The Deciding Factor Podcast

In this episode both Alton and John not only teach you what Financial Planers and Financial Advisors do, but they also get into the details to help you know if you should talk to one yourself. Special guest Jeremiah Pizana, CPFA joins The Deciding Factor to give us more in-site on Financial Planning/Advising. Jeremiah really gets into things you MUST know when talking to a planner or advisor. The Deciding Factor is all about if a Financial Planer/Advisor is right for everyone.

Jerimiah Pizana Bio:
Jeremiah Pizana, he grew up in Central Texas and attended Texas State University where he graduated with a Bachelors of Business Administration in Finance. He proceeded to work in the banking industry for 11 years. He felt that business owners needed much more guidance above and beyond commercial lending services. With a passion for helping business owners and a love for finance, Jeremiah's transition to financial planning was a natural fit. He eagerly began a financial planning practice in Central Texas under the name LibertyCrown Financial. He is a fiduciary financial planner and holds a Certified Plan Fiduciary Advisor designation. He offers securities and investment advice though Royal Alliance Associates, Inc. member FINRA/SIPC.

If you would like to reach out to Jeremiah Pizana, CPFA to learn more or schedual a session with him, please reach out to him at 512-667-7403 or his work address is 4242 Woodcock Dr, Amistad Bld Ste. #160, San Antonio, TX 78228. Tell him that you heard him on The Deciding Factor!

In this episode Alton and John talk about the hot topic of face masks. There are 2 different sides to this argument and they discus both. During the show they give light to a few different sites and studies that they reference. Below are the sites to look up for yourself and to gain your own knowledge and opinion on. Keep in mind that rules, laws and mandates are changing daily. Make sure to study up as these issues change. 

• https://www.whitehouse.gov/briefings-statements/remarks-president-trump-vice-president-pence-members-coronavirus-task-force-press-briefing-18/?fbclid=IwAR3AvNRgWuDu0H7HqNgvvZIoErwD0F0PUxF3A6p2xRgVZZ7B7j5auq6VqTc 
• https://www.cnn.com/2020/03/02/health/surgeon-general-coronavirus-masks-risk-trnd/index.html
• https://www.cdc.gov/coronavirus/2019-ncov/prevent-getting-sick/cloth-face-cover.html
• https://jamanetwork.com/journals/jama/fullarticle/2764955
• https://www.news-medical.net/news/20200315/Wearing-masks-may-increase-your-risk-of-coronavirus-infection-expert-says.aspx
• https://www.sciencedaily.com/releases/2015/04/150422121724.htm
• https://newsnetwork.mayoclinic.org/discussion/covid-19-when-should-you-wear-a-face-mask/?fbclid=IwAR1wxSehcX5DkCG21quL4kTRJgpem2VoQ45TJlEe_4MFc-jUSoP6SgbnfVU
• https://today.tamu.edu/2020/06/12/texas-am-study-face-masks-critical-in-preventing-spread-of-covid-19/

In this episode we discuss what are some pros and cons of Obamacare (AKA: The Affordable Care Act or ACA), with special guest Peighton Burke (bio listed below). We talked about some of the history of the US healthcare, and our own experiences (both prior to and during the Obamacare). Throughout the show we share many thoughts and concerns that we share, and then give you our Deciding Factor on our overall thoughts of Obamacare and what to do maybe going forward. 

Peighton Burke Bio: 

Peighton Burke grew up in central Texas, specifically Copperas Cove. He grew up a military brat with his father retiring as a Chief Warrant Officer 3 and mother currently working as a civilian in Navy Intelligence. Around 2007-2008 he moved to San Antonio halfway through High School. Once he graduated high school, he decided to go straight into sales with aspirations to become a successful businessman. He found a marketing firm that his first mentor owned at 19 and by 21 was able to open his own marketing firm in Phoenix, AZ, working with clients like DirecTV and major retailers like Sam’s Club and Best Buy. He stayed in that business for about 5 to 6 years before deciding to change course into the health insurance field. There are not a lot of agents that like to do health so its heavily under-served, and as a specialist in the health insurance, he provides a lot of value to small business owner, self employed folks, individuals and families that have to pay for their own coverage. If you would like to follow him or reach out to him you can hit him up on his cell at 210-284-8108, Facebook @PeightonTheProtector or LinkedIn www.linkedin.com/in/peightonburke 

#healthinsurance #health #healthcare #medicare #medical #obamacare

Alton and John go over how and what to think about when trying to make decisions.  We also discus how important it is to make decisions.


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If you want to discover more about Decision Making - How To Make Decisions  you can check out: 👉 www.thedecidingfactorpodcast.com

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In this episode Alton and John talk about having a side job (2nd job, side hustle). Most people just go to work, do their 8 hours and then come home. However, there are many options out there to do more than one job. Should you consider having another job? Would it be worth it? What kind of options are out there and what could really come of it?  These are all just some questions we talk about.

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In this episode Alton and John take on one of the biggest topics in today's world. The topic of racism in America is a very emotional topic, as well as being one of the most sensitive ones to talk about. They give in-site into some of the things that the media is not sharing with you, and some of the stats for you to look at and build your option on.
What was done to George Floyd was wrong and should have never happened, but we have to open the dialog. Although Alton and John did not have the time to go over everything that could and should be talked about, they do start the conversation and offer at least one solution. During the show there are a few links that they reference which are:
FBI Stats https://ucr.fbi.gov/crime-in-the-u.s/2017/crime-in-the-u.s.-2017/tables/table-43

Candace Owens on George Floyd https://www.youtube.com/watch?v=JtPfoEvNJ74

George Floyd drops baggie https://www.youtube.com/watch?v=j-6cRu_m_QE

Here is another link they didn't get to but interesting to see, and part of the rioting topic discussed in the show:
Protestor getting paid by George Soros https://www.youtube.com/watch?v=op1yqcIdhbE

If you are interested to discover more about "Racism In America"  visit: 👉 www.thedecidingfactorpodcast.com

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-systemic racism 
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Alton and John go over stocks and if it is good to invest in them.  We also discus if we have invested and how it is going, as well as the cons to getting into stocks.

#stocks #stockmarket #trading #investing #trader #wallstreet #daytrader #daytrading #financialfreedom #passiveincome #makemoney #thedecidingfactor #tdfpodcast #decisionmaking #decisions #decision #problemsolving #motivation #selfimprovement #life #podcast #podcasting #spotify #podcasts #podcastlife #podcastersofinstagram #podcaster #youtube #radio #itunes #podcasters #applepodcasts #podcastshow #interview #newpodcast #applepodcast #spotifypodcast #repost 

Alton and John do an update to their first COVID podcast.  This time they bring back some of what was said the first time to see if their thoughts were correct or off base.  They also talk about some of your rights you may have lost in the last few months, or if it is even correct.

#corona #covid #coronavirus #stayhome #virus #quarantine #staysafe #lockdown #stayathome #socialdistancing #coronavir #pandemic #quarantinelife #thedecidingfactor #tdfpodcast #decisionmaking #decisions #decision #problemsolving #motivation #selfimprovement #life #podcast #podcasting #spotify #podcasts #podcastlife #podcastersofinstagram #podcaster #youtube #radio #itunes #podcasters #applepodcasts #podcastshow #interview #newpodcast #applepodcast #spotifypodcast #repost 

In this episode Alton and John talk about Gun Violence, and if it be blown out of proportions and what really is to blame. We feature a special guest Dr. John Huber with Mainstream Mental Health. Make sure to check him out at mainstreammentalhealth.org and drpsycho.org 
Dr. John Huber's Bio:
Dr. John Huber, is Chairman of Mainstream Mental Health, as well as a mental health professional and university professor that has been in mental health for over twenty five years. His experience began as a School Psychologist, where he work for over a decade with the children between the ages of 18 months to college age. Today, he is in private practice as a Clinical Forensic Psychologist, and he is a practitioner with privileges at two long term acute care hospitals.  As a Forensic Psychologist he participates as an expert witness in Federal and State level courts testifying on pedophilia, child custody, competency, sexual assault, as well as assisting legal teams as they prepare for court.  In addition, he taught undergraduate and graduate psychology at Texas State University for 21 years.

Dr Huber has been featured in the Huffigton Post http://www.huffingtonpost.com/entry/one-psychologists-fight-to-destigmatize-mental-illness_us_588e4b8be4b0cd25e4904a37?timestamp=1485721790092

Dr. Huber has been on Westwood One, CBS Radio "Conversations with Peter Solomon", NBC News Radio 24-7 Source Traffic-2,400 affiliates, America Tonight with Kate Delaney, The Rusty Humphries Show, The Ron Ponder Show, The Doug Kellet Show, WINT-INTEGRITY RADIO - Wake Up Show with Kathy Gee, WBRP Baton Rouge Morning News Talk Radio with Kevin Gallagher, Poppoff with Mary Jane Popp, Afternoons Live with Derek Hanson, 740 am Houston Talk Radio, KXYL with Mark Cope, The Bill Handel Show & "Wake Up Call" with Aron Bender and Jennifer Jones Lee KFI am, This Morning with Gordon Deal (Formally Wall Street Journal Radio), The Joe Show w/ Joe Teehan, The Morning Show with Bill and Joel WDUN FM 102.9, The Price of Business on Bloomberg w/ Kevin Price (Nationally Syndicated) and WFAN FM 101.9 in New York with Bob Salter.

Dr Huber has also contributed to HealthZette.com and in Macaroni Kid Magazine (www.macaronikid.com).  He has contributed to US News and World Report (03/01/2017).   In addition, he is a community partner with "Blood Stripe" the movie (released 2017) and presented on 3 occasions, question & Answer sessions with cast members and the director.  

He is a weekly contributor to American Trends TV show since October 2017 and has appeared on over 30 television shows including NewsMax and Law and Crime TV, internationally on i24 and Channel 1 in Russia.  Additionally, over 300 syndicated radio shows, completely on average 12 to 16 interviews each week.

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In this episode Alton and John answer the question, "should I get a college degree?".  There are many people out there asking themselves if they should spend them money on college, or do something else.  We go over our life experiences and give you food for thought on if you should go to college or not.  


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