Ask the horse! A man is on a horse galloping along and his friend yells at him, "Where are you going?" and he replies, "I don't know. Ask the horse." We are like the man on the horse when we allow our habits to control our lives. Of course there are good habits, but the habits that carry us along blindly are probably not the best. Join us today as we discuss the good and the bad and how to do a swap.