In this episode of Money First, CEO, I’m diving into one of the most powerful (and overlooked) financial decisions a business owner can make – paying yourself first. This episode is a must-listen if you’ve ever hesitated to transfer money into your own account because of guilt, uncertainty, or the fear of putting your business under pressure.

I open up about my personal journey and the shift I made when I started treating myself like a real employee in my own business. Too often, founders are the last to get paid, and we tell ourselves that reinvesting back into the business is noble. But the truth is, that mindset can lead to burnout, resentment and poor decision-making driven by fear rather than strategy.

You’ll hear how implementing the Profit First methodology helped me create consistency, confidence, and long-term sustainability. I break down how to work out a realistic CEO wage – even if it starts small – and walk you through setting up systems so your owner’s pay becomes a non-negotiable. I also unpack the mindset blocks that hold many of us back from getting paid and how to overcome them with structure, strategy and action.

If you’ve ever said, “I’ll pay myself when…” this episode is your sign to stop waiting.

What we cover in this episode:

• Why founders often delay paying themselves – and the hidden costs
• The mindset shift from hustler to CEO
• How to calculate a starting owner’s wage using Profit First principles
• Setting up a consistent, guilt-free payday
• Creating a sustainable, empowered business model that prioritises your well-being

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🔗 Where to Find Harman:
Website: www.blubookkeepers.com.au
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Facebook: @blubookkeepersau
TikTok: @profitwithharman
LinkedIn: Harman Johnston

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📩 Have a Question or Want to Be a Guest?
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