As we kick off 2026, financial planning is facing major changes — from new tax laws to retirement strategy shifts and global economic transitions. On this episode of The Crude Truth, Ray sits down with wealth strategist Rebecca Walser to break down what’s happening now and what it means for your financial future.
They dive into retirement tax traps, why 401(k)s may not be enough, Roth and post-tax strategies, the pressure of retiring baby boomers, and how upcoming tax changes could impact everyday Americans. Rebecca also shares insights on emerging technologies, AI, blockchain, energy, and why diversification and tax efficiency matter more than ever.
Whether you’re planning for retirement, building wealth, or simply trying to stay ahead in 2026, this episode delivers must-know financial insight you can’t afford to miss.
Connect with Rebecca Walser on LinkedIn. https://www.linkedin.com/in/rebeccawalser/
And Walswer Wealth Management. https://www.linkedin.com/company/walser-wealth-management/
The main topics discussed in this podcast are:
1. Tax and financial planning strategies for 2026:
- Changes to tax laws and retirement account rules in the "big, beautiful bill" that will take effect in 2026
- Advice to consider transitioning pre-tax retirement savings to post-tax or Roth accounts to avoid potentially higher future tax rates
- Concerns about the growing retirement wealth gap and the strain the retiring baby boomer generation will put on social safety nets and the tax system
2. The global macroeconomic transition away from traditional fiat currencies:
- The rise of blockchain-based digital currencies and stable coins, and their potential to displace the US dollar as the global reserve currency
- The trend of major countries like China and India conducting trade without using the US dollar
- The potential impact on the US if the dollar loses its reserve currency status, including the ability to fund the federal government's budget deficit
3. Emerging technologies and investment opportunities:
- The "fourth industrial revolution" driven by advancements in artificial intelligence, quantum computing, robotics, and blockchain
- The need for investors to participate in these transformative technologies, while doing so in a risk-aware manner
- The continued importance of investing in commodities like gold and silver as a hedge against the global currency transition
4. The state and future of the oil and gas industry:
- The long-term outlook for oil and gas remaining an important energy source, but the need for new technologies to supplement it
- Concerns about the vulnerability of the US electrical grid and the national security implications of potential disruptions
- Tax benefits and investment structures related to oil and gas that investors should explore with their advisors
Our discussion covers a wide range of macroeconomic, financial, and industry-specific topics that Rebecca Walsner, discusses in the context of planning for the year 2026. Planning now will save money and time later.
Follow Rey on his LinkedIn: https://www.linkedin.com/in/reytrevinoiii/
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