The Chasers Channel - Empowering Small Business Owners to Achieve the Dreams They Are Chasing!

We all know the importance of a good personal credit score when it comes to buying a house or getting a loan. But did you know that your business also has a credit score? And just like your personal credit score, it plays a significant role in your financial health.

This episode focuses on 6 key ways to build an irresistible business credit score.

Many business owners leave their exiting from their business until they are either forced to sell or decide they’ve had enough and just want out and virtually give their business away for nothing!

Having an exit strategy well before making that actual decision will ensure that you are fully ready - especially emotionally, your business is optimised for maximum sale value and you have a ready plan for what comes next.

In this episode, I am joined by Kerry Boulton from the Exit Strategy Group to discuss this critical piece of the life of an entrepreneur that is often neglected until the last moment.

What happens if your business partner suddenly decides to retire and wants his share of the business?

How and where do you find the funds for this?

Business insurance is a way of swapping the risk of these events occurring for the payment of a premium to do so.

In today's episode we unravel the mystery that is business insurance and how the policy could be owned tax effectively and payable to the right people at the right time.

If you pay a worker as an Independent Contractor you avoid all the laws that force an employer to treat employees in certain ways. This includes at a minimum overtime and workcover insurance and superannuation. It may also include benefits that the employer provides other workers who are employees including worcover insurance, paid sick leave, holiday pay with leave loading and much more.

However, if they are a genuine employee that you are trying to pass off as a contractor, be warned this will potentially be a costly mistake!

In this episode we will be exploring some of the key differences between an employee and contractors.

You don't hire a coach because you're stupid. You hire a coach because they're not you and can see things you clearly cannot see.

A coach is there to challenge you, offer fresh perspectives, and maybe even tell you some hard truths.

This episode explores how a business coach will bring you closer to achieving the dreams you are chasing.

Managing your home loan effectively is all about chipping away at that debt as quickly as possible. Every dollar you pay extra goes towards the principal amount, reducing your loan balance and, in turn, the interest you pay.

This episode discusses how each work and their points of difference.

Growing your Australian business with government grant funding and research & development tax incentives is certainly a great strategy but how do you get started? Where do you look? What grants are available?

There are regions in the world, called the 'Blue Zones', where

This episode explores how we can incorporate some of their lifestyle into healthy sustainable habits well into our retirement years.

As the tough economic conditions really bite, more and more Australians are forced to look for ways of easing the financial pressure.

Some are turning to their superannuation funds as a means of getting some financial relief but there is a super squeeze that they are stuck in - super may be their solution for the short-term but it is not easily within reach.

This episode is about how the early access rules work when it comes to the hardship provisions.

No matter whether you are self-employed or working for someone else, we all want to hang on to more of what we earn instead of the tax man taking a huge bite or wasting it on things we don’t need. 

Today’s episode is about how you can keep more of what you earn.