Host: Suzi Carter Episode Title: The InsiderTrack on Commercial Lending - with Brian Bartaby of Proplend
In this episode, Suzi Carter interviews Brian Bartaby from Proplend, exploring the intricacies of commercial property finance. Brian shares insights into Proplend's dual model of lending and borrowing, the importance of due diligence, and the nuances of commercial property valuation.
The discussion delves into current market trends, loan structures, and the rise of buy-to-let refugees transitioning into commercial investments.
Brian emphasises the significance of understanding leases and the evolving landscape of commercial property, highlighting opportunities for investors in a changing market.
This episode is not to be missed to get inside the head of a commercial lender!
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What You’ll Learn in This Episode:
1. Introduction to Commercial Property Finance
- Key concepts every investor should know about financing commercial property
- How commercial finance differs from residential lending
2. Understanding Proplend's Business Model
- How Proplend connects lenders and borrowers in commercial property
- Benefits and opportunities within the Proplend platform
3. Valuation Insights and Market Trends
- How valuations are approached in commercial property lending
- Current trends influencing the commercial real estate market
4. Loan Structures and Rates
- Different loan structures available for commercial investments
- What to expect regarding interest rates and lending terms
5. Types of Properties and Investment Strategies
- The types of properties Proplend typically finances
- Investment strategies to maximise returns
6. SAS Lending and Owner-Occupier Insights
- How Small Self-Administered Scheme (SSAS) lending works
- Key considerations for owner-occupiers seeking finance
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Key Takeaways
- Proplend focuses solely on commercial property lending.
- Understanding leases is crucial for commercial property investors.
- Valuation can vary significantly based on tenant and lease quality.
- Current market sentiment is cautiously optimistic.
- SSAS lending is a growing area of interest for investors.
- Data transparency in commercial property has improved significantly.
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Subscribe & Stay Tuned:
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Learn More from This Episode’s Guest:
Brian Bartaby is the CEO and Founder of Proplend, a leading platform in the property finance sector. Prior to founding Proplend, Brian established Longcross Capital in 2003, a firm focused on delivering financial solutions to real estate investors and developers. Before transitioning into property finance, he spent 13 years managing FX and Options trading desks in London, New York, and Hong Kong, where he developed a strong foundation in financial markets and risk management. You can contact Proplend on 0203 951 7970 or [email protected]