Planning Your 2022 Financial Journey

In our latest episode, Essence, Branch Manager at our Raymore location, and Heath, Director of Wealth Management at CommunityAmerica, talk about various aspects to consider when planning your 2022 financial journey. During this episode, Essence and Heath will walk you through some budgeting basics and how to make an honest assessment of your finances. You’ll also get practical advice on how to plan for big expenses, such as a house, car, baby and more. They will also dive into when it may be time for you to make the switch from budgeting to financial planning for different life events, such as retirement, funding a child’s education or estate planning. Listen today as you begin to solidify your goals for the new year and learn how your friends at CommunityAmerica can help. 

With new technology, fraud is becoming increasingly tougher to spot. With corrupted links, mass marketing schemes, job application fraud, and more, you may find yourself falling victim and having your information compromised. It’s important to remain educated on the current fraudulent schemes out there and continue to stay informed on ways you can protect yourself and your family.

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This podcast is brought to you by CommunityAmerica Credit Union.  This recording is for educational and entertainment purposes only and may not reflect the experiences of all consumers. It should not be viewed as personalized financial advice and is not a substitute for consultation with your financial representative. Any reference to third-party websites are provided for information purposes only and are not endorsed by CommunityAmerica.  Please visit CommunityAmerica.com to learn more about how we can assist you in achieving your Financial Peace of Mind.

Life happens to everyone, and you may find you’ve made some financial missteps in your past that have negatively affected your credit score. Despite reasons why, this podcast will help provide you with ways to get your finances back on track.

This podcast is brought to you by CommunityAmerica Credit Union.  This recording is for educational and entertainment purposes only and may not reflect the experiences of all consumers. It should not be viewed as personalized financial advice and is not a substitute for consultation with your financial representative. Any reference to third-party websites are provided for information purposes only and are not endorsed by CommunityAmerica. All loans are subject to approval and terms may vary.  Please visit CommunityAmerica.com to learn more about how we can assist you in achieving your Financial Peace of Mind.

Building your credit is one of the first steps to financial health – the cornerstone of financial freedom and spending power. For young people, it can be difficult to establish a strong credit score out of the gate and show a solid credit history that lenders take seriously.  A good credit score helps you get approved for loans and credit cards. It also helps reduce the expense associated with your debts, as you’re more likely to get approved for lower interest rates if your credit is better. This podcast will give you an understanding of what makes up your credit score and tips on how to build your score so you can reach your financial dreams and aspirations.

This podcast is brought to you by CommunityAmerica Credit Union.  This recording is for educational and entertainment purposes only and may not reflect the experiences of all consumers. It should not be viewed as personalized financial advice and is not a substitute for consultation with your financial representative. Any reference to third-party websites are provided for information purposes only and are not endorsed by CommunityAmerica. All loans are subject to approval and terms may vary.  Please visit CommunityAmerica dot com to learn more about how we can assist you in achieving your Financial Peace of Mind.

Whether you’re a senior in high school or the parent of one, there’s a lot to prepare for ahead of the first year of college. There are many due dates and serious conversations that need to be had, and sometimes it can be overwhelming. The important thing to know is that you do not have to go through this alone, and there are many resources to help guide you along your journey in higher education.   

In our latest episode, Karly Scholl, the College Planner here at CommunityAmerica, offers insights on upcoming college deadlines, as well as some conversations and common misconceptions she sees in her position. We dive into the Free Application for Federal Student Aid, otherwise known as the FAFSA, along with what to expect as those applications open October 1st. Deciding what type of college – public or private, 2 year or 4 year, can have a significant impact on cost. This podcast is beneficial to both parents and students and can offer some direction on how to tackle these big deadlines throughout senior year. Listen today and begin your college planning journey.

In today’s time, there’s so much access to information and tools about how to build your wealth as you hit new life milestones. But unfortunately, at times, it can feel confusing as each life stage brings different needs. The good news is, there are steps you can take along the way to help you better prepare yourself for the next evaluation of your goals. Through Wealth Management by CommunityAmerica, Heath Burch and his team of Wealth Advisors have guided those who are just starting out on their financial journey, and those who are living deep into their retirement years. They’ve had a close-up view as they’ve helped families, couples, and individuals navigate the decision-making process and what best fits into their financial goals. 

In our latest episode, Heath, the Director of Wealth Management at CommunityAmerica, is joined by wealth advisors, Taylor Ahern and Daniel Wilkes to offer guidance through the common life stages of early career, young family, mid-career, late career, and retirement, with ways to build wealth during each stage. You’ll discover that while each life stage brings about new challenges, your goals to build wealth don’t have to take a backseat.  Certain aspirations such as building an emergency fund and prioritizing debt payoff are an essential foundation in building your wealth, but the dollar amount and timeline is different for everyone. Listen today and begin your journey to build your wealth in a way that works around your goals.

Securities and advisory services offered through Copper Financial Network, LLC (“CuFi”), Member FINRA/SIPC. CuFi is a SEC registered investment advisor. CuFi is a wholly-owned subsidiary of CommunityAmerica Credit Union. Wealth Management by CommunityAmerica is a marketing name used by CuFi. Investment and insurance products, including annuities: Are Not Deposits.  Are not NCUA or otherwise Federally Insured.  Are Not Bank Guaranteed.  May Lose Value.

There is no wrong time to start thinking about retirement, and you'll find your plans will keep evolving as you enter new life stages. Through Wealth Management by CommunityAmerica, Heath Burch and his team of Wealth Advisors have guided those who are just starting out on their financial journey, and those who are living deep into their retirement years. They’ve had a close-up view as they’ve helped families, couples, and individuals navigate the decision-making process what best fits into their financial goals. 

Balancing spending and saving can be a challenge, so how can you be sure you are making the right decisions and avoiding regret in the process? Thankfully, the financial decisions you face are not new to Heath Burch, Director of Wealth Management by CommunityAmerica, and Matt Johnson, Vice President of Marketing for CommunityAmerica Credit Union. Through Wealth Management by CommunityAmerica, Heath and his team of Wealth Advisors have guided both those who are just starting out on their financial journey, and those who are living deep into their retirement years. They’ve had a close-up view as they’ve helped families navigate making decisions to balance the now, the future and the unexpected financial decisions.

In our latest episode, Matt and Heath provide you with a perspective you can relate to and Health walks through the steps to create a financial plan that balances the long-term with the short-term. You’ll discover that you’re not alone, yet everyone is unique in creating a plan that works best for them. Listen today and begin your journey to creating financial balance.

Securities and advisory services offered through CommunityAmerica Financial Solutions, LLC (“CAFS”), Member FINRA/SIPC. CAFS is a SEC registered investment advisor. Products offered through CAFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. CAFS is a wholly-owned subsidiary of CommunityAmerica Credit Union. Wealth Management by CommunityAmerica is a marketing name used by CAFS.

We know it’s been a crazy year and there seems to be no playbook for navigating through it. Just ask CommunityAmerica’s Matt Johnson. He and his family are rewriting their family playbook as they make memories around the holidays.

It’s just not the same as previous years… 

Life looks different now, and we can’t do much about it. And that lack of control causes stress for all.

This is especially true when it comes to thinking about financial stability. Talking about finances isn’t easy, even in normal times. Instead, our default can often be to withdraw and compare ourselves to others who seem to be “getting it right”.

Matt Johnson and Heath Burch understand many of these feelings as they navigate through this difficult season with their own families.

You’re in good company. And thankfully, that stress and shame doesn’t have to be your reality.

Matt and Heath have been rewriting the playbook with a fresh, life-giving perspective as they draw from their personal experience and financial expertise.

In this episode, Matt talks to Heath about how you can begin to rewrite your financial playbook and take back control with some simple, practical steps. It’s the fresh perspective you’ve been looking for.  

Securities and advisory services offered through CommunityAmerica Financial Solutions, LLC (CAFS), member SIPC. Products offered by CAFS are: Not NCUA Insured, Not Credit Union Guaranteed, and May Lose Value. CAFS is a wholly-owned subsidiary of CommunityAmerica Credit Union.

Listen to the first episode of The Community Conversation, hosted by CommunityAmerica. 

In this show, you'll hear from Matt Johnson, CommunityAmerica's VP of Marketing and Heath Burch, CommunityAmerica's Director of Wealth Management as they begin the first conversation to educate and inform you...the CommunityAmerica member.

This laid back and casual conversation is packed with education and insights, including:

• CommunityAmerica's 80+ year approach of people helping people

Securities and advisory services offered through CommunityAmerica Financial Solutions, LLC (“CAFS”), Member FINRA/SIPC. CAFS is a SEC registered investment advisor. Products offered through CAFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. CAFS is a wholly-owned subsidiary of CommunityAmerica Credit Union. Wealth Management by CommunityAmerica is a marketing name used by CAFS.