The Dollars & Sense Podcast

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Welcome to Anna Seabrook who joins the podcast this week to discuss legal topics related to property, relationships, and estate planning!

We talk about the conveyancing process when buying/selling property, what to watch out for when going into property with partners or friends, relationship property agreements, trusts, contracting out agreements, and wills.

We thoroughly enjoyed having Anna from Hayman Lawyers on the show, and if you have any questions or would like to talk to Anna about your situation you can contact her at: [email protected] or find out more about Hayman Lawyers here. 

If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]

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The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure 

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This week we weigh the pros and cons of investing in shares versus property. Outlining the benefits of each - property offers tangible assets, rental income, leverage, and control, while shares provide liquidity, diversification, dividends, accessibility, and professional management. 

Discussing downsides like market risk, illiquidity, and high costs for property and volatility, lack of control, intangibility, and fees for shares.

So what's better?

If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]

For More Dollars & Sense Content: Click Here

Listen to all The Dollars & Sense Podcasts: Click Here

The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure 

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Do you know what your money personality is? This week, Tim and Brodie discuss the different money personalities which you can find at sorted.org and look at the pros and cons of each personality. Understanding how we think about and interact with money can be incredibly helpful with changing financial behaviors and making smarter decisions.

If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]

For More Dollars & Sense Content: Click Here

Listen to all The Dollars & Sense Podcasts: Click Here

The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure 

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This week Tim and Brodie debunk common financial myths that they hear as advisers. Covering offset mortgages, KiwiSaver taxes, insurance premiums, retirement debt, home affordability for young people, and more.  

If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]

For More Dollars & Sense Content: Click Here

Listen to all The Dollars & Sense Podcasts: Click Here

The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure 

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In this weeks episode join us for an informative history lesson on the biggest stock market crashes throughout the 20th and 21st centuries. Starting with the infamous 1929 stock market crash that saw the Dow Jones plummet 89% over several years right through to the short-lived 2020 coronavirus crash.

Throughout the episode, hosts Tim and Brodie provide context around the factors leading to each crash, the extent of the declines, how long it took markets to recover, and what we can learn from them.  

If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]

For More Dollars & Sense Content: Click Here

Listen to all The Dollars & Sense Podcasts: Click Here

The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure 

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We're mixing it up this week with something a bit different! 

In this episode, Tim and Brodie share some inspiring, heartwarming, and cautionary client "war stories" to help listeners relate to different financial situations. Stories cover getting out of debt, avoiding bad investment advice, and realizing early retirement dreams. 

If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]

For More Dollars & Sense Content: Click Here

Listen to all The Dollars & Sense Podcasts: Click Here

The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure 

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In this episode of the Dollars & Sense Podcast, hosts Tim Ellis and Brodie Haggerty have the privilege of interviewing  Jenny Cheevers, a qualified Mortgage Adviser with 26 years of experience in the industry. 

Jenny shares insights into what she's learnt over the years and explains the home buying process, from getting pre-approved to closing. She shares tips on maintaining good credit and encourages listeners not to lose hope in their journey of getting on the property ladder.

For more information and to connect with Jenny please see the following links:

Website: https://www.jennycheevers.co.nz/
Instagram: https://www.instagram.com/jenny.cheevers/
Email: [email protected]

If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]

For More Dollars & Sense Content: Click Here

Listen to all The Dollars & Sense Podcasts: Click Here

The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure 

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In this episode of the Dollars and Sense podcast, hosts Tim Ellis and Brodie Haggerty discuss common financial issues faced by clients. 

They address topics such as overwhelming debt, difficulty in getting ahead financially, challenges in involving partners in financial matters, concerns about helping financially irresponsible children, and the dilemma of diversifying company shares. The hosts delve into the underlying causes of these issues and provide potential solutions to help listeners overcome them. 

Emphasizing the importance of proactive financial planning, setting clear goals, effective risk management, open communication with partners, and making informed decisions about insurance and investments.

If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]

For More Dollars & Sense Content: Click Here

Listen to all The Dollars & Sense Podcasts: Click Here

The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure 

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In this episode of the Dollars and Sense podcast, hosts Tim Ellis and Brodie Haggerty dive deep into retirement drawdown plans. They discuss three common strategies used by financial advisers and explore the pros and cons of each approach.

The first strategy they discuss is the 4% rule, which suggests withdrawing 4% of your retirement investment each year. They then explore the dynamic withdrawal strategy, which adjusts the withdrawal amount based on market returns. Finally, they introduce the bucket approach, which involves having a war chest of cash to cover essential expenses during market downturns.

Upcoming Seminars:  https://foxplan.nz/foxplan-events

If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]

For More Dollars & Sense Content: Click Here

Listen to all The Dollars & Sense Podcasts: Click Here

The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure 

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This is the final episode of our three-part series on what it looks like working with a Financial Adviser. Following on from the theme of last week, this episode focuses on the key strategies we use when providing financial advice. This week we focus on confidence through investment management and certainty through risk management. 

If you have a question, suggestions, or a topic you would like us to cover, please send an email to: [email protected]

For More Dollars & Sense Content: Click Here

Listen to all The Dollars & Sense Podcasts: Click Here

The information shared on The Dollars & Sense Podcast is general in nature and does not consider your individual circumstances. Dollars & Sense exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Tim Ellis (FSP778196) and Brodie Haggerty (FSP778174) are both Financial Advisers providing advice on behalf of FoxPlan Ltd. FoxPlan Ltd (FSP39630) is a licensed Financial Advice Provider. Important information can be found at www.foxplan.nz/disclosure