The ConsumerFi Podcast - Presented By Nortridge Software

Jonathan Smoke, Chief Economist at Cox Automotive, joins Joel to talk about the current state of the auto market, including how some data suggest the recovery might not be as 'K-shaped' as previously thought, how an uptick in defaults in 2021 doesn't necessarily spell disaster, and what consumer metrics may indicate a bullish future.

Joel sits down with Joe Cioffi, Chair of the Insolvency, Creditors’ Rights + Financial Products Practice Group at Davis + Gilbert, to chat about the rising regulatory focus on disparate impact lending practices, why we may be headed for a big surge in repossessions, and what to look forward to learning from the upcoming Credit Chronometer survey.

Joel is joined by Paul Machin, Black Book's Director of Strategic Accounts, to talk about how the 'K-shaped' economic recovery, moratoriums in credit, and shortage in new and used vehicle inventory are creating a 'Perfect Storm' in the auto market and how to read the tea leaves to stay ahead.

Joel is joined by Ignite Consulting's Chief Legal & Compliance Officer, Steve Levine, to discuss what's in store on the compliance side with the new federal CFPB director nominee, how the current trend of 'regulation by enforcement' can cause serious challenges for lenders, and where to start when you feel like your compliance might not be what it should, especially if you're a smaller company.

Joel is joined by Doug Neal and Jerry Cockburn of SaGo Financial to talk about the hurdles they face as the first name in the non-prime RV loan market, its surprising differences and similarities with non-prime auto lending, and what's in store for the RV industry as a whole in 2021 and beyond.

Joel is joined by Sub Prime Auto Finance News Senior Editor, Nick Zulovich, and Colonnade Advisors CEO, Gina Cocking, for a discussion on preparing business for sale, touching on subjects like how diversification can be a double-edged sword, the macro effects of the current day trading trend, and how to avoid accidental compliance that can lead to huge headaches down the road.

Joel is joined by J. Patrick Altes, of the Repo America Podcast and Kevin Carr, SVP of Financial Services at PassTimeGPS, to discuss the evolution and future of GPS recovery technology, the importance of disclosure and how governmental changes may affect the repossession ecosystem.

Joel is joined by Solutions by Text CEO, Danny Cantrell, to discuss the company's focus on compliance, how American Idol helped inspire the idea behind the product, and how Solutions by Text can be a powerful component of the Omni Channel toolbox.

Joel is joined by NAF Executive Director

Joel speaks with Rudy 'El Patronn' Tremenio, NYC auto sales legend and managing partner at Sunrise Chevrolet, to talk about his inspirational story, the new remote normal of the auto sales industry, and why you should be optimistic about 2021.