The Cyber Insurance Imperative

FREEDOM AND PRIVACY CANNOT BE SEPARATED! In this special, Fourth of July episode, David cites examples of government collaboration with private companies around surveillance of online activity, and calls upon tech companies and social media platforms to "be the adults in the room" when it comes to data privacy.

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LIFE DURING WARTIME! Against the backdrop of a tenuous ceasefire between Iran and Israel, the Department of Homeland Security has issued a bulletin warning businesses to be prepared for cyber attacks. In this episode, David discusses the DHS advisory and tackles the thorny question of the "war exclusion" commonly found on Cyber insurance policies.

STATES GET TOUGH ON SOCIAL MEDIA PLATFORMS: Amidst increasing concern about the impact of social media on the mental health of minors, Vermont became the latest state to enact legislation designed to protect children online, joining Nebraska and soon-to-be-followed by Minnesota. In this episode, David breaks down how this may impact your ability to market your products and services to this demographic and how Cyber insurance can cover the costs of regulatory proceedings.

RETAIL (NEEDS) THERAPY! A recent spate of cyber attacks at major retailers has put the industry back in focus. In this episode, David discusses some practical steps companies should be taking to button up their security, and offers a diagnostic process for identifying deficiencies and enhancing insurability.

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AI REGULATION AT A CROSSROADS: Faced with a patchwork of state laws regulating the use of Artificial Intelligence, Congress is moving towards enacting a ten year moratorium on state enforcement to ease compliance and encourage innovation. But will this approach harm consumers and reduce accountability? In this episode, David discusses the competing approaches and offers a resource to help businesses proceed with the responsible deployment of this new technology.

CCPA ON STEROIDS! As reported by Law360, a recent ruling by a federal judge has the potential to greatly expand the ability of consumers to use the "private right of action" under the California Consumer Privacy Act. In this episode, David discusses the import of the ruling, as well as steps businesses can take to minimize their exposure to such website tracking litigation.

CAN'T MAKE IT TO CHICAGO? That's ok... in this episode, David offers a sneak preview of what he and his colleagues from Alliant will be talking about at the big risk management and insurance confab: Cybercrime. Here, David provides some useful tips on minimizing your exposure to fraudsters, as well as a roadmap of how to respond should your organization find itself a victim of wire fraud.

DATA PRIVACY COMPLIANCE ISN'T ALWAYS A "SNAP." The Florida Attorney General recently sued a large social media platform for violating a new state law designed to protect children online. In this episode, David discusses what the company is arguing its own defense, as well as the shifting regulatory landscape around data privacy. He also offers some recommendations around what businesses can do to stay in compliance and manage the financial impact of such enforcement actions.

ANOTHER DAY, ANOTHER VENDOR BREACH! A leading rental car company recently confirmed that its customers' personal information had been compromised as a result of a cyberattack on one of its service providers. In this episode, David discusses the growing problem of Single Points of Failure and offers listeners a "road map" for addressing third-party risk management in the context of data privacy.

DON'T "TEST" THE COURT'S PATIENCE! A federal judge in California has dismissed a proposed class action against an online automotive retailer, finding that the Plaintiff lacked "standing" to pursue her claim that the company violated the California Invasion of Privacy Act when it shared her search queries with advertisers and other third parties. In this episode, David likens the tactics of the Plaintiff to those of some personal injury lawyers and offers some tips to businesses around avoiding and defending data privacy litigation.