The Cyber Insurance Imperative

After taking some lumps in coverage litigation, insurance companies are beginning to insert exclusions for claims alleging mishandling of biometric information. In this episode, David explains why this is a step in the wrong direction, both for the Cyber Insurance industry and for the evolving technology around data privacy.

A recent breach of patient health information at a debt collection agency has impacted hundreds of healthcare providers nationwide, and has put the issue of vendor management under the microscope. In this episode, David discusses the importance of ensuring that your contractual rights and obligations line up with your insurance coverage.

California prides itself on being the tip of the spear when it comes to protecting data privacy. Ironically, the very agency charged with enforcement of these laws just acknowledged a breach which disclosed the personal information of thousands of California residents. What should public entities be doing to safeguard the data they possess?

The Securities and Exchange Commission's proposed rules around cybersecurity have generated quite a bit of comment from the business community. In this episode, David breaks down what's at stake, and how your Cyber and Directors and Officers liability insurance might respond.

Securing coverage for social engineering or computer fraud claims can sometimes be tricky. Both cyber and fidelity policies pick up elements of these losses. What are some of the factors clients should consider in better managing this form of cyber risk?

FEDERAL DATA PRIVACY LEGISLATION GAINS TRACTION. A bipartisan bill is taking shape. What's in the bill, and what should businesses be doing to better manage cyber risk?

ANATOMY OF A RANSOMWARE EVENT. Ever wonder what really happens when a company suffers a cyber attack? In this episode, David walks you through the timeline of a hypothetical loss and the players involved in the incident response. He also shows you why cyber insurance is so critical to the recovery process.

THE MORE THINGS CHANGE, THE MORE THEY STAY THE SAME. Verizon's annual Data Breach Investigations Report is out. Here's what businesses should be doing to safeguard their network security and ensure that they have adequate cyber insurance coverage.

READY, FIRE, AIM. California legislators are considering a bill that would give parents the right to sue social media companies when their kids become addicted. But Is this approach to limiting screen time misguided?

WHAT A DIFFERENCE A YEAR MAKES. A recent report from Fitch Ratings shows that a majority of the leading Cyber insurers are underwriting the coverage profitably, and that their loss ratios are moving in the right direction. When will their policyholders begin to reap the benefits?