In this episode of The Conscious Divorce Podcast, I sit down with Connie Howard, founder of What If Wealth, to talk about how real financial modeling helps people make confident decisions during divorce and major life transitions.

We explore why “even” settlements aren’t always equal, the true cost of keeping the family home, how inflation quietly erodes spousal support, and why cash flow matters just as much as net worth. Most importantly, we talk about how seeing your numbers clearly can replace fear with confidence before mediation or settlement.

If you’re navigating divorce and asking yourself, “Am I going to be okay?” this conversation brings clarity.

• 00:00 Introduction to Spousal Support and Inflation
• 18:53 Preparing for Mediation
• 01:17:59 The Human Side of Financial Decisions
• 09:08:02 What If Wealth's Approach
• 17:53:53 The Importance of Visualizing Financial Data
• 30:48:08 Final Advice and Giveaway

In this episode, I delve into the transformative journey of 'winning the future' beyond the confines of divorce battles. Through compelling stories and research, I emphasize the significance of focusing on long-term goals, emotional health, and effective co-parenting. I share strategies for rebuilding identity, achieving financial stability, and fostering peace post-divorce. This episode highlights the pivotal role of divorce coaching in making strategic decisions that align with one's future aspirations.

• 00:00 Introduction to Winning the Future
• 01:47 The Importance of Long-Term Goals
• 06:47 Emotional Health and Co-Parenting
• 13:04 Financial Stability and Identity Reconstruction
• 16:02 Peace, Resilience, and Daily Choices

In this episode of the Conscious Divorce Podcast, I delve into the transformative power of divorce mediation. If you're at a crossroads, contemplating divorce, or seeking a path that prioritizes your children's well-being and your financial future, this episode is for you. I share insights from my years in the mental health field, guiding you through the mediation process, its benefits over litigation, and how to prepare strategically. Discover how mediation can offer control, cost-effectiveness, and a cooperative approach to divorce. Join me as we explore how to navigate this challenging transition with clarity and confidence. Your future starts here. #DivorceMediation #ConsciousDivorce #FamilyWellbeing

• 00:00 Introduction to Divorce Mediation
• 01:49 The Benefits of Mediation Over Litigation
• 04:00 Preparing for Mediation: Key Steps
• 06:35 Understanding the Mediation Process
• 09:52 Short-term, Medium-term, and Long-term Planning
• 13:12 Financial Clarity and Legal Guidance
• 15:52 Emotional Regulation and Support
• 18:25 Crafting Creative Solutions in Mediation
• 24:08 Common Pitfalls and How to Avoid Them
• 26:18 When Mediation Isn't Appropriate
• 28:45 Implementing Agreements in Real Life
• 31:35 Conclusion and Next Steps

Takeaways

1. Divorce mediation empowers individuals to negotiate terms themselves, regain control, and craft creative solutions that serve their unique circumstances.
2. Strategic preparation, financial clarity, and a focus on long-term well-being are essential for successful divorce mediation.

In this episode of the Conscious Divorce Podcast, I dive into the transformative journey of navigating divorce with intention and awareness. We explore how to approach this life transition not as an ending, but as a launch pad for the life you're meant to live. Join me as I discuss the financial wake-up call that everyone considering divorce should hear before taking action.

• 01:53 The Importance of Financial Preparation
• 03:46 What Goes Wrong in Divorce Preparation
• 06:43 Practical Steps for Divorce Preparation
• 11:32 Understanding Marital vs. Separate Property
• 20:40 The Need for Two Budgets: During and After Divorce
• 25:22 Budgeting vs. Financial Planning
• 37:52 Updating Documents Post-Divorce
  

Throughout the episode, I am joined by Hirsh from Lifecycle Financial, who shares his expertise on the financial complexities of divorce. We cover everything from gathering essential documents to understanding the nuances of asset division. Whether you're considering divorce or already in the process, this episode is packed with insights to help you reclaim your financial power and clarity.

Most New Year’s resolutions fail, not because you lack discipline, but because the system is broken.

In this episode, let's explore why traditional goal setting doesn’t work and shares a proven, science-backed approach to building habits that actually stick. You’ll learn how identity-based habits, emotional regulation, and simple systems can help you create sustainable change in your health, career, relationships, and personal life.

Whether you’re rebuilding after divorce or simply ready for a life reset, this episode offers a practical roadmap for creating long-term growth without relying on motivation or willpower.

Join Justin Milrad and Jill Kaufman as they delve into the emotional complexities of navigating the holiday season post-divorce. Discover actionable strategies to transform this challenging time into an opportunity for growth and connection. Whether you're facing your first holiday alone or seeking to redefine family traditions, this episode offers insights on self-work, co-parenting, and finding joy amidst change. Tune in for a heartfelt conversation that encourages healing and thriving beyond survival.

• 04:24 Emotional Challenges of Divorce
• 10:04 Self-Work and Moving Forward
• 12:30 Co-Parenting Strategies During Holidays
• 26:27 Finding Joy and Perspective
• 32:23 Thriving Through Divorce

When I went through my divorce, I made a painful mistake: I focused on lawyers, paperwork and logistics, and I told myself I would deal with the emotional fallout later. In this episode, I share why that choice cost me time, money and peace of mind, and why your first call in divorce should be to a divorce coach, not a lawyer. I talk about how a divorce coach helps you think clearly, avoid costly mistakes, protect your kids, navigate the financial landmines, and start the inner work that leads to You 2.0, a stronger and more authentic version of yourself. If you are thinking about divorce, in the middle of it, or trying to rebuild after, this conversation will help you slow down, get grounded, and make decisions that support your future, not just your feelings in the moment.

The holidays can feel overwhelming after a separation or divorce, but they don’t have to be. In this episode, I sit down with co-parenting coach Jeanne Drake Ward to talk about how we can navigate holiday stress, communicate more effectively, support our kids, and create new traditions that actually bring joy.

We talk about:
✨ Managing emotions during the holidays
✨ Common co-parenting mistakes to avoid
✨ What to do when you don’t have your kids
✨ Gift-giving challenges when emotions or finances are tight
✨ Protecting your kids without overprotecting
✨ Why self-compassion matters more than ever

In this episode, let's discuss the common mistakes people make during divorce, emphasizing that these errors are human rather than gendered.

In this episode of the Conscious Divorce Podcast, host Justin Milrad delves into the transformative journey of divorce, challenging societal norms that equate marriage with success and divorce with failure. Through personal stories and professional insights, Justin explores how divorce can be a courageous step towards self-discovery and growth. He shares the concept of "You 2.0," a framework for embracing change and building a life that aligns with your true self. Whether you're contemplating divorce or supporting someone who is, this episode offers a fresh perspective on navigating one of life's toughest transitions. Tune in to discover how endings can become new beginnings.