Your retirement paycheck doesn't just appear—it has to be built, and the "recipe" matters more than you think. In this episode of The Retirement Spectrum, Alan Cohen explains how to construct a "Chili Portfolio" using stocks, bonds, and protective growth buckets to weather market volatility. From decoding the recent surge in small-cap stocks to navigating the "golden era" of fixed index annuities, Alan breaks down complex market shifts into actionable strategies. Learn how to avoid costly RMD penalties, maximize tax-free growth with Roth conversions, and determine if you truly have enough to retire.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.

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