The Capital Corner

Welcome back to the Crux of Investing & Finance! Supply chains have been struggling to keep up with global demand since the early stages of the pandemic. Many shocks along the way have transformed the industry such that it was in the early stages of global recovery. Various events have recently caused both the shipping industry and supply chains for many goods to be much less effective and may even cause them to come to a halt, and no it isn't just the Russia-Ukraine conflict causing this! Listen now to hear all about it. Until Sunday...Jay

Welcome back to the Crux of Investing & Finance! This week's lecture elaborates on the idea of the long-term economic impacts that Russia's invasion of Ukraine will have on both countries and the global economy. We pull data and facts from the 1998 financial crisis in Russia and draw similarities between the two scenarios to entertain the idea of a second government debt default event occurring. Hope you enjoy it and until Tuesday...Jay

Welcome back to the Crux of Investing & Finance! This week we take a look at the Russia and Ukraine conflict under the microscope and try to determine what the longer-term impact will be on the global economy. Sanctions and other financial protective measures have been employed by the west to try and mitigate the severity of the war, but Russia among other countries will suffer greatly from these measures. Listen now to learn all about it. Until Sunday...Jay 

Welcome back to the Crux of Investing & Finance! This week's lecture is a special one and focuses on our 2022 post-covid holdings! Our focus is heavily on the side of index funds and diversification since it is one of the wonders of the world. Holding individual stocks in large proportions can be very dangerous and risky, whereas index funds allow us a way to utilize their built-in diversification and low fees. Listen now and hear what we are invested in and build your own portfolio to the best it can be by doing so. Until Tuesday...Jay

Welcome back to the Cruz of Investing & Finance! This week we take a look at a current event that is tragic and horrifying, but we try to bring some light by explaining how cryptocurrency is being used to better the situation for Ukraine. Our thoughts and prayers go out to those affected, we should not be dealing with this in 2022. Until Sunday...Jay

Welcome back to the Crux of Investing & Finance! This week's lecture covers fractional reserve banking. It has been the default method for developed countries for central banking for over 300 years and there is a reason for this. The ability to have reserves put aside in order to mitigate the risk of bankruptcy of commercial banks or a liquidity squeeze when a bank run occurs is a major upside of this style of central banking. Listen now to learn all about it, until Tuesday...Jay

Welcome back to the Crux of Investing & Finance! This week's episode discusses the key differences between crypto coins and tokens, something that is often confused in the industry. Why can tokens be useful? Why are coins necessary? Are transaction costs a key part of the distinction? Listen now to find out! Until Sunday...Jay

Welcome back to the Crux of Investing & Finance! This week we are discussing compound interest. It is debatably the 8th wonder of the world and is single-handedly the reason millions of investors have retired rich and with enormous sums of money. Utilizing compound interest by buying and holding long-term while dollar-cost averaging by adding money often to your investments is the key to success. Until Tuesday...Jay

Welcome back to the Crux of Investing & Finance! This week we are taking a look at the investing side. A lot of investors have joined the markets since 2020 with everyone staying home and being bored, but many lack the basic understanding to succeed in the markets. One of the key ways to do so is by understanding compound interest and the Rule of 72! By adding money to your investments monthly no matter what the market is doing and calculating when you can be financially free using the information from this week's episode, you can feel confident you can retire comfortably and maybe even earlier than you think! Until Sunday... Jay

Welcome back to the Crux of Investing & Finance! This week we are discussing deflation, the much-less-talked-about smaller brother of inflation that plagues news outlets these days. Deflation is unique in that it actually benefits the economy if it is slow-growing and increases purchasing power of your dollars. It becomes dangerous when an economy is highly leveraged - meaning it has large amounts of debt - which can lead to a deflationary spiral that invokes a recession. Listen now to learn more, and until Tuesday... Jay