment funds

How lifestyle inflation quietly traps high-income earners

This episode isn’t about hype or fear — it’s about understanding where the Canadian housing market is actually heading and how to make smarter decisions in an uncertain economy.

🎧 Listen on Spotify & Apple Podcasts
📊 Watch the charts on YouTube
📩 Subscribe for weekly Canadian housing insights

Podcast Social Links:
Website: https://canadianmortgageshow.com/
Instagram: https://www.instagram.com/canadianmortgageshow/
Facebook: https://www.facebook.com/canadianmortgageshow/

Follow Our Hosts:
Alex Pang 
Tiktok: https://www.tiktok.com/@alexpangmortgage/
Instagram: https://www.instagram.com/alexpangmortgage/

Alex Shanks 
Tiktok: https://www.tiktok.com/@mortgagemanagement/
Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

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Canada’s housing market is cooling — but affordability isn’t improving.
In this episode, we break down falling home prices, rising household debt, stagnant wages, and why everyday life still feels harder for Canadians.

#canada 


Podcast Social Links:
Website: https://canadianmortgageshow.com/
Instagram: https://www.instagram.com/canadianmortgageshow/
Facebook: https://www.facebook.com/canadianmortgageshow/

Follow Our Hosts:
Alex Pang 
Tiktok: https://www.tiktok.com/@alexpangmortgage/
Instagram: https://www.instagram.com/alexpangmortgage/

Alex Shanks 
Tiktok: https://www.tiktok.com/@mortgagemanagement/
Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

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Canada’s economy is sending warning signals — and most people are missing them.

In Episode 70 of The Canadian Mortgage Show, we break down:
• Why unemployment jumped faster than expected
• Four straight years of falling home prices in Toronto
• Restaurant closures accelerating across Canada
• Why rate cuts may still be far away
• The growing gap between Canada and the U.S. economy

We also dive into:
• Immigration policy reversals
• The hidden problem behind part-time job growth
• Why Canada’s industrial base is shrinking
• What falling BC Assessments really mean for homeowners

If you’re a homeowner, buyer, renter, or investor — this episode matters.


Podcast Social Links:
Website: https://canadianmortgageshow.com/
Instagram: https://www.instagram.com/canadianmortgageshow/
Facebook: https://www.facebook.com/canadianmortgageshow/

Follow Our Hosts:
Alex Pang 
Tiktok: https://www.tiktok.com/@alexpangmortgage/
Instagram: https://www.instagram.com/alexpangmortgage/

Alex Shanks 
Tiktok: https://www.tiktok.com/@mortgagemanagement/
Instagram: https://www.instagram.com/alexshanksmortgagemanagement/


#canada #mortgage

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Happy New Year — and welcome to Episode 69 of The Canadian Mortgage Show. This is our first episode of 2026, and we brought in Hasan Juma (Realtor, Oakwyn Realty) as a guest host to weigh in on the biggest stories shaping Canadian housing right now. 

EP 69

In this episode we cover:

• Canada considering changes when the foreign buyer ban expires in 2027 (and whether foreign money would even come back) 
  
  EP 69
• The rent affordability crisis — including renters spending 50%+ (and even 70%+) of net income on rent 
  
  EP 69
• Greater Toronto prices down ~26% from peak and what that implies for other markets 
  
  EP 69
• BC land claims and the real-world impact: buyer fear, deals collapsing, and lenders pulling back 
  
  EP 69
• Our 2026 forecast: sales activity, pricing pressure by product type, and what rates might do next 
  
  EP 69

If you’re buying, selling, renewing, or just trying to understand what’s real vs headlines — this one’s for you.

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Canada’s inflation held at 2.2%—but coffee is up 33% and groceries are still squeezing households. We break down whether this is true inflation or price gouging in a market dominated by a few major players.

On housing: November sales dipped, fixed rates have stayed stubborn, and banks are now shrinking variable-rate discounts—a signal worth paying attention to. We also talk about where different regions sit from peak prices, and why inflation-adjusted home values are trending back toward 2017 levels.

Plus: vacancy rates rising in BC (hello renters’ market), job-market pressure building (and why trades may be the next wealth path), Ford’s EV pivot, and the latest on BC land-title financing concerns.

Podcast Social Links:
Website: https://canadianmortgageshow.com/
Instagram: https://www.instagram.com/canadianmortgageshow/
Facebook: https://www.facebook.com/canadianmortgageshow/

Follow Our Hosts:
Alex Pang 
Tiktok: https://www.tiktok.com/@alexpangmortgage/
Instagram: https://www.instagram.com/alexpangmortgage/

Alex Shanks 
Tiktok: https://www.tiktok.com/@mortgagemanagement/
Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

Send a text

Bank of Canada held the policy rate at 2.25%—but bond yields jumped and 5-year fixed rates climbed back above 4%. We break down why the latest “strong” jobs data may be seasonal noise (part-time youth jobs + people stopping the job search), what that means for variable vs fixed, and why fear-based mortgage advice is dangerous. Plus: falling rents, rising insolvencies, massive Toronto development charges, foreign capital talk, and a warning for anyone trying to “flip” presales in 2026. 


Podcast Social Links:
Website: https://canadianmortgageshow.com/
Instagram: https://www.instagram.com/canadianmortgageshow/
Facebook: https://www.facebook.com/canadianmortgageshow/

Follow Our Hosts:
Alex Pang 
Tiktok: https://www.tiktok.com/@alexpangmortgage/
Instagram: https://www.instagram.com/alexpangmortgage/

Alex Shanks 
Tiktok: https://www.tiktok.com/@mortgagemanagement/
Instagram: https://www.instagram.com/alexshanksmortgagemanagement/