Spending cash is becoming a thing of the past and we are all used to online payments. To catch up with these rapid changes that are happening in the fintech market, we need the real Change Officer - and we found him! Our guest today once said that the Banks in the future will be just an address - and users will never have the need to visit them. Meet Nik Milanovic, a fintech and financial inclusion enthusiast, writer for Forbes magazine, and Head of Business Development & Strategy! Tune in to learn more about:- How startups dig themselves out of 'The Valley of death'- Payment systems in the US vs the rest of the world- What is embedded fintech in financial servicesEnjoy! #TheChangeOfficerHost: Ivan ZeljkovicGuest: Nik MilanovicProduction company: PoddsterStart your own podcast! Book a free consultation at https://poddster.com/ Follow our guest on Linkedin: https://www.linkedin.com/in/nikm/LISTEN TO THE PODCAST 🎙 SoundCloud - http://bit.ly/SC_TheChangeOfficer Apple Podcast - http://bit.ly/Apple_TheChangeOfficer Google - http://bit.ly/Google_TheChangeOfficer Spotify - http://bit.ly/Spotify_TheChangeOfficer CONNECT WITH US:Website - https://www.thechangeofficer.comInstagram - https://www.instagram.com/thechangeofficerLinkedIn - https://www.linkedin.com/company/the-change-officer-podcastFacebook - https://web.facebook.com/TheChangeOfficerTwitter - https://twitter.com/changeofficer_TIMESTAMPS:00:00 - Highlights00:22 - Intro02:04 - Nik's thoughts about New York02:45 - The difference of living in various cities04:08 - Pirate side of fintech industry07:06 - Thoughtfulness of the people08:28 - The boom of contactless payment11:15 - Why is it important to make mistakes12:52 - Collaboration with fintech startups17:04 - Democratization of fintech23:12 - Hot spot of the financial industry27:21 - Outro

Getting sales and marketing teams to talk the same talk can be a challenge, but it's necessary in order to optimize your business growth.To understand the importance of sales enablement in today's age, we hosted the winner of the 2021 Stevie award Sales Enablement Program of the Year - Georgia Watson, Sales Enablement & Skills Transformation Leader, IBM EMEA.Passionate about enablement inclusion and innovation, fuelled by that great combination of talent, technology, and diverse perspective, Georgia will share with us her vision - where inclusion, innovation, and education serve as the key ingredient in building a future of the MENA region! Tune in to learn more about:- Positive impacts of authenticity in the workplace- Where does the Middle East stand when it comes to education- What have McKinsey studies shown about investing in innovationEnjoy! #TheChangeOfficerHost: Vuk ZlatarovGuest: Georgia WatsonProduction company: PoddsterStart your own podcast! Book a free consultation at https://poddster.com/ Follow our guest on Linkedin: https://www.linkedin.com/in/georgiawatson/LISTEN TO THE PODCAST 🎙 SoundCloud - http://bit.ly/SC_TheChangeOfficer Apple Podcast - http://bit.ly/Apple_TheChangeOfficer Google - http://bit.ly/Google_TheChangeOfficer Spotify - http://bit.ly/Spotify_TheChangeOfficer CONNECT WITH US:Website - https://www.thechangeofficer.comInstagram - https://www.instagram.com/thechangeofficerLinkedIn - https://www.linkedin.com/company/the-change-officer-podcastFacebook - https://web.facebook.com/TheChangeOfficerTwitter - https://twitter.com/changeofficer_TIMESTAMPS:00:00 - Highlights00:23 - Intro02:05 - Stevie Award for Sales Enablement Program of the Year04:25 - What work from home has brought to us05:33 - What is sales enablement07:30 - What is a growth mindset10:38 - Era of rapid transformations12:19 - Top skills that Georgia is currently teaching13:02 - Democratisation of learning13:53 - Where does the Middle East stand when it comes to education17:36 - Execution level on innovations in technology21:03 - Picture of young Georgia in Australia23:27 - The biggest lesson that Georgia learned24:06 - The person that impacted Georgia's life the most27:43 - Failure that set Georgia for a later success30:11 - Georgia's business principles32:35 - What would Georgia change in the Middle East33:19 - This or that34:37 - Outro

Today we will explore a super-interesting story of how a finance startup is building a global business from Dubai! Our guest is Milind Singh, Co-Founder at Xare, a revolutionary app that is creating billion banks, powered by everyday individuals. Xare already has more than 500,000 users across 120 countries within six months of its launch.Tune in to learn from Milind:- What is the difference between Xare and fintech- What the future holds for the crypto- How can a Middle East startup aim to build a global business from the start. Enjoy! #TheChangeOfficerHost: Ivan ZeljkovicGuest: Milind SinghProduction company: PoddsterStart your own podcast! Book a free consultation at https://poddster.com/ Follow our guest on Linkedin: https://www.linkedin.com/in/milind-singh-564863/Check out Xare: https://www.linkedin.com/company/getxare/LISTEN TO THE PODCAST 🎙 SoundCloud - http://bit.ly/SC_TheChangeOfficer Apple Podcast - http://bit.ly/Apple_TheChangeOfficer Google - http://bit.ly/Google_TheChangeOfficer Spotify - http://bit.ly/Spotify_TheChangeOfficer CONNECT WITH US: Website - https://bit.ly/TCO_web Instagram - https://bit.ly/TCO_Instagram LinkedIn - https://bit.ly/TCO_LinkedIn Facebook - https://bit.ly/TCO_Facebook Twitter - https://bit.ly/TCO_Twitter

The life of a Venture Capitalist can be very stressful and unpredictable. Especially if you decide to extend your value proposition with the venture building capabilities. Sometimes it feels like you're in the army! Knowing that, it's no wonder that the former US Marine after his short spell in the army went on graduating from Columbian University in New York, and now is rocking in the world of venture capital and venture building.Kareem Elsirafy is the Managing Partner at Modus Capital, a New York-based hybrid venture capital and operating firm with a unique investment thesis. in this episode he will share his view on MENA's market, which has been the main focus of his operations in the last few years.Tune in to learn more about:- What brought Modus Capital from the US to the MENA region- How to eliminate the gap between infrastructure and knowledge in the MENA- How to grow and empower startups all over the worldEnjoy #TheChangeOfficer!Host: Vuk ZlatarovGuest: Kareem ElsirafyProduction company: PoddsterStart your own podcast! Book a free consultation at https://poddster.com/ Follow our guest on Linkedin: https://www.linkedin.com/in/kareemelsirafy/Check out Modus Capital: https://www.linkedin.com/company/modus-capital/LISTEN TO THE PODCAST 🎙 SoundCloud - http://bit.ly/SC_TheChangeOfficer Apple Podcast - http://bit.ly/Apple_TheChangeOfficer Google - http://bit.ly/Google_TheChangeOfficer Spotify - http://bit.ly/Spotify_TheChangeOfficer CONNECT WITH US:Website - https://www.thechangeofficer.comInstagram - https://www.instagram.com/thechangeofficerLinkedIn - https://www.linkedin.com/company/the-change-officer-podcastFacebook - https://web.facebook.com/TheChangeOfficerTwitter - https://twitter.com/changeofficer_

How can we ensure that all children can thrive today and transform the world of tomorrow? How to accelerate the adoption of digital learning technologies in the education sector?The edtech market was already complicated, and COVID-19 did not make things easier. However, the pandemic surely accelerated the edtech revolution - which is why invited a perfect guy who can introduce us to the world of the education industry in 2021 and beyond.Alexander Knigge, Chief Sales & Marketing Officer at Education Perfect, shares an amazing story about how one platform can help disrupt the education industry and help teachers & parents find their way in these challenging times.Stick with us to meet this great guy with 14 years of experience in growing businesses, but also significantly increasing Emirates' global online sales.In this episode you will learn about:- How Education Perfect helps create personalised learning opportunities- The 3 key ingredients of a successful company- Story behind the crazy success of Emirates' campaign with @CaseyNeistat that got 75 milllion views!Enjoy!Host: Ivan Željković Guest: Alexander KniggeProduction company: PoddsterStart your own podcast! Book a free consultation at https://poddster.com/ Follow our guest on Linkedin: https://www.linkedin.com/in/alexanderknigge/Check out Education Perfect: https://www.educationperfect.com/CONNECT WITH US:Website - https://www.thechangeofficer.comInstagram - https://www.instagram.com/thechangeofficerLinkedIn - https://www.linkedin.com/company/the-change-officer-podcastFacebook - https://web.facebook.com/TheChangeOfficerTwitter - https://twitter.com/changeofficer_

Over the last few years, a lot of people lost their jobs, but also many companies had difficulties finding the right talent for their business.Trying to figure out what is happening in the jobs market currently, we invited Nicki Wilson, Owner & Managing Director at Genie - Dubai-based, specialist recruitment consultancy covering the consumer industry.In the next 45 minutes you will learn:- What are the employment trends in the consumer market- Which jobs are becoming high in demand- How did Nicki build one of the hottest recruitment companies in a male-dominated part of the world.Enjoy! #TheChangeOfficerHost: Vuk ZlatarovGuest: Nicki WilsonProduction company: PoddsterStart your own podcast! Book a free consultation at https://poddster.com/ Follow our guest on Linkedin: https://www.linkedin.com/in/nickigenie/Check out Genie: https://www.linkedin.com/company/genierecruitment/

Success stories are not created out of thin air. Our guest today went through the thick and thin to be where he is today, and he's sharing his journey with The Change Officer audience!From a Bosnian refugee to Sports Business Manager, Dejan Kamenjašević is now the Vice CEO at Prestige Star Sports Academy - a Dubai-based organization with the mission to harness the love and passion for basketball in the UAE.He hopes that his story helps to animate many sports workers and that every life goal is achievable if you are willing to make sacrifices.Tune in to learn more about:- Can Basketball Academy in Dubai produce a new Lebron James- Opportunities in the Sports management industry- Why getting out of the comfort zone is the keyEnjoy!Host: Ivan Željković Guest: Dejan KamenjaševićProduction company: PoddsterStart your own podcast! Book a free consultation at https://poddster.com/ Follow our guest on Linkedin: https://www.linkedin.com/in/dejan-kamenjasevic-02416535/LISTEN TO THE PODCAST 🎙 SoundCloud - http://bit.ly/SC_TheChangeOfficer Apple Podcast - http://bit.ly/Apple_TheChangeOfficer Google - http://bit.ly/Google_TheChangeOfficer Spotify - http://bit.ly/Spotify_TheChangeOfficer CONNECT WITH US:Website - https://www.thechangeofficer.comInstagram - https://www.instagram.com/thechangeofficerLinkedIn - https://www.linkedin.com/company/the-change-officer-podcastFacebook - https://web.facebook.com/TheChangeOfficerTwitter - https://twitter.com/changeofficer_TIMESTAMPS:00:00 - Highlights00:46 - Intro01:23 - Dejan's beginnings08:27 - What kept Dejan going 12:23 - What role injuries have in Dejan's life14:42 - Dejan in a new role as a coach16:25 - Person that changed Dejan's life22:13 - How to set sports goals26:52 - Major change in Dejan's life28:51 - Basketball Academy in Dubai30:18 - How PSSA was born 38:00 - The next change in Dejan's life40:35 - The process from idea to execution44:14 - Handling the world of digital47:32 - Getting out of the comfort zone is the key49:03 - Outro

Dubai is one of the best places in the world for real estate investment. But how to start investing if you don't have big savings, while also aiming for less risk and better performance?Manar Mahmassani founded Stake with his high school friend to incorporate knowledge and experience in the investment and real estate market, into the business model possible for ANYONE with 2.000 dirams or $550 in his account to become a successful real estate investor.Our host Vuk Zlatarov picked his brain about investment opportunities, the real estate market, technology that is changing the game, and how does it feel to be your own boss after 13 years in a financial giant such as Deutsche Bank and Falcon Group.In this episode, you will learn more about:- Why & how you should invest in Dubai properties even with a small budget- What is the future of downtown Dubai- How to wisely pick shareholders in the early stage of your company.Enjoy!#TheChangeOfficerHost: Vuk ZlatarovGuest: Manar MahmassaniProduction company: PoddsterStart your own podcast! Book a free consultation at https://poddster.com/ Follow our guest on Linkedin: https://www.linkedin.com/in/manar-mahmassani/Check out Stake: https://getstake.com/CONNECT WITH US:Website - https://www.thechangeofficer.comInstagram - https://www.instagram.com/thechangeofficerLinkedIn - https://www.linkedin.com/company/the-change-officer-podcastFacebook - https://web.facebook.com/TheChangeOfficerTwitter - https://twitter.com/changeofficer_

Today we will be listening to an amazing story about the American dream but the American dream in Dubai!Our guest carved his way up from humble beginnings. He is still humble but doing an amazing job with one of the biggest media outlets in the region!He is Wissam Younane and he is a CEO at BNC Publishing!Listen to this inspiring episode and learn more about:- What are the factors for making the change- 3 key challenges for startups- How to build a better future for yourselfEnjoy!Host: Ivan Željković Guest: Wissam YounaneProduction company: PoddsterStart your own podcast! Book a free consultation at https://poddster.com/ Follow our guest on Linkedin: https://www.linkedin.com/in/wissamyounane/or Twitter: https://twitter.com/wissamyounaneLISTEN TO THE PODCAST 🎙 SoundCloud - http://bit.ly/SC_TheChangeOfficer Apple Podcast - http://bit.ly/Apple_TheChangeOfficer Google - http://bit.ly/Google_TheChangeOfficer Spotify - http://bit.ly/Spotify_TheChangeOfficer CONNECT WITH US:Website - https://www.thechangeofficer.comInstagram - https://www.instagram.com/thechangeofficerLinkedIn - https://www.linkedin.com/company/the-change-officer-podcastFacebook - https://web.facebook.com/TheChangeOfficerTwitter - https://twitter.com/changeofficer_TIMESTAMPS:00:00 - Highlights00:56 - Intro02:00 - The first association to the word "change"03:33 - First change in Wissam's life05:48 - Humble beginnings08:29 - Be good and hope for good09:30 - What have Wissam learned as an entrepreneur14:47 - Who left the biggest impression on Wissam18:06 - Rise of Wissam22:12 - What motivates Wissam24:14 - What is the core of BNC Publishing27:53 - How did the offer of the BNC Publishing change in the last years29:28 - Events that BNC Publishing organizes31:32 - Is there a guide to becoming a media giant?33:47 - Always seek for the superheroes34:54 - What is the future od 'Entrepreneur' magazine37:12 - Closing words from Wissam

Welcome to the 66th episode of The Change Officer! Today our main topic is insurance. But wait - we know the insurance business is usually rigid and skeptical about innovations. But when your customer is a TOP priority, things get much more interesting!Walid Daniel Dib is a guy who used to implement blockchain technology solutions into the car insurance industry - and today he's working on reinventing the whole B2C insurance industry.In this episode, Walid shares how his business venture hala focuses on emotion and customer centricity to offer the simplest and most cost-effective way to purchase an insurance policy - in literally 3 minutes.Tune in to learn about:- How to make people not hate insurance- Customer centricity in the world of B2C insurance- How to approach VCs from a startup point of viewEnjoy! #TheChangeOfficerHost: Vuk Zlatarov Guest: Walid Daniel DibProduction company: PoddsterStart your own podcast! Book a free consultation at https://poddster.com/ Follow our guest on Linkedin: https://www.linkedin.com/in/wdanieldib/Check out hala on Linkedin: https://www.linkedin.com/company/joinhala/LISTEN TO THE PODCAST 🎙 SoundCloud - http://bit.ly/SC_TheChangeOfficer Apple Podcast - http://bit.ly/Apple_TheChangeOfficer Google - http://bit.ly/Google_TheChangeOfficer Spotify - http://bit.ly/Spotify_TheChangeOfficer CONNECT WITH US:Website - https://www.thechangeofficer.comInstagram - https://www.instagram.com/thechangeofficerLinkedIn - https://www.linkedin.com/company/the-change-officer-podcastFacebook - https://web.facebook.com/TheChangeOfficerTwitter - https://twitter.com/changeofficer_TIMESTAMPS:00:00 - Highlights00:48 - Intro02:20 - Walid's opinion on the insurance business in the UAE region04:05 - Why is there no change in the insurance business for years04:51 - What is blockchain?06:28 - The story of how the idea of insurance and blockchain was born09:50 - The beginning of hala14:55 - Difference between hala and other insurance businesses16:59 - What is dynamic insurance for customers19:16 - What are the biggest drivers for Walid21:43 - Why Walid decided to go on the VC road24:25 - How to approach VCs28:48 - What is the one most important skill for an entrepreneur31:09 - Failure that later set Walid to a greater success33:40 - If there is one thing that Walid could change, what would that be?34:28 - This or that questions