In this hour of the show, David began by talking about taxes. Then caller Donna asked about maintaining her will from 1988. Caller John asked about adding his wife to the deed of his house.

David Began the show talking about the current and 2008 housing markets. Caller Scott asked abut trusts and Caller Jackie had a questions about placing her mom in long term care.

This hour David spoke with caller Rocky about buying cars and their contracts. Plus spoke with caller Johnny about disability and social security.

The main subject of this hour was answering caller Scott's questions about trusts.

David spoke more about how the middle class pays for everything. Caller John is an executor who had a question about someone taking money from an estate. Caller Betty bought long term care insurance but doesn't know if she wants to keep it. Last, Caller William asks about wills and trusts.

David began the show talking about how the middle class pays for everything. Then caller David had a question about business income. Last, Caller Christy had a question about beneficiaries.