The Fed, Venture Capitalists, and even the President are telling us this is not a bail out - but a bail out is exactly what is is! Everyday Americans are unable to bank with SVB. For over forty years, Silicon Valley Bank $SIVB have given preferential treatment to tech startups and local wineries in the form of unsecured lines of credit, funding for their startups, and connections to billionaire elites. But when the bank's bad investments (investing in long term debt with short term money) led to insolvency, billionaires and VC's took to Twitter and begged for a bailout, in the name of protecting the mom and pop shop and everyday Americans.