Debt expert Tommy is back for another conversation and we reflect on the January blues and the stress that can follow the Christmas period...

We discuss Buy Now Pay Later schemes such as Klarna and ClearPay and how people can fall into that trap...

And we talk about how people have gone from sleepless nights and miserable days, to enjoying life again after taking even the smallest steps to address their money and debt worries.

www.dontfretaboutdebt.net/blethered/

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