Join Dale as he sits down with John Kletchka, CPA of Condor, Kletchka & Associates, to explore smart tax strategies for business owners. They discuss how companies can take advantage of depreciation on equipment and property improvements to reduce taxable income. Self-employed individuals may be able to cut or defer taxes by contributing to a SEP IRA, while other businesses can benefit from establishing a 401(k) plan. Strategic IRA and retirement plan contributions can play a key role in minimizing your overall tax burden.

You won’t want to miss this show as Dale sits down with John Kletchka, CPA of Condor, Kletchka, & Associates to discuss how IRA contributions can help you minimize your taxes. They’ll break down the different contribution options and explain when pre-tax or after-tax contributions may make the most sense for you. Understanding which strategy fits your situation could save you money in the long run. 

 Join Dale, “The Money Doctor”, as he continues his tough questions with Tom Clark, “Mr. Social Security” and how to solve the future of social security. Learn how longevity can help determine when you should take social security. How working affects your income while on social security. Listen as they discuss solving social security and why social security is likely to not go bankrupt. 

Join us this week as Dale joins Tom Clark, "Mr. Social Security". Tom tells us the history of social security. When should you file for social security? Will social security go bankrupt? Listen as they discuss the benefits social security offers and how social security helps the economy.

This week on The Dale Buckner Podcast, Dale welcomes back Tom Clark, Social Security and Medicare expert, for an in-depth discussion on Social Security benefits and a clear breakdown of Medicare. Together, Dale and Tom walk through the different parts of Medicare, explaining what each part covers and why it matters. If you’re approaching retirement or want to better understand your options, this episode offers practical insights you won’t want to miss.

Dale welcomes special guest Tom Clark, known as “Mr. Social Security.” Dale and Tom discuss the history of Social Security and the many benefits it provides. With over 7,000 presentations delivered on Social Security and extensive experience working with the Social Security Administration, Tom brings a wealth of knowledge to the conversation. Tune in as they enlighten listeners with insightful and practical information about Social Security income.

Scams are evolving, and fraudsters are more sophisticated than ever. In this episode, Dale is joined by Eli Wilkerson of Praxis Detection SVCS, LLC to discuss ransomware, email fraud, AML, and why Knowing Your Customer is critical to protecting your finances. Learn the warning signs, common tactics criminals use, and practical steps that could save you thousands of dollars. Don’t miss this important conversation on fraud prevention.

Dale guest episode is with Eli Wilkerson from Praxis Detection SVCS, LLC, and they’re diving into the topic of how charities earn a large portion of their funds during the holidays. With the holiday season of giving comes the opportunity for people to contribute to meaningful causes, but it’s also the time when scammers are most active. The conversation centers on performing due diligence to ensure your donations are going to legitimate charities and avoiding fraudulent organizations. 

Dale continues his conversation with John Kletchka, CPA at Condor, Kletchka & Associates, by emphasizing that while Roth accounts can be powerful tools, timing and strategy matter just as much as the decision itself. For employees still in their peak earning years or retirees with large required minimum distributions (RMDs) not yet started, converting too much too soon can trigger unnecessary taxes. Converting during years when income temporarily drops—such as early retirement before Social Security or RMDs begin—can often be far more tax-efficient. John also notes that uncertainty is one reason many companies now offer a Roth 401(k) option. With a Roth 401(k), employees can make after-tax contributions while working, gradually building tax-free retirement assets without the complexity of conversion timing or surprise tax bills. For those still working, contributing to a Roth 401(k) can reduce the need for large future Roth conversions. For retirees, carefully planned, partial Roth conversions over multiple years—rather than all at once—can help manage tax brackets, Medicare premiums, and Social Security taxation.  The key takeaway from Dale and John’s discussion is that Roth strategies are not one-size-fits-all. Whether choosing a Roth IRA, a Roth 401(k), or waiting to convert, the goal is to coordinate contributions and conversions with your overall tax picture—a process best handled with thoughtful planning and professional guidance.

Dale sits down with John Kletchka, CPA at Condor, Kletchka & Associates, to discuss why so many retirees claim Social Security without a real plan—and how that can cost them. John explains why you shouldn’t retire just because you hit 65, and how building purpose into your next chapter is essential. Discover strategies to maximize your Social Security benefits and learn how turning a hobby into a business can provide surprising tax advantages. If you’re nearing retirement or already there, this conversation can help you create a more intentional, financially smart future.