Joining us on the Clever Investor Show today is Fam Mirza.

On the Clever Investor Show, Cody welcomes Fam Mirza who talks about the importance of making money matter, financially taking care of oneself and one's family, and setting a better financial standard. Fam shares his inspiring story of growing up in the slums of India with limited resources and how he overcame adversity by adapting to his environment. He also talks about the success of www.focusinstitute.com RareJerseys.com and how they got Nelly to wear their jersey at the Super Bowl. 

Cody emphasizes the importance of attention to detail, while Fam shares the benefits of gratitude and building strong relationships. Fam also shares his experience working with Young Money, and talks about the creation of the One Face watch, which had a mirror face and was connected to various NGOs. Lastly, they discuss entrepreneurship and mentorship, including the importance of finding good mentors and being a mentor.

About Fam:

Fam Mirza is a prominent figure in the world of entrepreneurship and philanthropy. Fam is widely recognized for his successful ventures in a range of industries, including consumer retail, apparel, tech, biotechnology, and music. He has created numerous successful brands and advised and invested in various companies that have generated over 100 Million in revenue, with two recent IPOs on the stock market.

However, it's not just his business success that sets Fam apart. He is also known for his philanthropic work, particularly as the founder of the 1:Face watch movement. Through this brand, he partnered with NGOs to fund greenhouses, water wells, and treatment projects across the globe, impacting the lives of millions.

Fam's investment philosophy emphasizes the importance of investing in the team behind a product, rather than just the product itself. His expertise and passion have helped him achieve great success in both business and philanthropy, making him a truly inspirational figure.

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HIGHLIGHTS:

• Fam Mirza shares his inspiring story of growing up in poverty in India and how he overcame adversity by adapting to his environment.
• Fam discusses the importance of making money matter, financially taking care of oneself and one's family, and setting a better financial standard.
• The success story of www.focusinstitute.com The company gained popularity after Nelly wore their jersey at the Super Bowl.
• The importance of impacting lives rather than just making money and how touching a particular amount of lives makes a business successful.
• The creation of the One Face watch
• The importance of finding good mentors and the benefits of being a mentor.

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SOCIAL MEDIA:

Website URL: www.focusinstitute.com 

Fam Mirza IG 👉 https://www.instagram.com/iamfam/?hl=en

Fam Mirza Twitter  👉 https://twitter.com/iamfam?lang=en

Fam Mirza FB 👉 https://www.facebook.com/FAMSPEAKS/

Fam Mirza TikTok 👉 https://www.tiktok.com/@fammirza

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TIME STAMPS:

• 00:00 - Prelude
• 00:16 - Introduction to Fam Mirza
• 01:56 - Success mixed with love, purpose, and impact
• 03:23 - Adapting to the environment
• 04:38 - Growing up in one of the worst places to grow up
• 06:57 - Learning from Mike Jordan and Reggie
• 08:44 - FOCUS is the number one skill set to have in life
• 11:42 - How Fam Mirza got started in the sports industry
• 12:47 - Creating a custom house for two teams
• 13:54 - Success is not about money, it's about impacting the world
• 18:09 - How much money they made from their first venture
• 18:36 - Biggest lessons learned from the process
• 20:39 - Transitioning to designing custom hip hop apparel
• 23:13 - The best DM Fam has ever received
• 31:46 - Pomodoro Technique and  Eisenhower matrix
• 34:49 - Being adaptable to the change in the world
• 35:33 - How many companies Mirza has been involved in
• 37:34 - Culture and culture building and brand architecture
• 42:22 - How they ended up throwing parties with Puff Daddy
• 44:46 - Curate, Cultivate, and Foster
• 46:09 - One face watches, changing the world
• 47:27 - How to quantify the impact of one watch
• 50:45 - Success is the ability to go from one failure to the next
• 52:53 - The five elements of a successful company
• 1:01:03 - What percentage of the American consumer is prophylactic?
• 1:05:37 - The proven methodology of dollar beard
• 1:06:13 - Scalability is key, put the right people team in place
• 1:10:54 - END

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In this episode, Cody Sperber welcomes two real estate industry experts, Veena Jetti and Pace Morby, where they discuss multifamily properties, interest rates, and the impact of the economy on commercial loans. They also share insights on community building and creative financing in real estate, emphasizing the importance of creativity in real estate deals and managing multifamily assets. Pace talks about the different ways to make money in real estate and delves into the "Foursquare Strategy Matrix", which categorizes different methods of real estate investing based on the outcome they produce and the amount of money needed. They also discuss the challenges of finding potential deals and the importance of having an unfair advantage in the market by being an early adopter of new technologies, such as AI.

Veena and Pace also discuss personal branding and community building in the real estate industry, highlighting the benefits of being part of a group where members can share knowledge and build relationships. They touch on the topic of multifamily real estate, discussing how to find good deals and the benefits of assuming loans with low-interest rates. Additionally, they talk about AI and its impact on the future, a rare medical diagnosis made possible by AI, and the importance of raising funds in the right way and having legitimate paperwork to avoid legal troubles. Overall, this podcast offers valuable insights into personal branding, community building, and real estate investing.

About Veena:

Veena Jetti is a founding partner of Vive Funds, a commercial real estate firm that specializes in conservative opportunities for investors. She has a degree in Finance from the University of Illinois and over a decade of real estate experience with $1B+ in assets. Veena is a panelist and speaker for various podcasts and conferences due to her diverse background. She is also a passionate philanthropist and founder of a national non-profit organization. She received the Politico Woman of the Year award for her aid in a grassroots Hurricane Harvey disaster response and continues to help companies and charitable organizations develop better disaster recovery protocols.

About Pace:

Pace Morby is a successful real estate investor and social media influencer who co-founded Dixon Golf and managed Arcadia Energy before shifting his focus to real estate. He owns a company called Subto which teaches investors how to acquire properties using creative financing. His mentorship program provides training and weekly coaching calls with him to help students close deals. He is very active on social media and his wife is a licensed real estate agent for KeyGlee. Pace also has a TV show called “Triple Digit Flip” with Jamil Damji where they flip distressed properties in the Phoenix area for triple-digit profits.

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HIGHLIGHTS:

• Veena and Morby discuss multifamily properties, interest rates, and the impact of the economy on commercial loans, as well as community building and creative financing in real estate.

• The importance of creativity in real estate deals, managing multifamily assets

• Understanding financial goals and capabilities before investing in real estate.

• "My Foursquare strategy matrix," which categorizes different methods of real estate investing

• The importance of having an unfair advantage in the market, such as being an early adopter of new technologies like email marketing and AI.

• The importance of personal branding and community building in the real estate industry

• How to find good deals and the benefits of assuming loans with low-interest rates.

• AI and its impact on the future and the importance of raising funds in the right way and taking necessary precautions to avoid legal troubles.

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SOCIAL MEDIA:

Veena Jetti FB 👉 https://www.facebook.com/theveenajetti/

Veena Jetti IG 👉 https://www.instagram.com/veenajetti/

Pace Morby IG 👉 https://www.instagram.com/pacemorby/

Pace Morby TikTok 👉 https://www.tiktok.com/@pacemorby 

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TIME STAMPS:

• 00:00 - Prelude

• 00:17 - Meet Veena and Pace

• 02:14 -  The king of community building and Queen of Multifamily

• 02:43 - What’s going on with multifamily?

• 03:20 - Houston apartment owner loses 3200 units to foreclosure

• 04:30 - Building values are falling, interest rates are rising and rent growth is slowing

• 5:57 - Real estate tourists and creative finance

• 06:42 - 34% of all single-family homes are owned free and clear

• 07:17 - The seller who owned corner stores and grocery stores

• 08:59 - Selling the property for $16.9 million and getting $0 down

• 10:08 - Closing escrow until 2023

• 10:57 - In real estate, there is no money problem

• 11:30 - The ultimate way to structure a deal

• 13:07 - The challenges of buying a multi-family property

• 14:47 - Loss of equity in single-family homes

• 16:03 - Fears about equity in multifamily properties.

• 16:49 - Two ways to buy a piece of real estate

• 17:47 - Three levers in a mortgage

• 20:45 - How to use equity without refinancing

• 21:45 - 53% of every mortgage in the United States was created after 2020

• 23:00 - The four-square strategy matrix

• 24:24 -  The reason why real estate is so challenging is because they don't have a mentor

• 25:29 - Becoming financially independent

• 26:29 - Creating a personality style matrix for transaction coordinators

• 28:23 - Wholesale is a great gateway drug

• 29:43 - How Ai is going to disrupt the real estate space

• 30:37 - The biggest problem in the wholesale business

• 31:16 - AI can't make calls yet, but voice implementation is coming

• 32:49 - Using machine learning to cut lead cost

• 33:41 - Using big data to whittle people into buckets

• 34:36 - How to use big data to find property records

• 37:02 - The unfair advantage of being an early adopter

• 37:56 - The unfair advantage of email marketing

• 39:07 - The competitive advantage of AI starting in 2020

• 41:09 - Multi-family is a different game than single-family

• 41:55 - How to get involved in AI

• 43:43 - AI vs chat gpt

• 45:02 - The first step to building a personal brand

• 45:38 - A personal brand is your calling card 

• 46:38 - Early to the party, but now it's all about the impact

• 47:20 - How to craft the conversation

• 48:26 - The power of ai and social media

• 49:25 - Building a personal brand is crucial

• 51:28 - The problem with people nowadays is that they are entitled

• 52:18 - How to find a good deal?

• 53:13 - Why banks are re-loaning money at a higher interest rate

• 54:16 - Foreclosures in the multifamily space

• 54:55 - Why real estate tours made it hard to buy real estate

• 57:10 - Multi-family is sensitive to the NOI and cap rate

• 58:18 - Favorite markets to invest in

• 1:01:57 - The impact AI will have in the future

• 1:04:31 - Raising money in the current landscape

• 1:06:04 - The first step to raising capital

• 1:08:01 - Reach out to your securities attorney first

• 1:10:56 - Growth is not linear, it is exponential

• 1:11:13 - People are paying to learn about real estate

• 1:12:26 - What an accredited investor is

• 1:13:12 - One of the biggest mistakes Cody made

• 1:15:16 - An investor that went through a divorce

• 1:17:34 - Spousal consent is important

• 1:19:16 - Advice for new investors

• 1:20:39 - Consistency and investing in yourself

• 1:24:13 - Veena’s social media accounts

• 1:25:07 - Take extreme ownership from that day forward

• 1:26:47 -  Real estate success kit 

• 1:27:17 - END

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Sponsors:

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Joining us on the Clever Investor Show today is the one and only Jen Gottlieb.

In this podcast episode, Jen Gottlieb shares her journey as a speaker and offers advice on how to overcome imposter syndrome and analysis paralysis. She emphasizes the importance of taking action, being vulnerable and authentic, and realizing when a dream or goal is not aligned with one's true desires. Jen also discusses the challenges of starting a business with a partner and the importance of credibility and PR for entrepreneurs and offers advice on knowing when to speak out and when to keep your opinions to yourself. 

HIGHLIGHTS:

TIME STAMPS:

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Joining us on The Clever Investor Show today is Ken McElroy.

On the latest episode of the Clever Investor Show, Cody and Ken discuss Ken's journey in real estate, from his blue-collar upbringing to his success as the owner of a $3 billion asset portfolio. Ken emphasizes the importance of gaining a deep understanding of the industry language and lessons learned from his property management experience. They also discuss topics such as making money with multifamily investments and living tax-free. The current state of the real estate market and potential risks and opportunities for investors are also touched upon, as well as the importance of relationships and marketing in acquiring properties. 

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HIGHLIGHTS:

TIME STAMPS:

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Joining us on The Clever Investor Show today is Mark Hansen

In this podcast episode, Mark and Crystal share their insights on personal growth in various areas such as business, real estate, and philanthropy. Their book, "The Book of Asking," is also discussed as a tool for improving one's questioning skills, starting with overcoming self-doubt. Mark emphasizes the importance of mindset and product innovation to keep customers engaged. The concept of the S-curve in business is also touched upon. The couple encourages listeners to build the habit of asking questions, including questioning the existence of a creator. They also advocate for making money and giving back to society, while discussing the negative impact of social media and promoting forgiveness, and moving on from disagreements

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HIGHLIGHTS:

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TIME STAMPS:

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Joining us on The Clever Investor Show today is Jason Stone.

Jason Stone, known as The Millionaire Mentor, was one of the first people to utilize the potential of social media platforms. He currently has 6 Million followers on Instagram and posts regularly to keep these followers engaged. He became an Instagram influencer before it was difficult to become one, and well before people had realized the potential of this platform.

He is an affiliate marketer and serial entrepreneur who started building his following in 2014 and he has been soaring ever since. At one point, he managed to earn $7 million in sales in just 18 months. That is incredible for a business that doesn’t sell its own product.

In today's episode, Cody and Jason discuss building a personal brand on Instagram, including how they grew their accounts and made money by charging for shoutouts. They also mention the importance of avoiding third-party apps that harm your account and the problems with sub giveaways. They discuss current Instagram trends and offer various hacks to increase visibility and engagement. The duo also talks about the shortage of affordable housing and advises young entrepreneurs to learn a skill, test and try different things, and build a personal brand. Jason gives advice to his 13-year-old self, including practicing self-care, thinking big, and focusing on personal development. They also discuss the benefits of long-form content on platforms like podcasts and YouTube.

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HIGHLIGHTS:

• Cody and Jason discuss the importance of building a personal brand on Instagram in 2023

• They also discuss how they made money by charging for shoutouts and helping people grow their Instagram accounts

• Cody talks about his mistakes on Instagram and the benefits of having a large following but does not disclose his total earnings

• Jason and Cody share social media hacks to increase visibility and engagement, including popular Instagram trends like carousels and reels

• They discuss the shortage of affordable housing and advise young entrepreneurs to learn a skill, try different things, and build a personal brand

• Jason gives advice to his 13-year-old self, including practicing self-care and focusing on personal development

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SOCIAL MEDIA:

Website URL: 

Profile Agency 👉 https://profileagency.com/

Millionaire Mentor 👉 click-my-link-in-bio.millmentor.com

Social Media URL:

Jason Stone IG 👉  Jason Stone (@jason__stone) • Instagram photos and videos

Jason Stone LinkedIn 👉 https://www.linkedin.com/in/josheeeeeee/

Jason Stone Twitter 👉 https://twitter.com/mill_mentor?lang=en

Jason Stone FB 👉 https://www.facebook.com/millmentor1

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TIME STAMPS:

• 00:00 - Prelude

• 00:11 - Introduction to Jason Stone

• 03:08 - Building a personal brand is vitally important

• 05:49 - The importance of content strategy

• 07:49 - Jason stumbled upon the shoutout charging business model

• 10:36 - Instagram shoutouts differ from Facebook ads

• 13:37- How giveaways kill your engagement

• 17:14 - The three things that killed his engagement on Instagram

• 19:48 - Shoutouts and free ebooks

• 23:33 - Some people are visual learners. Some people want to read 

• 25:28 - Shoutouts, campaigns, and campaign growth

• 28:45 - How to use social media to drive engagement

• 30:26 - Cody’s three mistakes he made

• 35:11 - The biggest benefit of all this work

• 38:22 - What’s "popping" right now?

• 41:51 - What do you need to do to get followers?

• 43:25 - Clean your page up

• 48:31 - Shoutouts that don’t work

• 51:39 - Investing in real estate deals

• 54:31 - Cody’s first mistake in life

• 1:00:41 - The collapse of the real estate market

• 1:03:16 - Builders go bust in bad times

• 1:08:17 - Where do you think the economy is headed?

• 1:12:15 - Always go back to your why in network marketing

• 1:14:55 - The importance of controlling your time

• 1:18:03 - What would Jason's advice give to his 13-year-old self

• 1:21:23 - The importance of having a personal brand on youtube

• 1:23:45 -  Great tip for anybody trying to launch their podcast by Cody

• 1:25:06 - Spinning content from old content.

• 1:27:57 - How does Jason make his money matter?

• 1:29:24 - Outro

• 1:30:47 - END

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Sponsors:

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Joining us today on the Clever Investor Show is Josh Snow

In today’s podcast episode, Cody and Josh share their entrepreneurial journey, from building a successful lead generation business in the insurance space to creating a range of oral care products sold globally, to utilizing AI in real estate and exploring its potential implications. They emphasize the importance of persistence, personal branding, and mentorship in overcoming challenges and achieving success. Their conversation touches on communication skills, the impact of social media, and the need to align individual self-interest with the larger vision to create a successful team. Overall, their inspiring journey highlights the power of innovation and the ability to adapt to changes in technology and industry.

HIGHLIGHTS:

TIME STAMPS:

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Joining us today on the Clever Investor Show is Jerome Maldonado

In today’s podcast episode, Cody and Jerome discuss the challenges of breaking into the multifamily real estate market. Jerome shares his personal experience of moving from single-family homes to multifamily properties and how he found success with the help of a mentor. They also discuss the pitfalls of relying on cash for deals and the challenges of dealing with banks during a market downturn. Jerome also shares how he had to adapt his strategy and scale his business to succeed in the industry. The conversation provides insights into the multifamily real estate market and the skills needed to succeed in it.

HIGHLIGHTS:

TIME STAMPS:

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Joining us today on the Clever Investor Show are serial entrepreneurs, Chris and Lori Harder.

About Chris:

After an 11-year career as an executive and partner in the banking industry, he retired from banking in 2011 and partnered with his wife, Lori, to start and scale four different multi-million dollar businesses, along with investing in several other successful startups.

Chris also founded the Elite Entrepreneur Mastermind, helping seven-figure business owners scale their businesses through carefully curated collaboration, along with the Fast Foundations mastermind, helping entrepreneurs in their early stages of business. Chris’ core belief and motto is that “when good people make good money, they do great things!”

About Lori:

Lori Harder is a leading expert in the field of fitness, transformational work, mindfulness, and self-love. She is also an author, cover model, and three-time fitness world champion, who offers a carefully curated set of practical tools to promote sustainable health, spiritual well-being, and financial freedom.

Lori has also helped dozens of people reach six-figure or more salaries through her network marketing business (Isagenix), and she has helped hundreds of others to start their own home-based businesses.

HIGHLIGHTS:

Website URL:

Chris: https://chrisharder.me/

Lori: https://loriharder.com/meet-lori/

Social Media URL:

Chris IG 👉 https://www.instagram.com/chriswharder/

Lori IG 👉 https://www.instagram.com/loriharder/

TIME STAMPS

00:15 - Introduction to Chris and Lori Harder

02:30 - How did Chris Harder end up with a woman like Lori Harder

05:00 - The moment Lori realized she loved Chris

06:45 - Lori’s reaction when going bankrupt in 2008

08:00 - Building passive income from Isagenix after seven years of building and still collecting seven figures after stepping out for seven years

09:45 - Multi Level Marketing is the introduction to entrepreneurship

13:30 - Growing the Isagenix business and actually scaling the business

18:15 - Lori’s transformation on the product as well despite being in the fitness industry

22:00 - Getting paid almost $18 Million dollars in their lifetime of selling Isagenix

34:30 - Big advocate for creating a personal brand online

35:30 - Steps to becoming great at multi-level marketing and building a successful business

36:30 - Writing a script for all the objections Lori would get

38:30 - Bringing women to the table to learn about investing and building a business

39:15 - Bet on the entrepreneur and not on the product itself

41:00 - Core ingredients to be successful as an entrepreneur 

43:45 - We quit on ourselves all the time

46:30 - Lean into what you are good at and hire people to work on what you are not good at

48:00 - The main job of an entrepreneur is to have a very clear and concise vision

50:30 - Mission Statement for Frello

01:00:00 - Building relationships and meeting the people that will rocket-ship your business and or endeavors 

01:01:30 - The power of Artificial Intelligence

01:03:30 - Complacency and how it can kill the drive and the progress

01:08:00 - Always have your vision to scale

01:10:30 - Keeping a one-year runway for business and lifestyle

01:13:00 - Getting walked in on by your kid

01:17:30 - Importance of having intimacy in a relationship, especially as entrepreneurs

01:24:54 - END

Sponsors:

Visit www.clevercapitalfund.com to get started on your real estate journey with Cody Sperber

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Joining us today on the Clever Investor Show is Robert Kiyosaki.

Meet Robert Kiyosaki, the renowned real estate investor, entrepreneur, and educator, best known as the author of the #1 personal finance book of all time, Rich Dad Poor Dad, with over 41 million copies sold worldwide in 51 languages. He is best known for challenging conventional wisdom on money and investing and advocates for financial education to create more entrepreneurs who can generate jobs.

Kiyosaki simplifies complex concepts and encourages audiences of all ages and backgrounds to become financially educated and free.

HIGHLIGHTS:

IG 👉 https://www.instagram.com/therealkiyosaki/?hl=en

FB 👉 https://www.facebook.com/RobertKiyosaki

YT 👉 https://www.youtube.com/user/RDdotcom

TIME STAMPS

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