A calm, honest look at pensions, financial independence, and making informed decisions as you transition out of corporate.
If you’re thinking about leaving corporate, or you’ve already made the leap into building your own consultancy, coaching, or expert business, this is a really important episode to listen to.
Because alongside the business plan, the marketing plan, and the confidence to put yourself out there, there’s another part of the picture that matters just as much: your financial plan.
In this conversation, I’m joined by John Findlay of Bray Wealth to talk about pensions, financial independence, and what you need to think about before stepping away from corporate life. We unpack some of the fears and uncertainties that often come up around pensions, retirement, income, and long-term security, especially when you’re moving from the predictability of employment into the more flexible, self-employed world.
John explains things in a clear and reassuring way, helping to demystify what can often feel like a complicated topic. We talk about how to understand what you already have in place, what to do if you’ve lost track of old pensions, how to think about continuing contributions when you start your business, and why having a proper financial plan can make your corporate escape feel far more grounded and sustainable.
This episode will be particularly helpful if you want to leave your corporate job safely, build a business around your life, and make thoughtful decisions that support both your freedom now and your future security.
In this episode, we cover:
- How to assess whether you can afford to leave your corporate job without derailing your longer-term financial plans
- The difference between financial independence and retirement, and why that distinction matters for corporate escapees
- What to do if you’ve built up multiple pensions across different corporate roles and have lost track of some of them
- How to think about pension contributions when you’re starting a business and cash flow feels uncertain
- The wider financial foundations that matter too, including budgeting, tax efficiency, income protection, and planning with confidence
Get in touch with John Findlay
LinkedIn: https://www.linkedin.com/in/johnfindlaybwm
Website: https://braywealth.com
---
Thanks for listening to this episode of The Corporate Escape Club!
If you found this episode helpful, share it with a friend and leave us a rating and review when you do - we'd love to hear from you!
Escape ONCE, do it RIGHT, and make sure your business ISN'T a well-kept secret! Join the Corporate Escape Club community by heading to TheCorporateEscapeClub.co.uk or email Anneve directly at [email protected].
LinkedIn || Facebook || Eventbrite || WhatsApp
Thanks for listening, and we'll see you next time!
NOTE FROM GUEST: Approved by Openwork on 30.4.2026