El fraude con tarjetas de crédito generalmente no afecta el puntaje de crédito si se informa rápidamente, aunque cerrar una cuenta y abrir una nueva podría afectarlo si se reporta como una cuenta completamente nueva. El fraude de nombre verdadero es más grave y puede dañar el crédito significativamente. Es vital notificar al emisor de la tarjeta y a las agencias de crédito para protegerse contra responsabilidades y futuros fraudes.

Damon DeCresenzo and Jason Kaplan from The Credit Pros will present at LeadsCon's Strategic Partnership Workshop in Las Vegas. They will share insights on finance and business development, focusing on how strategic partnerships can benefit businesses in terms of growth, customer acquisition, and revenue. The workshop will provide actionable strategies for launching successful partnerships and scaling them effectively.

The CARES Act provides economic relief for federal student loan borrowers due to COVID-19, setting interest at 0% until September 30, 2020. Private loans are not covered, but some lenders offer forbearance options. The act aims to help graduates manage debt during reduced income or unemployment periods.

Las tarjetas de crédito, tanto tradicionales como de tiendas minoristas, pueden influir en tu puntaje crediticio si las manejas bien. Las tarjetas de débito y prepagadas no afectan directamente tu puntaje, pero un uso indebido de la tarjeta de débito puede resultar en deudas que sí afectarían tu crédito. Las tarjetas prepagadas no inciden en el puntaje crediticio ya que no se reportan a las agencias de crédito.

This article explores the regional differences in average credit scores across the United States, examining factors like economic conditions, demographics, and financial policies. It also discusses the impact of credit scores on personal finance and offers practical tips for improving credit scores. Understanding these elements can help individuals make informed financial decisions and contribute to broader economic stability.

This article explores the future of credit repair in 2025, highlighting the importance of maintaining a healthy credit score, the impact of credit scores on financial opportunities, and strategies to improve credit scores. It also discusses the role of new regulations and technological advancements like AI and machine learning in reshaping the credit repair industry. Staying informed and proactive is essential for consumers and service providers to navigate these changes effectively.

This guide explores how individuals without traditional employment can secure personal loans by leveraging alternative income sources like rental income and side gigs. It highlights the importance of understanding lender criteria, such as credit scores and debt-to-income ratios, and suggests online lenders and credit unions as potential options. The guide also warns of the risks involved, including high-interest rates and the potential for loan default. Strategies for responsible borrowing, such as improving credit scores and considering a co-signer, are discussed to enhance loan eligibility. Ultimately, informed decision-making is emphasized to ensure financial resilience without traditional employment.

Shadow credit scores, unlike traditional credit scores, use a wide range of data points and operate with less transparency and regulation. These scores affect housing and financial access, often without consumer knowledge. Regulatory oversight is limited, leaving consumers vulnerable to inaccuracies and biases. To protect themselves, consumers should request tenant screening reports and dispute errors diligently.

Securing a mortgage with bad credit is challenging but possible with preparation. Understand your credit, explore government programs, and consider improving your financial situation before applying. Specialized loans and strategic planning can help navigate the mortgage process effectively.

Identity theft involves stealing personal information for financial gain. Protect against it through vigilance, secure practices, and protective measures like shredding sensitive documents and using multifactor authentication.