Universal Credit - frankly it's a shambles, and the knock on effect seems to be ignored by those who insist on bringing it forward.
Of course, it's never them that get affected by it, the politicians with their noses in all sorts of business, most of it profitable.
But for the people on Universal Credit, the consequences on this bit of legislation will be felt for generations.
Take a listen, feel free to disagree, and let me know what you think,
Daniel Latto